Financials
- Financial year
- 2025
- Total assets
- €14,541
- Loss
- -€1,002
- Solvency
- 3.4%
VC AMARO
ActiveSummary
The computed 12-month bankruptcy probability of VC AMARO is 2.2% (moderate). The 2025 annual accounts show equity of €498 and a net result of -€1,002. Its solvency ranks better than 10% of 34,650 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Other specialised construction activities
NACE 43990
1 site
Size
€14,541total assets 2025
- Equity
- €498
- Loss
- -€1,002
Turnover not published (micro format)
Why 52raises riskFounded in 2025Sector: Specialised construction activities (NACE 43)Equity €498 (3.4% of total assets)Latest accounts 30 days lateShow the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 25% of its sector peers (NACE 43, micro)
Financial strength
Average
Solvency
28
equity 3.4% of total assets
Liquidity
45
short-term debt 43.4% · cash 12.7%
Profitability
60
return on assets -6.9%
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 1.9%lowest value
03-2026: 1.9%● unchanged vs 02-2026lowest value
04-2026: 1.9%● unchanged vs 03-2026
05-2026: 2.3%▲ +0.4 percentage points vs 04-2026
06-2026: 2.4%▲ +0.1 percentage points vs 05-2026
07-2026: 2.7%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 2.7%● unchanged vs 07-2026highest value
09-2026: 2.2%▼ -0.5 percentage points vs 08-2026
10-2026: 2.2%● unchanged vs 09-2026
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 10% on solvency, 35% on liquidity and 29% on profitability.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 34650 sector peers (2025).
NBB · sector comparisonPosition among 34650 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
30 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: De Almeida Amaro Vitor…
Key points
By topic
Board & ownership
- Board
- 1 member
- De Almeida Amaro Vitor DanielDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other specialised construction activitiesNACE 43990
- Founded
- 31-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 30
- Who signs
- Each director alone
- Annual meeting
- First Monday of June at 16:00
- Purpose
- “Alle activiteiten die rechtstreeks of onrechtstreeks verband houden met het onderhoud, de…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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