VB Tools
ActiveSummary
VB Tools has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €344,135. Equity is growing by about 28% per year across the filed financial years. Its solvency ranks better than 72% of 6,152 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Staff
- 12.5 FTE
- Equity
- €1.5m
- Profit
- €344,135
- VB CONSULTDirector · permanent representative Steve VAN BAEL
- VAN BAEL Stève FrançoisDirector
Why 93raises riskFounded in 2019lowers riskLiquidity: current ratio 3.05, cash €270,804Profit of €344,135 (financial year 2025)Equity €1.5m (65.3% of total assets)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 75% on solvency, 67% on liquidity, 88% on profitability and 81% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 6 accounts on average 10 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · full…
- Highest result from 2020 to 2025net €344,135 ▲9.1%
- Annual accounts filedfinancial year 2024 · full…
Financials · financial year 2025, full format
2025 annual accounts filed late (20 days) Filed on 20 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00414319.
2021 to 2025, 5 financial years 2020 to 2025, 6 financial years
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 6,782 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 96.7% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,782 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €0.3m | €0.4m | €0.5m | €0.6m | €0.7m | ▲ 15.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.02m | €0.04m | €0.04m | €0.06m | €0.06m | €0.07m | ▲ 18.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €0.006m | €0.007m | €0 | - | - | - |
| Other operating charges640/8 | - | €0.004m | €0.003m | €0.005m | €0.005m | €0.007m | ▲ 45.8% |
| Gross operating margin9900 | €0.5m | €0.7m | €0.8m | €1.0m | €1.2m | €1.3m | ▲ 14.4% |
| Operating profit (loss)9901 | €0.2m | €0.3m | €0.3m | €0.4m | €0.5m | €0.5m | ▲ 12.1% |
| Financial income75/76B | - | €0.02m | €0.009m | €0.006m | €0.06m | €0.05m | ▼ 9.1% |
| Recurring financial income75 | €0.01m | €0.02m | €0.009m | €0.006m | €0.06m | €0.05m | ▼ 9.1% |
| Financial charges65/66B | - | €0.03m | €0.1m | €0.08m | €0.09m | €0.1m | ▲ 20.7% |
| Recurring financial charges65 | €0.04m | €0.03m | €0.1m | €0.08m | €0.09m | €0.1m | ▲ 20.7% |
| Profit (loss) for the period before taxes9903 | €0.2m | €0.3m | €0.2m | €0.4m | €0.4m | €0.5m | ▲ 7.7% |
| Income taxes67/77 | €0.05m | €0.07m | €0.05m | €0.09m | €0.1m | €0.1m | ▲ 3.8% |
| Profit (loss) for the period9904 | €0.2m | €0.2m | €0.1m | €0.3m | €0.3m | €0.3m | ▲ 9.1% |
| Profit (loss) for the period to be appropriated9905 | €0.2m | €0.2m | €0.1m | €0.3m | €0.3m | €0.3m | ▲ 9.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €1.3m | €1.6m | €1.7m | €1.8m | €2.0m | €2.4m | ▲ 17.0% |
| Fixed assets21/28 | €0.09m | €0.1m | €0.1m | €0.2m | €0.2m | €0.2m | ▲ 10.8% |
| Tangible fixed assets22/27 | €0.09m | €0.1m | €0.1m | €0.2m | €0.2m | €0.2m | ▲ 10.8% |
| Plant, machinery and equipment23 | - | €0.03m | €0.02m | €0.01m | €0.01m | €0.03m | ▲ 122% |
| Furniture and vehicles24 | - | €0.006m | €0.003m | €0.05m | €0.04m | €0.05m | ▲ 22.0% |
| Leasing and similar rights25 | - | €0.07m | €0.07m | €0.09m | €0.1m | €0.1m | ▼ 4.8% |
| Current assets29/58 | €1.2m | €1.5m | €1.7m | €1.6m | €1.8m | €2.2m | ▲ 17.6% |
| Stocks and contracts in progress3 | €0.3m | €0.6m | €0.8m | €0.8m | €0.9m | €0.8m | ▼ 11.3% |
| Stocks30/36 | - | €0.6m | €0.8m | €0.8m | €0.9m | €0.8m | ▼ 11.3% |
| Amounts receivable within one year40/41 | €0.6m | €0.6m | €0.6m | €0.6m | €0.7m | €1.1m | ▲ 60.6% |
| Trade receivables40 | - | €0.6m | €0.6m | €0.6m | €0.7m | €1.0m | ▲ 43.2% |
| Other amounts receivable41 | - | €0.002m | €0.006m | €0.01m | €0.008m | €0.1m | ▲ 17× |
