Equity
€60,140 ▲ 10.3%
VCA has made a profit without a break since 2021.
VCA
Lifetime
8 annual accounts with figures on one time axispeak €78,272 (2024)
€73,401▼ 6.2%
lowest -€6,659 (2020)
€5,599▲ 194%
peak €60,140 (2025)
€60,140▲ 10.3%
€16,332▼ 17.1%
peak 1.2 FTE (2020)
-not published
Board1 name since 2017
1 directorAn VAN CAMP
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Result from €1,901 to €5,599Debts from €19,691 to €16,332Cash from €29,040 to €42,914
Key points
from the 2025 annual accountsTurnover
≈ €180,000 estimated
The micro format states no turnover.
Staff
3 employees on 31-12-2025
In 2025, 15 people joined and 14 left.
Liquidity
3.33 was 2.08 in 2024
Short-term debts fell from €19,691 to €16,332.
Filings
8 annual accounts since 2018
The last five annual accounts were filed 7 to 23 days before the end of the period.
Position in the sector
78.6%
Higher solvency than 89% of companies in personal services. Sector median 26.9% · 5,753 companies.
Checked score
97
Excellent
Financially stronger than 77% of micro companies in personal services (NACE 96)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025highest value
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.2%▼ -0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%▼ -0.2 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €76,472
lowers risk
Liquidity: current ratio 3.33, cash €42,914
Equity €60,140 (78.6% of total assets)
Figures for financial year 2025 (filed on 24-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 93% of them on solvency, 93% on liquidity, 63% on profitability and 58% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as VCA has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VCA itself is lower: 0.1% within 12 months. It rests on far more data about VCA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for VCA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.33 (2.08 in 2024), above the usual 1.5. Short-term debt is 21.4% and cash 56.1% of total assets. 21.4% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
7 days early
2024
8 days early
2023
20 days early
2022
11 days early
2021
23 days early
2020
8 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0675758319
Change of role: An VAN CAMP, from director, formerly manager to director
“Het uitoefenen van horeca activiteiten; Het uitbaten in de meest ruime zin van alle soorten eet-en…” (deed in Dutch) · General meeting of 21-03-2024 · Gazette deed
Incorporation
published on 18-05-2017 · Gazette deed
First establishment
Karakthair, Kerkstraat 40, Schilde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VCA Schilde | €76,472 | €73,401 | 78.6% | - |
| The Hair Artist Balen | €91,387 | €72,916 | 10.5% | - |
| FRINGE Lier | €92,330 | €77,105 | 21.7% | - |
| KAPSALON SCHOTEN Schoten | €73,314 | €52,309 | 8.2% | - |
| HAARTIEST Kortrijk | €75,844 | €81,041 | 39.7% | - |
| MDM Ostend | €77,166 | €67,250 | -74.4% | - |
| ZEN COIFFURE Soumagne | €90,993 | €73,802 | 74.5% | - |
These companies have the same main activity as VCA: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €73,300 and €92,300, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 16-05-2017Normal situation
- Activity
- Hairdressing and barber servicesNACE 96210
- Establishment unit
- 2.264.852.3072970 Schilde, since 16-05-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 06-11-2025
Annual accounts 2025
- €76,472▲ 3.0%
- Employeeson 31-12-2025
- 3▲ 50.0%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on VCA
VCA files the micro format. That format states no turnover. The gross margin rose from €42,918 in 2018 to €73,401 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VCA
- What is the company number of VCA?
- The company number of VCA is 0675.758.319. The VAT number is the same number with BE in front: BE 0675.758.319.
- Where is VCA based?
- The registered office is at Kerkstraat 40, 2970 Schilde.Company details
- What does VCA do?
- According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
- What is the legal form of VCA?
- VCA is a private limited company (BV).
- When was VCA founded?
- VCA was founded on 16-05-2017.
- Is VCA still active?
- Yes, VCA is an active enterprise in the KBO register.
- How many employees does VCA have?
- VCA had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of VCA?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €73,401 and 34 comparable companies (NACE 962). It probably lies between €140,000 and €210,000.
- Is VCA profitable?
- In financial year 2025, VCA made a profit of €5,599.
- Where can I find the annual accounts of VCA?
- VCA filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VCA due?
- VCA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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