Skip to content

VCAM

Active
Private limited companyfounded 20241 yr activeRue Gustave Taillard 25, 4650 Herve, BelgiumKBO/BCE: BE 1017.516.241
Summary

VCAM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,969 and a net result of €80,969. Its solvency ranks better than 58% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100
Solvency89▼-11
Growth75
Track record82
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.75; short-term debt: 35.6% and cash: 98% of total assets), and 35.6% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.4%
Return on assets
80.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
65 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 December 2024, VCAM was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€64,969▲ 3,148%
2024 · €2,000
Total assets
€100,916▲ 4,946%
2024 · €2,000
Net result
€80,969
Working capital
€62,969
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€109,284
Net result€80,969
Equity€2,000-€64,969▲ 3,148%
Total assets€2,000-€100,916▲ 4,946%
Debt€35,947
Working capital€62,969
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2025: €109,284€109,284Net result 2025: €80,969€80,96920242025€0€50,000€100,000Operating result 2025: €109,284€109,000Net result 2025: €80,969€81,00020242025
2025 is the only fiscal year with figures: the operating result is €109,284.
Balance-sheet composition
Assets €100,916
Fixed assets €2,000
Current assets €98,916
Equity and liabilities €100,916
Equity €64,969
Debt €35,947
Debt finances 35.6% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Current ratio
2.75
Debt to equity
0.55
ROE
124.6%
ROA
80.2%
Debt ≤ 1 year
€35,947
Income taxes
€28,019
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€2,000€100,916▲
Fixed assets21/28-€2,000
Financial fixed assets28-€2,000
Current assets29/58€2,000€98,916▲
Cash at bank and in hand54/58€2,000€98,916▲
Equity and liabilities
Total equity and liabilities10/49€2,000€100,916▲
Equity10/15€2,000€64,969▲
Contributions10/11€2,000€2,000=
Reserves13-€62,969
Distributable reserves133-€62,969
Amounts payable17/49-€35,947
Amounts payable within one year42/48-€35,947
Trade debts44-€4,045
Suppliers440/4-€4,045
Taxes, remuneration and social security45-€12,009
Taxes450/3-€12,009
Other amounts payable47/48-€19,893
Income statement Code20242025
Gross operating margin9900-€109,284
Operating profit (loss)9901-€109,284
Financial charges65/66B-€296
Recurring financial charges65-€296
Profit (loss) for the period before taxes9903-€108,987
Income taxes67/77-€28,019
Profit (loss) for the period9904-€80,969
Profit (loss) for the period to be appropriated9905-€80,969
Appropriation of the result
Profit (loss) to be appropriated9906-€80,969
Transfer to equity691/2-€62,969
To other reserves6921-€62,969
Profit to be distributed694/7-€18,000
Return on contributions (dividend)694-€18,000

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Gross operating margin9900-€109,284-
Operating profit (loss)9901-€109,284-
Financial charges65/66B-€296-
Recurring financial charges65-€296-
Profit (loss) for the period before taxes9903-€108,987-
Income taxes67/77-€28,019-
Profit (loss) for the period9904-€80,969-
Profit (loss) for the period to be appropriated9905-€80,969-
Line20242025Change
Assets
Total assets20/58€2,000€100,916▲ 4,946%
Fixed assets21/28-€2,000-
Financial fixed assets28-€2,000-
Current assets29/58€2,000€98,916▲ 4,846%
Cash at bank and in hand54/58€2,000€98,916▲ 4,846%
Equity and liabilities
Total equity and liabilities10/49€2,000€100,916▲ 4,946%
Equity10/15€2,000€64,969▲ 3,148%
Contributions10/11€2,000€2,000=
Reserves13-€62,969-
Distributable reserves133-€62,969-
Amounts payable17/49-€35,947-
Amounts payable within one year42/48-€35,947-
Trade debts44-€4,045-
Suppliers440/4-€4,045-
Taxes, remuneration and social security45-€12,009-
Taxes450/3-€12,009-
Other amounts payable47/48-€19,893-
Line20242025Change
Profit (loss) for the period9904-€80,969-
Operating cash flow (approximation)-€80,969-
Change in cash-€96,916-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
27-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
191 m²
Building footprint
109 m²
Volume, LiDAR
1,130 m³
Parcel 63035A0033/00A008, Wallonia · tallest building 12.3 m, ±4 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
VCAM
Rue Gustave Taillard 25, 4650 HerveActivities of notaries
since 20242.370.349.705
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63035A0033/00A008 Wallonia 191 m² 1 · 109 m² 12.2 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,583. 39,339 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.