VBH Consulting
ActiveVBH Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €20k. Its solvency ranks better than 47% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency82▼-6
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 2.61 in 2024; short-term debt: 43.2% and cash: 43.4% of total assets), and 43.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.8%
Return on assets
18.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
11 d early
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▲ 47.0%
2024 · €42k
2024: €42k
2024 → 2025
Total assets
€108k▲ 62.4%
2024 · €66k
2024: €66k
2024 → 2025
Net result
€20k▼ 49.3%
2024 · €39k
2024: €39k
2024 → 2025
Working capital
€52k▲ 31.2%
2024 · €40k
2024: €40k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€42k-€61k▲ 47.0%
Operating result€52k-€28k▼ 47.0%
Net result€39k-€20k▼ 49.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€9k▲ 406%
Current assets
€99k▲ 53.0%
Equity and liabilities €108k
Equity
€61k▲ 47.0%
Debt
€46k▲ 88.2%
The debt ratio rises from 37.3% to 43.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▼
2024 · €52k
Cash flow
€20k▼
2024 · €39k
Solvency
56.8%▼
2024 · 62.7%
Current ratio
2.12▼
2024 · 2.61
Quick ratio
2.12▼
2024 · 2.61
Debt / equity
0.76▲
2024 · 0.60
ROE
32.0%▼
2024 · 92.8%
ROA
18.2%▼
2024 · 58.2%
Interest coverage
11.60▼
2024 · 18.92
Debt
€46k▲
2024 · €25k
Debt ≤ 1 year
€46k▲
2024 · €25k
Income taxes
€6k▼
2024 · €11k
Staff costs
€0▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€108k▲
Fixed assets21/28€2k€9k▲
Tangible fixed assets22/27€2k€9k▲
Plant, machinery and equipment23-€8k
Furniture and vehicles24€2k€1k▼
Current assets29/58€64k€99k▲
Amounts receivable within one year40/41€23k€51k▲
Trade receivables40€12k€48k▲
Other amounts receivable41€11k€4k▼
Cash at bank and in hand54/58€41k€47k▲
Deferred charges and accrued income490/1€700€881▲
Equity and liabilities
Total equity and liabilities10/49€66k€108k▲
Equity10/15€42k€61k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€39k€58k▲
Amounts payable17/49€25k€46k▲
Amounts payable within one year42/48€25k€46k▲
Trade debts44€567€18k▲
Suppliers440/4€567€18k▲
Taxes, remuneration and social security45€24k€28k▲
Taxes450/3€20k€28k▲
Remuneration and social security454/9€4k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€1k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€376€969▲
Other operating charges640/8€173€550▲
Gross operating margin9900€54k€29k▼
Operating profit (loss)9901€52k€28k▼
Financial income75/76B-€420
Recurring financial income75-€420
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€49k€26k▼
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€39k€20k▼
Profit (loss) for the period to be appropriated9905€39k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€58k▲
Profit (loss) brought forward from the previous period14P-€39k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Armand Maclotlaan 433600 GenkGround area
1,216 m²
Building footprint
214 m²
Volume, LiDAR
1,222 m³
Parcel 71016I1237/00Z000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VBH Consulting
since 20232.352.553.272
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I1237/00Z000 | Flanders | 1,216 m² | 1 · 214 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
64880B8XJOBT43599Z14
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,468 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:valerie.baele@gmail.com