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VBK - Afrasteringen

Active
Private limited companyfounded 1999active for 27 yearsTerlicht(KE) 141, 9451 Haaltert, BelgiumKBO/BCE: BE 0466.210.308
Summary

VBK - Afrasteringen has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €442,255 and a net result of €28,170. Equity has been growing by about 10% per year since 2019. Its solvency ranks better than 72% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 22-06-1999 Normal situation
Activity
Retail sale of hardware, building materials, paint and glass (general range) NACE 47521
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 30-09-2024
Establishment unit
2.091.771.247 9451 Haaltert, since 28-07-1999
Financial year end
30 September
Peppol
Reachable since 29-11-2024

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-09-2025
Gross margin
€136,934
▲ 0.5%
Turnover
≈ €770,000
estimated
Profit
€28,170
▲ 132%
Equity
€442,255
▲ 4.3%
Total assets
€753,504
▲ 3.9%
Employees on 30-09-2025
2
=
Filed on 30-03-2026, 31 days before the deadline
Score breakdownlowers riskFounded in 1999Size: 1.5 FTE, total assets €753,504Equity €442,255 (58.7% of total assets)Liquidity: current ratio 2.21, cash €86,645Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 56% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 84+1
equity 58.7% of total assets
Liquidity 45-10
short-term debt 41.3% · cash 11.5%
Profitability 73+30
return on assets 3.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025highest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.21 (2.18 in 2024), above the usual 1.5. Short-term debt is 41.3% and cash 11.5% of total assets. 41.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 72% of them on solvency, 44% on liquidity, 58% on profitability and 50% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 1999
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: 1.5 FTE, total assets €753,504
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €442,255 (58.7% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.21, cash €86,645
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
26 days early
2023
15 days early
2022
27 days early
2021
31 days early
2020
on the day
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 3 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €28,170 7 years View

Recent changes

  1. · Gazette deed Resignations: DE SAEDELEER Betty, VAN BUGGENHOUT Nathalie and VAN BUGGENHOUT CarlaReappointments: DE SAEDELEER Betty, VAN BUGGENHOUT Nathalie and VAN BUGGENHOUT Carla
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as VBK - Afrasteringen: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €480,000 and €1m, founded between 1993 and 2000.

CompanyTotal assetsGross margin
VBK - Afrasteringen Haaltert€0.8m€0.1m
CONDUCTO Temse€0.7m€0.2m
SALLET J. Ninove€1.0m€0.1m
CASTERS PRO Oudsbergen€1.0m€0.2m
Huis Nijs - Peeters Bekkevoort€0.7m€0.2m
QUALIMANDJARO Hamme (Vl.)€0.9m€0.3m
FURNIFIT Destelbergen€0.5m€0.3m
Full comparison

Key facts about VBK - Afrasteringen

What is the company number of VBK - Afrasteringen?
The company number of VBK - Afrasteringen is 0466.210.308. The VAT number is the same number with BE in front: BE 0466.210.308.
Where is VBK - Afrasteringen based?
The registered office is at Terlicht(KE) 141, 9451 Haaltert.Company details
What does VBK - Afrasteringen do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of VBK - Afrasteringen?
The legal form of VBK - Afrasteringen is Private limited company (BV).
When was VBK - Afrasteringen founded?
VBK - Afrasteringen was founded on 22-06-1999.
Is VBK - Afrasteringen still active?
Yes, VBK - Afrasteringen is an active enterprise in the KBO register.
How many employees does VBK - Afrasteringen have?
VBK - Afrasteringen had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VBK - Afrasteringen fall under?
In its 30-09-2024 annual accounts, VBK - Afrasteringen states joint committees 100 (Aanvullend Paritair Comité voor de werklieden) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of VBK - Afrasteringen?
The turnover in financial year 2025 is ≈ €770,000. This figure is estimated from the gross margin of €136,934 and 33 comparable companies (NACE 475). It probably lies between €590,000 and €1.2m.
Is VBK - Afrasteringen profitable?
In financial year 2025, VBK - Afrasteringen made a profit of €28,170.
Where can I find the annual accounts of VBK - Afrasteringen?
VBK - Afrasteringen filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VBK - Afrasteringen due?
VBK - Afrasteringen must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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