Result
-€955 -€955
From profit to loss in 2025, after a profit of €227,647 in 2024.
VCarch
Lifetime
8 annual accounts with figures on one time axispeak -€1,709 (2019)
-€7,376▼ €817
lowest -€5,252 (2023)
-€955▼ €228,602
peak €1.7m (2024)
€1.7m▼ 0.1%
€300,902▼ 38.8%
Board1 name since 2021
1 directorArthur Van Cauwenberghe
Documentsfilings and deeds
14-04-202616 days before the deadline
2025micro format
Gross margin from -€6,559 to -€7,376Loss of €955Debts from €491,452 to €300,902Cash from €1,424 to €494
Key points
from the 2025 annual accountsFilings
8 annual accounts 1 late
The 2021 accounts came 3 days late. The other seven were filed on time.
At the same address
8 companies
Turnover not published (micro format)
Checked score
83
Excellent
Financially stronger than 49% of small companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.7%▲ +0.2 percentage points vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.8%▲ +0.1 percentage points vs 03-2025
05-2025: 1.0%▲ +0.2 percentage points vs 04-2025highest value
06-2025: 1.0%● unchanged vs 05-2025highest value
07-2025: 1.0%● unchanged vs 06-2025highest value
08-2025: 0.8%▼ -0.2 percentage points vs 07-2025
09-2025: 0.8%● unchanged vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.3%▼ -0.5 percentage points vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.5%▲ +0.2 percentage points vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.4%▼ -0.1 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 0.75, cash €494, halved
Loss of €955 (financial year 2025)
lowers risk
Size: total assets €2.0m
Equity €1.7m (85.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 82% of them on solvency, 36% on liquidity, 36% on profitability and 43% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €140,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.75 (0.77 in 2024), below 1. Short-term debt is 14.7% and cash 0% of total assets. 14.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-04-2026, 16 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
16 days early
2024
1 day early
2023
36 days early
2022
2 days early
2021
3 days late
2020
30 days early
2019
9 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 13 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered office moved within Ghent
New registered office: Sint-Margrietstraat 15, 9000 Gent · Previous registered office: 9051 Gent, Jean-Baptiste de Ghellincklaan · Appointment: Arthur Van Cauwenberghe (director) · General meeting of 21-11-2023 · Gazette deed
Appointment: Van Cauwenberghe Arthur (manager)
Gazette deed
Incorporation
published on 16-06-2017 · Gazette deed
First establishment
Sint-Margrietstraat 15, Ghent
Official details
Source: KBO- Status
- Active since 14-06-2017Normal situation
- Activity
- “De architect-rechtspersoon en de vennoten dienen de Wet van 20 februari 1939,de Wet van…” (deed in Dutch)From the articles, 19 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.267.843.8659000 Ghent, since 14-06-2017
- Financial year end
- 30 September
- Peppol
- Not found in the Peppol Directory
Annual accounts to 30-09-2025
- €2.0m▼ 8.6%
- Filing
- Filed on 14-04-2026, 16 days before the end of the filing period
Insights on VCarch
VCarch files the micro format. That format states no turnover. The gross margin fell from -€2,623 in 2018 to -€7,376 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VCarch
- What is the company number of VCarch?
- The company number of VCarch is 0676.798.692. The VAT number is the same number with BE in front: BE 0676.798.692.
- Where is VCarch based?
- The registered office is at Sint-Margrietstraat 15, 9000 Ghent.Company details
- What is the legal form of VCarch?
- VCarch is a private limited company (BV).
- When was VCarch founded?
- VCarch was founded on 14-06-2017.
- Is VCarch still active?
- Yes, VCarch is an active enterprise in the KBO register.
- What is the turnover of VCarch?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is VCarch profitable?
- In financial year 2025, VCarch made a loss of €955.
- Where can I find the annual accounts of VCarch?
- VCarch filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VCarch due?
- VCarch must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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