VC ATELIER
ActiveVC ATELIER has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60k and a net result of €-21k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 27% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability18▼-56
Solvency31▼-30
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.71 against 1.27 in 2023; short-term debt: 32.8% and cash: 1.3% of total assets), and 94% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
6%
Return on assets
-2.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-07-2025, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d early
2023
26 d early
2022
25 d late
2021
16 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€60k▼ 26.0%
2023 · €81k
2018: €60k
2019: €59k
2020: €69k
2021: €70k
2022: €71k
2023: €81k
2018 → 2024
Total assets
€999k▲ 349%
2023 · €222k
2018: €195k
2019: €218k
2020: €244k
2021: €219k
2022: €253k
2023: €222k
2018 → 2024
Net result
€-21k
2023 · €10k
2018: €-402
2019: €-643
2020: €10k
2021: €935
2022: €1k
2023: €10k
2018 → 2024
Working capital
€-94k
2023 · €34k
2018: €-13k
2019: €-6k
2020: €-17k
2021: €-22k
2022: €15k
2023: €34k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€69k-€70k▲ 1.4%€71k▲ 1.9%€81k▲ 13.7%€60k▼ 26.0%
Operating result€8k-€2k▼ 76.0%€2k▲ 14.6%€15k▲ 558%€-23k
Net result€10k-€935▼ 90.3%€1k▲ 40.5%€10k▲ 642%€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €23k after €15k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €999k
Fixed assets
€766k▲ 1,065%
Current assets
€234k▲ 49.0%
Equity and liabilities €999k
Equity
€60k▼ 26.0%
Debt
€939k▲ 564%
The debt ratio rises from 63.6% to 94.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▼
2023 · €47k
Cash flow
€6k▼
2023 · €42k
Solvency
6.0%▼
2023 · 36.4%
Current ratio
0.71▼
2023 · 1.27
Quick ratio
0.28▼
2023 · 0.40
Debt / equity
15.66▲
2023 · 1.75
ROE
-35.1%▼
2023 · 12.0%
ROA
-2.1%▼
2023 · 4.4%
Interest coverage
0.27▼
2023 · 27.88
Debt
€939k▲
2023 · €141k
Debt ≤ 1 year
€328k▲
2023 · €123k
Debt > 1 year
€612k▲
2023 · €18k
Income taxes
€163▼
2023 · €3k
Staff costs
€196k▲
2023 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€222k€999k▲
Fixed assets21/28€66k€766k▲
Intangible fixed assets21€746€108k▲
Tangible fixed assets22/27€65k€658k▲
Land and buildings22-€470k
Plant, machinery and equipment23€23k€155k▲
Furniture and vehicles24€5k€12k▲
Other tangible fixed assets26€37k€22k▼
Current assets29/58€157k€234k▲
Stocks and contracts in progress3€108k€143k▲
Stocks30/36€108k€143k▲
Amounts receivable within one year40/41€29k€78k▲
Trade receivables40€25k€56k▲
Other amounts receivable41€4k€22k▲
Cash at bank and in hand54/58€20k€13k▼
Deferred charges and accrued income490/1€273-
Equity and liabilities
Total equity and liabilities10/49€222k€999k▲
Equity10/15€81k€60k▼
Contributions10/11€10k€10k=
Reserves13€71k€50k▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€5k€5k=
Distributable reserves133€64k€45k▼
Amounts payable17/49€141k€939k▲
Amounts payable after more than one year17€18k€612k▲
Financial debts170/4€18k€612k▲
Amounts payable within one year42/48€123k€328k▲
Current portion of amounts payable after more than one year42€14k€60k▲
Trade debts44€18k€126k▲
Suppliers440/4€18k€126k▲
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€5k€6k▲
Remuneration and social security454/9€3k€1k▼
Other amounts payable47/48€82k€134k▲
Income statement
Code20232024
Remuneration, social security and pensions62€87k€196k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€27k▼
Other operating charges640/8€1k€28k▲
Gross operating margin9900€136k€228k▲
Operating profit (loss)9901€15k€-23k▼
Financial income75/76B€5€18k▲
Recurring financial income75€5€840▲
Non-recurring financial income76B-€17k
Financial charges65/66B€2k€16k▲
Recurring financial charges65€2k€16k▲
Profit (loss) for the period before taxes9903€13k€-21k▼
Income taxes67/77€3k€163▼
Profit (loss) for the period9904€10k€-21k▼
Profit (loss) for the period to be appropriated9905€10k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-21k▼
Transfer from equity791/2-€21k
Transfer to equity691/2€10k-
To other reserves6921€10k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-21k ▼316%
Net result drops to €-21k, the lowest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €10k ▲642%
Operating result €15k, net result €10k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 2 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Polbroek 689520 Sint-Lievens-HoutemGround area
8,223 m²
Building footprint
1,694 m²
Volume, LiDAR
8,511 m³
2 parcels, Flanders · tallest building 12.1 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
VC ATELIER
since 20022.095.615.021
VC ATELIER
since 20242.362.746.487
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44072D0538/00D002 | Flanders | 8,037 m² | 1 · 1,694 m² | 12.1 m · 1 fl. |
| 41063C0193/00T003 | Flanders | 186 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 3,750 EUR awarded · 3,750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
| 2022 | 1 | 750 EUR | 750 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
8 live approvals · 11 endedBinnenschrijnwerk en interieur duaal (so)
Binnenschrijnwerk en interieur duaal (so)
Interieurbouwer duaal (so)
Interieurbouwer duaal (so)
Machinaal houtbewerker duaal (so)
Machinaal houtbewerker duaal (so)
Show 2 more
Medewerker hout duaal (so)
Operator CNC-gestuurde houtbewerkingsmachines duaal (so)
Similar companies · same sector, comparable size
MAUDEL CONCEPT
BE 0627.622.563
Orp-Jauche · Eq €60k
INTER CHANTIER
BE 0712.597.830
Verviers · Eq €60k
ALAL ZAVENTEM
BE 0546.763.561
Neupré · Eq €60k
Belgian Professional Home Appliances
BE 0830.746.602
Grez-Doiceau · Eq €61k
ELEKTRO LEFEVRE
BE 0474.990.786
Tienen · Eq €61k
Of 1,510 companies in sector 47540 we hold annual accounts for 805. 600 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2001
Fiscal year end31-12
Activities, NACEBEL
20300Manufacture of chemicals and chemical products
43320Joinery installation
45421
47540Retail sale of electrical household appliances
16230Manufacture of other builders' carpentry and joinery
45422
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.