Liquidity
Short-term debts fell from €104,858 to €13,576.
Short-term debts fell from €104,858 to €13,576.
Latest accounts filed late: after the legal deadline.
Higher solvency than 95% of companies in legal and accounting. Sector median 56.9% · 16,409 companies.
In July 2024, 34,691 companies had the same profile as VC-YK has now. Each dot stands for 87 companies, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,691 companies, not a prediction for VC-YK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| VC-YK Nandrin | €394,604 | €45,426 | 96.6% | - |
| GM.C Schaerbeek | €345,533 | €50,014 | 95.6% | - |
| CABINET D'EXPERTISE JUD. GONAY Durbuy | €358,898 | €52,598 | 53.8% | - |
| Vervoort Accountancy & Tax Lokeren | €383,331 | €42,196 | 35.4% | - |
| XD ACCOUNT Saint-Ghislain | €333,153 | €49,198 | 22.1% | - |
| FiBaCo Villers-le-Bouillet | €316,999 | €39,867 | 8.8% | - |
| SMARTFIN Visé | €290,666 | €51,202 | 23.4% | - |
These companies have the same main activity as VC-YK: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €291,000 and €383,000, founded between 2010 and 2014.
VC-YK files the micro format. That format states no turnover. The gross margin fell from €463,512 in 2013 to €45,426 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €80,000 and €150,000.
Higher than 95% of 16,409 companies in 2025.
Higher than 95% of 16,149 companies in 2025.
Higher than 35% of 16,286 companies in 2025.
Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||
20/58 |
394,604 | 441,440 | 416,194 | 421,087 | 428,906 | 435,557 | 490,625 | 543,490 | 444,855 | 416,907 | 406,917 | 510,424 | 520,241 | |
21/28 |
175,000 | - | 36,580 | - | - | - | - | - | 180,717 | 222,074 | 264,960 | 308,736 | 348,926 | |
21 |
175,000 | - | - | - | - | - | - | - | 180,000 | 220,000 | 260,000 | 300,000 | 340,000 | |
22/27 |
- | - | 36,580 | - | - | - | - | - | 717 | 2,074 | 4,960 | 8,736 | 8,926 | |
23 |
- | - | 36,580 | - | - | - | - | - | - | - | - | - | - | |
24 |
- | - | - | - | - | - | - | - | 717 | 2,074 | 4,960 | 8,736 | 8,926 | |
29/58 |
219,604 | 441,440 | 379,615 | 421,087 | 428,906 | 435,557 | 490,625 | 543,490 | 264,138 | 194,833 | 141,957 | 201,689 | 171,315 | |
29 |
- | - | 145,000 | 250,000 | 350,000 | 200,000 | 200,000 | 65,000 | - | - | - | - | - | |
290 |
- | - | 145,000 | 250,000 | 350,000 | 200,000 | 200,000 | 65,000 | - | - | - | - | - | |
40/41 |
121,523 | 330,884 | 102,110 | 112,917 | 56,439 | 61,373 | 252,419 | 202,812 | 230,291 | 174,198 | 134,269 | 177,980 | 166,047 | |
40 |
120,853 | 140,884 | 11,735 | 12,917 | 26,439 | 61,373 | 147,951 | 140,506 | 210,063 | 174,198 | 134,269 | 177,980 | 165,544 | |
41 |
671 | 190,000 | 90,376 | 100,000 | 30,000 | - | 104,468 | 62,306 | 20,228 | - | - | - | 503 | |
54/58 |
70,885 | 83,361 | 105,310 | 37,449 | 8,221 | 169,004 | 38,206 | 275,678 | 33,847 | 20,635 | 7,688 | 23,709 | 5,267 | |
490/1 |
27,195 | 27,195 | 27,195 | 20,720 | 14,245 | 5,180 | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||
10/49 |
394,604 | 441,440 | 416,194 | 421,087 | 428,906 | 435,557 | 490,625 | 543,490 | 444,855 | 416,907 | 406,917 | 510,424 | 520,241 | |
10/15 |