| Cash at bank and in hand54/58 | €0.3m | €0.2m | €0.2m | €0.1m | €0.3m | €0.3m | ▲ 3.6% |
| Deferred charges and accrued income490/1 | - | €0.01m | €0.01m | €0.008m | €0.004m | €0.008m | ▲ 72.3% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €1.3m | €1.6m | €1.7m | €1.8m | €2.0m | €2.4m | ▲ 17.0% |
| Equity10/15 | €0.4m | €0.6m | €0.7m | €1.0m | €1.3m | €1.5m | ▲ 18.8% |
| Contributions10/11 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Capital10 | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Issued capital100 | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Reserves13 | €0.2m | €0.4m | €0.5m | €0.8m | €1.1m | €1.3m | ▲ 22.4% |
| Non-distributable reserves130/1 | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Legal reserve130 | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Distributable reserves133 | - | €0.3m | €0.5m | €0.7m | €1.1m | €1.3m | ▲ 23.0% |
| Profit (loss) carried forward14 | - | - | - | - | - | €0 | - |
| Amounts payable17/49 | €1.0m | €1.0m | €1.0m | €0.8m | €0.7m | €0.8m | ▲ 13.7% |
| Amounts payable after more than one year17 | €0.3m | €0.1m | €0.09m | €0.1m | €0.1m | €0.1m | ▼ 13.8% |
| Financial debts170/4 | - | €0.1m | €0.09m | €0.1m | €0.1m | €0.1m | ▼ 13.8% |
| Amounts payable within one year42/48 | €0.6m | €0.8m | €0.9m | €0.7m | €0.6m | €0.7m | ▲ 18.3% |
| Current portion of amounts payable after more than one year42 | - | €0.07m | €0.1m | €0.09m | €0.05m | €0.05m | ▼ 8.8% |
| Financial debts43 | - | €0.1m | €0.02m | €0.07m | €0.03m | €0.03m | ▼ 15.2% |
| Credit institutions430/8 | - | €0.1m | €0.02m | €0.07m | €0.03m | €0.03m | ▼ 15.2% |
| Trade debts44 | €0.1m | €0.2m | €0.4m | €0.2m | €0.2m | €0.2m | ▼ 3.6% |
| Suppliers440/4 | - | €0.2m | €0.4m | €0.2m | €0.2m | €0.2m | ▼ 3.6% |
| Advances received on contracts in progress46 | - | €0.1m | €0.1m | €0.2m | €0.2m | €0.2m | ▲ 12.5% |
| Taxes, remuneration and social security45 | - | €0.2m | €0.2m | €0.1m | €0.2m | €0.2m | ▲ 9.5% |
| Taxes450/3 | - | €0.2m | €0.2m | €0.07m | €0.1m | €0.1m | ▲ 5.0% |
| Remuneration and social security454/9 | - | €0.04m | €0.06m | €0.06m | €0.06m | €0.07m | ▲ 17.9% |
| Other amounts payable47/48 | - | €0.03m | €0.03m | €0.03m | €0.01m | €0.1m | ▲ 827% |
| Accrued charges and deferred income492/3 | - | €0.03m | €0.03m | €0.01m | €0.01m | €0.01m | ▲ 49.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €159,478 | €208,371 | €131,476 | €273,974 | €315,315 | €344,135 | ▲ 9.1% |
| + Depreciation and write-downs630 | €23,592 | €35,907 | €43,985 | €56,744 | €62,335 | €73,819 | ▲ 18.4% |
| Operating cash flow (approximation) | €183,070 | €244,278 | €175,461 | €330,718 | €377,650 | €417,955 | ▲ 10.7% |
| Investment in fixed assets (approximation) | - | -€50,264 | -€32,457 | -€117,967 | -€87,255 | -€93,440 | ▼ 7.1% |
| Change in cash | - | -€121,750 | €45,168 | -€84,623 | €122,269 | €9,452 | ▼ 92.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 20-08-2026 | 2026-00414319 |
| 31-12-2024 | full format | 25-07-2025 | 2025-00325269 |
| 31-12-2023 | full format | 23-07-2024 | 2024-00285461 |
| 31-12-2022 | full format | 29-08-2023 | 2023-00400620 |
| 31-12-2021 | abbreviated format | 28-07-2022 | 2022-20267041 |
| 31-12-2020 | abbreviated format | 30-08-2021 | 2021-58400331 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 2
Permanent representatives 1
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| VAN BAEL Stève François |
|
| VB CONSULT |
|
| Steve VAN BAEL |
|
Owners and capital
Capital and shareholders
- 03-02-2023 Capital stated in the deed · €211,500 · 300 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
31-05
Gazette deed
Resignation: Steve VAN BAEL (administrateurunique)Appointment: VB CONSULT (administrateurunique)3 facts ▸
- General meeting, 22-04-2023
