VC VERZEKERINGEN

Active Risk: not assessed

Private limited companyfounded 2006active for 19 yearsRidder van Ranstlei 12, 2640 Mortsel, BelgiumKBO/BCE: BE 0885.092.930

Summary

VC VERZEKERINGEN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €116,347 and a net result of €72,378. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 44% of 3,040 sector peers (NACE 66, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

VC VERZEKERINGENActive

Risk analysis Report Compare

Activity

Insurance agents and brokers

NACE 66220

10th oldest company in Mortsel, Finance and insurance sector1 site

Size

≈ €470,000turnover 2025, estimated

Staff: 2.5 FTE
Equity: €116,347
Profit: €72,378

Turnover estimated from the gross margin

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

GECEMADirector · permanent representative Ceuleers Geert
Goed VerzekerdDirector · permanent representative Verdonck Steff

2025 accounts 98 days early2 of 4 deeds summarised

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-01-2026, 98 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

98 days early

2024

2 days early

2023

5 days early

2022

3 days early

2021

1 day early

2020

on the day

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 April (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end30-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

04-02-2026 Resignation: Ceuleers Geert (director)Appointments: Gecema (director) and Goed…
22-01-2026 Annual accounts filedfinancial year 2025 · micro…
28-04-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Equity fell in 2025from €303,235 to €116,347 ▼ 61.6% View
Positive: 10th oldest company in Mortsel, Finance and insurance sectorin the Checked rankings No. 10 View
Board changedlatest change 06-01-2026 · 2 in office 2 joined · 1 left View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 7 profitable years in a rowprofit 2025: €72,378 7 years View

By topic

Financials

Financial year: 2025
Total assets: €267,458
Profit: €72,378
Solvency: 43.5%

Total assets▼ 35.8%

Net result

20192025

Go to Financials

Board & ownership

Board: 2 members

GECEMADirector
Goed VerzekerdDirector

Go to Board & ownership

Timeline

Events: 23
Since: 2009
Next accounts: by 30-04-2027

25-04-2024Annual accounts filed
27-04-2023Resignation: Ceuleers Geert (manager)
27-04-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Insurance agents and brokersNACE 66220
Founded: 20-11-2006
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 11

Who signs: Each director alone
Annual meeting: 1 February at 09:00

Go to Articles of association

Key facts about VC VERZEKERINGEN

What is the company number of VC VERZEKERINGEN?: 0885.092.930. In Belgium the VAT number is the company number with BE in front: BE 0885.092.930.
Where is VC VERZEKERINGEN based?: The registered office is at Ridder van Ranstlei 12, 2640 Mortsel.Company details
What does VC VERZEKERINGEN do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of VC VERZEKERINGEN?: Private limited company (BV).
When was VC VERZEKERINGEN founded?: On 20-11-2006.
Is VC VERZEKERINGEN still active?: Yes, VC VERZEKERINGEN is an active enterprise in the KBO register.
How many employees does VC VERZEKERINGEN have?: On average 2.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VC VERZEKERINGEN?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VC VERZEKERINGEN profitable?: In financial year 2025, VC VERZEKERINGEN made a profit of €72,378.
Where can I find the annual accounts of VC VERZEKERINGEN?: VC VERZEKERINGEN filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VC VERZEKERINGEN due?: By 30-04-2027, for financial year 2026.Timeline