381,028 | 336,582 | 341,645 | 341,619 | 340,259 | 335,177 | 326,745 | 318,761 | 100,787 | 84,234 | 23,349 | 60,081 | 15,061 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 12,400 | 12,400 | 12,400 | 12,400 | |
100 |
- | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | - | - | - | 6,200 | 6,200 | 6,200 | 6,200 | |
13 |
1,860 | 1,860 | 215,610 | 215,610 | 215,610 | 215,610 | 215,610 | 215,610 | 1,860 | 1,860 | 547 | 133 | 133 | |
130/1 |
- | - | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 547 | 133 | 133 | |
1311 |
- | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | |
132 |
- | - | 213,750 | 213,750 | 213,750 | 213,750 | 213,750 | 213,750 | - | - | - | - | - | |
133 |
1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
14 |
360,568 | 316,122 | 107,435 | 107,409 | 106,049 | 100,967 | 92,535 | 84,551 | 80,327 | 69,974 | 10,402 | 47,548 | 2,528 | |
16 |
- | - | 71,250 | 71,250 | 71,250 | 71,250 | 71,250 | 71,250 | - | - | - | - | - | |
168 |
- | - | 71,250 | 71,250 | 71,250 | 71,250 | 71,250 | 71,250 | - | - | - | - | - | |
17/49 |
13,576 | 104,858 | 3,300 | 8,217 | 17,397 | 29,130 | 92,630 | 153,479 | 344,068 | 332,673 | 383,568 | 450,344 | 505,179 | |
17 |
- | - | - | - | 5,438 | 5,438 | 16,009 | 34,839 | 187,657 | 172,446 | 249,493 | 325,806 | 388,776 | |
170/4 |
- | - | - | - | 5,438 | 5,438 | 16,009 | 34,839 | 187,657 | 172,446 | 249,493 | 325,806 | 388,776 | |
42/48 |
13,576 | 104,858 | 3,300 | 8,217 | 11,959 | 23,692 | 76,622 | 118,640 | 156,410 | 160,226 | 134,075 | 124,538 | 116,404 | |
42 |
- | - | - | - | - | 10,571 | 18,830 | 58,661 | 74,333 | 77,047 | 80,713 | 57,893 | 60,955 | |
44 |
- | 778 | - | - | - | 2,407 | 48,252 | 5,495 | 46,118 | 44,265 | 1,742 | 4,944 | 10,278 | |
440/4 |
- | 778 | - | - | - | 2,407 | 48,252 | 5,495 | 46,118 | 44,265 | 1,742 | 4,944 | 10,278 | |
45 |
2,993 | 103,830 | 495 | 944 | 3,968 | 8,136 | 9,539 | 52,587 | 35,960 | 24,867 | 51,487 | 59,927 | 36,821 | |
450/3 |
2,993 | 95,927 | 495 | 944 | 3,968 | 8,136 | 9,539 | 52,587 | 26,437 | 13,718 | 48,827 | 41,777 | 36,821 | |
454/9 |
- | 7,903 | - | - | - | - | - | - | 9,523 | 11,150 | 2,660 | 18,150 | - | |
47/48 |
10,583 | 250 | 2,804 | 7,273 | 7,991 | 2,578 | - | 1,897 | - | 14,048 | 133 | 1,773 | 8,349 | |
| Income statement | ||||||||||||||
76A |
- | - | - | - | - | - | - | - | - | - | 1,230 | 52 | 73 | |
9900 |
45,426 | 88,146 | -1,600 | -3,201 | 10,292 | 8,316 | 13,637 | 494,425 | 338,079 | 341,021 | 129,188 | 290,477 | 463,512 | |
60/61 |
- | - | - | - | - | - | - | - | - | - | - | - | 232,533 | |
62 |
- | 75,846 | - | - | - | - | - | 191,995 | 263,496 | 227,883 | 47,584 | 186,722 | 358,884 | |
630 |
- | - | 307 | - | - | - | - | - | 41,357 | 42,886 | 43,776 | 43,776 | 64,588 | |
640/8 |
- | 502 | 410 | 521 | 5,284 | - | 810 | 4,951 | 2,077 | 348 | 397 | 333 | 9,803 | |
66A |
- | - | - | - | - | - | - | 717 | - | - | - | 14 | - | |
9901 |
45,426 | 11,798 | -2,317 | -3,722 | 5,008 | 8,316 | 12,827 | 296,762 | 31,149 | 69,904 | 37,431 | 59,647 | 30,238 | |
75/76B |
- | - | 6,475 | 6,475 | 9,065 | 5,180 | 806 | 5,938 | 851 | - | - | - | 34 | |
75 |
