VC&JP

Active

Private limited companyfounded 20251 yr activeSt-Hendriksvoorplein 38, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 1025.385.416

Summary

The computed 12-month bankruptcy probability of VC&JP is 3.2% (moderate). The 2025 annual accounts show equity of €47,251 and a net result of -€749. Its solvency ranks better than 46% of 4567 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

VC&JPActiveChecked score 51/100

Risk analysis Report Compare

Activity

Full-service restaurants

NACE 56111

1 site

Size

€110,884turnover 2025

Staff: 3.1 FTE
Equity: €47,251
Loss: -€749

Financial health

51 Fair Checked score 2025

Bankruptcy chance 12 m: 3.2%

Structure

Accounts 40 d early0 of 1 deed read

Why 51- Founded in 2025- Sector Food and beverage service activities (NACE 56)- Size: turnover €110,884, total assets €178,974+ Figures for FY 2025 (filed 21-06-2026)Show the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 50% of its sector peers (NACE 56, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 51

equity 26.4% of total assets

Liquidity 61

short-term debt 10.3% · cash 9.2%

Profitability 55

return on assets -0.4%

Bankruptcy probability, 12 months

3.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,692 companies)

Last 24 months 08-2026: 4.1% 09-2026: 4.2%▲ +2.3% vs 08-2026highest value 10-2026: 3.2%▼ -23.9% vs 09-2026lowest value

Founded in 2025 raises the probability for this profile
Sector Food and beverage service activities (NACE 56) raises the probability
Size: turnover €110,884, total assets €178,974 raises the probability for this profile
Figures for FY 2025 (filed 21-06-2026) lowers the probability

Credit up to €2,000 at 30 days acceptable

Liquidity ample (current ratio 2.4; short-term debt: 10.3% and cash: 9.2% of total assets), but 73.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 47%, liquidity 65%, profitability 38%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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