- Director resignation, Steve VAN BAEL (administrateurunique)
- Director appointment, VB CONSULT (administrateurunique)
03-02
Gazette deed
Resignation: VAN BAEL Stève François (director)Reappointment: VAN BAEL Stève François (director) · Amendment of the articles · Capital7 facts ▸
- General meeting, “coordination des statuts, assemblée générale extraordinaire” (deed in French)
- Amendment of the articles
- Capital, €211,500
- Director resignation, VAN BAEL Stève François (director)
- Director reappointment, VAN BAEL Stève François (director (not named in the articles))
- Other provision, “décharge administrateur démissionnaire, reportée” (deed in French)
- Registered office clause, “1370 Jodoigne,Rue Pré du Pont 25B” (deed in French)
10-01
Gazette deed
Registered office · Amendment of the articlesRegistered-office move2 facts ▸
- General meeting, “buitengewone algemene vergadering der vennoten” (deed in Dutch)
- Registered-office move, Rue Pré du Pont 25B,1370 Jodoigne
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 3 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25048F0074/00R002 | Wallonia | 4,269 m² | 1 · 910 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Commerce,fabrication,importation et/ou exportation,achat,vente et location à titre exclusif ou non-exclusive de toutes les…” (deed in French)
8 activities (deed in French)
- Commerce,fabrication,importation et/ou exportation,achat,vente et location à titre exclusif ou non-exclusive de toutes les machines,équipements et outils,accessoires automobiles et pièces,équipements et accessoires,brûleurs,appareils ou installations de chauffage de refroidissement,la ventilation et le nettoyage,et de tous les accessoires pour ateliers,garages,services de pneumatiques les ateliers de réparation de voitures et d'autocars,les stations-service et les stations d'essence,ainsi que pour les bureaux,les entrepôts et les centres d'appels.
- Entrepôts dans l'industrie en général,dans le secteur public,dans l'automobile,la carrosserie,les industries du pétrole et des transports en particulier.
- Tous les travaux de construction,d'électricité,de canalisation,de montage,d'entretien et de réparation nécessaires à l'installation et au bon fonctionnement de tous les éléments précités.
- Gérer et/ou exploiter des brevets,des licences et des contrats de franchise.
- Tous les actes et toutes les transactions,de toute nature,commerciale,industrielle,financière,mobilière ou immobilière,à faciliter directement ou indirectement,entièrement ou partiellement,la réalisation de cet objet.
- S'intéresser par voie d'association,d'apport,de fusion,d'intervention financière ou autrement dans toutes sociétés,associations,affaires ou entreprises dont l'objet est identique,analogue,similaire ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de contribuer à l'écoulement de ses produits et services
- Exercer les fonctions de gestionnaire,d'administrateur ou de liquidateur dans d'autres sociétés.
- Se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées,au sens le plus large.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- VB TOOLS
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, sièges administratifs,agences,ateliers,dépôts et succursales en Belgique et à l'étranger par simple décision de…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- The sole director
- Board ruleHow the board is made up, meets and takes decisions.
- “1, administrateur unique” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, actions” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Comme en matière de modification aux statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque raison que ce soit à n'importe quel moment, 29” (deed in French)“30, toutes opérations prévues par loi” (deed in French)