- | - | 6,475 | 6,475 | 9,065 | 5,180 | 806 | 5,938 | 851 | - | - | - | 34 | |
65/66B |
980 | 814 | 724 | 897 | 1,936 | 1,995 | 2,175 | 7,504 | 12,309 | 9,019 | 26,130 | 14,665 | 18,081 | |
65 |
980 | 814 | 724 | 897 | 1,936 | 1,995 | 2,175 | 7,504 | 12,309 | 9,019 | 26,130 | 14,665 | 18,081 | |
9903 |
44,446 | 10,983 | 3,434 | 1,856 | 12,136 | 11,501 | 11,458 | 295,196 | 19,691 | 60,885 | 12,531 | 45,019 | 12,264 | |
780 |
- | 71,250 | - | - | - | - | - | - | - | - | - | - | - | |
67/77 |
- | 87,296 | 3,409 | 495 | 7,054 | 3,069 | 3,473 | 5,972 | 9,338 | - | 7,372 | - | 9,602 | |
9904 |
44,446 | -5,063 | 25 | 1,361 | 5,082 | 8,432 | 7,984 | 217,973 | 10,353 | 60,885 | 5,160 | 45,019 | 2,661 | |
789 |
- | 213,750 | - | - | - | - | - | - | - | - | - | - | - | |
689 |
- | - | - | - | - | - | - | 213,750 | - | - | - | - | - | |
9905 |
44,446 | 208,687 | 25 | 1,361 | 5,082 | 8,432 | 7,984 | 4,223 | 10,353 | 60,885 | 5,160 | 45,019 | 2,661 | |
| Appropriation of the result | ||||||||||||||
9906 |
360,568 | 316,122 | 107,435 | 107,409 | 106,049 | 100,967 | 92,535 | 84,551 | 80,327 | 71,287 | 10,660 | 47,548 | 2,661 | |
14P |
316,122 | 107,435 | 107,409 | 106,049 | 100,967 | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | 1,313 | 258 | - | 133 | |
6920 |
- | - | - | - | - | - | - | - | - | 1,313 | 258 | - | 133 | |
| Social balance sheet | ||||||||||||||
9087 |
- | 1.3 | - | - | - | - | - | 4.1 | 6.1 | 5.5 | 1.8 | 2 | 4.5 | |
Hours worked1013 |
- | 2,435 | - | - | - | - | - | 6,380 | 9,837 | 8,462 | 1,489 | 3,640 | 13,428 | |
| Document | ||||||||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 13-10-2026.
2025 annual accounts filed 74 days after the deadline. Filed on 13 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00555027.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 13-10-2026 | 2026-00555027 | |
| 31-12-2024 | micro format | 29-09-2025 | 2025-00523296 | |
| 31-12-2023 | micro format | 04-10-2024 | 2024-00506104 | |
| 31-12-2022 | micro format | 24-10-2023 | 2023-00490971 | |
| 31-12-2021 | micro format | 27-09-2022 | 2022-20436940 | |
| 31-12-2020 | micro format | 29-10-2021 | 2021-75100560 | |
| 31-12-2019 | micro format | 30-11-2020 | 2020-74100268 | |
| 31-12-2018 | micro format | 30-10-2019 | 2019-72900183 | |
| 31-12-2017 | micro format | 31-10-2018 | 2018-71700295 | |
| 31-12-2016 | full format | 09-05-2017 | 2017-11600151 | |
| 31-12-2015 | full format | 31-10-2016 | 2016-67100043 | |
| 31-12-2014 | full format | 15-09-2015 | 2015-58700365 | |
| 31-12-2013 | full format | 28-11-2014 | 2014-67900320 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | -2,009 | - | - | - | - | - | 72,506 | 112,790 | 81,207 | 103,422 | 94,826 | ||
| - | - | 333 | - | - | - | - | - | 51,710 | 103,771 | 48,935 | 88,795 | 67,249 | ||
| 175,000 | - | 36,887 | - | - | - | - | - | 0 | 0 | 0 | 3,585 | 413,514 | ||
| -12,476 | -21,949 | 67,860 | 29,228 | -160,782 | 130,798 | -237,472 | 241,831 | 13,212 | 12,947 | -16,021 | 18,442 | - | ||
| 206,028 | 336,582 | 376,315 | 412,869 | 416,947 | 411,865 | 414,004 | 424,850 | 107,727 | 34,606 | 7,882 | 77,151 | 54,911 | ||
| 96.6% | 76.2% | 82.1% | 81.1% | 79.3% | 77.0% | 66.6% | 58.7% | 22.7% | 20.2% | 5.7% | 11.8% | 2.9% | ||
