VCC Beheer is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €68k and a net result of €65k. Its solvency ranks better than 23% of 3325 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€68k
Net result
€65k
Total assets
€387k
Solvency
17.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €387k
Fixed assets
€319k
Current assets
€68k
Equity and liabilities €387k
Equity
€68k
Debt
€319k
Debt finances 82.5% of the balance-sheet total.
Key figures and ratios
Solvency
17.5%
ROE
95.6%
ROA
16.8%
Debt
€319k
Debt ≤ 1 year
€53k
Debt > 1 year
€266k
Income taxes
€12k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€387k
Fixed assets21/28€319k
Tangible fixed assets22/27€950
Furniture and vehicles24€950
Financial fixed assets28€318k
Current assets29/58€68k
Amounts receivable within one year40/41€9k
Trade receivables40€9k
Cash at bank and in hand54/58€54k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€387k
Equity10/15€68k
Contributions10/11€3k
Profit (loss) carried forward14€65k
Amounts payable17/49€319k
Amounts payable after more than one year17€266k
Financial debts170/4€266k
Amounts payable within one year42/48€53k
Current portion of amounts payable after more than one year42€31k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€12k
Taxes450/3€12k
Other amounts payable47/48€6k
Accrued charges and deferred income492/3€500
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€338
Other operating charges640/8€1k
Gross operating margin9900€56k
Operating profit (loss)9901€55k
Financial income75/76B€34k
Recurring financial income75€34k
Financial charges65/66B€12k
Recurring financial charges65€12k
Profit (loss) for the period before taxes9903€77k
Income taxes67/77€12k
Profit (loss) for the period9904€65k
Profit (loss) for the period to be appropriated9905€65k
Appropriation of the result
Profit (loss) to be appropriated9906€65k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 593500 HasseltGround area
684 m²
Building footprint
115 m²
Volume, LiDAR
864 m³
Parcel 71324E0155/00D005, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VCC Beheer
since 20232.354.046.874
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71324E0155/00D005 | Flanders | 684 m² | 1 · 115 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,686 companies in sector 66220 we hold annual accounts for 3,231. 2,506 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2023
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
64200Holdings
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.