| 16.18 | 4.21 | - | 51.24 | 35.86 | 18.38 | 6.40 | 4.58 | 1.69 | 1.22 | 1.06 | 1.62 | 1.47 | ||
| 0.04 | 0.31 | 0.01 | 0.02 | 0.05 | 0.09 | 0.28 | 0.48 | 3.41 | 3.95 | 16.43 | 7.50 | 33.54 | ||
| 11.7% | -1.5% | 0.0% | 0.4% | 1.5% | 2.5% | 2.4% | 68.4% | 10.3% | 72.3% | 22.1% | 74.9% | 17.7% | ||
| 11.3% | -1.1% | 0.0% | 0.3% | 1.2% | 1.9% | 1.6% | 40.1% | 2.3% | 14.6% | 1.3% | 8.8% | 0.5% | ||
| - | - | -2.77 | - | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | - | - | - | - | - | 16 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2024 |
|---|---|
| 1.3 |
Source: social balance sheet in the 2024 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €36,887 | - | - |
| Intangible fixed assets | €175,000 | - | - | - | - |
| - | - | €307 | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is nearly 3.9 times that of 2024 and the highest since 2018. It is the third rise in a row, after the fall in 2022.
Debt's share of the balance-sheet total falls from 23.8% to 3.4%. Equity is higher and debt is lower.
VC-YK has no parent and no holdings in its annual accounts. is the only director. VC-YK shares no director with another company.
| MOBILIER CONTEMPORAIN LIEGEOIS
registered office since 09-06-2000 · founded in 2000 · accounts filed late |
4.8 FTE (2024) 0471.775.435 |
| T.P. DESIGN FURNITURE
registered office since 01-01-2022 · founded in 1997 · accounts filed late |
1 FTE (2024) 0461.334.473 |
| GDPE-CONCEPT
establishment since 01-01-1984 · founded in 1983 |
total assets €1.7m (2025) 0424.868.809 |
| EPRCG
registered office since 27-04-2020 · founded in 2020 · accounts filed late |
0.8 FTE (2024) 0746.519.324 |
| VC-GESTION
registered office since 09-06-2006 · founded in 2006 |
total assets €827,480 (2025) 0881.906.182 |
| VIVRE CONTEMPORAIN
registered office since 28-09-2021 · founded in 2021 · accounts filed late |
total assets €792,946 (2025) 0774.715.937 |
| RAYGEO CUISINES+
registered office since 09-06-2000 · founded in 2000 |
total assets €529,952 (2025) 0471.565.597 |
| FLORYSS FLEURS
establishment since 01-07-2025 |
founded in 2025 1024.543.296 |
| VC Concepts
registered office since 08-10-2024 |
founded in 2024 1014.832.410 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
VC-YK was incorporated on 19 June 2012.1 The registered office was moved to Huy in 2017.2 The name was changed to VC-YK in 2022.3 is director of the company, appointed by deed of 21-12-2022.3 Total assets fell from €543,490 in 2018 to €394,604 in 2025 and headcount from 4.1 full-time equivalents in 2018 to 1.3 in 2024.4
| Establishment | Since | Unit number |
|---|---|---|
| Chemin de Gabelle 17, 4500 Huy registered office | 11-09-2019 | |
| CABINET D'EXPERTISE P. GONAY Route du Condroz 109, 4550 Nandrin 47551 Retail sale of household furniture | 01-01-2017 | 2.268.219.096 |
Registered office since 11-09-2019, per the deed of 26-09-2019
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 61043B0412/00C000 | 4,429 m² | 1 · 861 m² | 10.2 m · 3 |
| 61078C0045/00X005 | 273 m² | 1 · 73 m² | 6.3 m · 1 |
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