VB Toitures
Open bankruptcyA bankruptcy procedure is open for VB Toitures according to publications in the Belgian State Gazette; curator: PIERRE NEUVILLE.
Summary
Inactive since 07-07-2026; last annual accounts for fiscal year 2023.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Neufchâteau division
- Declared bankrupt
- 22 November 2024
- Supervising judge
- Jean Sovet
- Official Gazette
- 05-12-2024 (pdf) ↗search the document for 2024/147420
Deadlines
- Appeal or third-party opposition until
- passed on 20 December 2024Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 22 December 2024art. XX.104 and XX.155 CEL
- First verification report
- passed on 17 January 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 22 November 2025Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Pierre NeuvilleAvenue De La Toison D’Or 27, 6900 Marche-En-Famennemarche@luxjuris.eu
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 24-01-2024, 7 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
7 d early
2022
7 d early
2021
on the day
2020
11 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment How is the Roofing work sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
-€37,134▼ 69.6%
2022 · -€21,900
Total assets
€21,880▼ 69.1%
2022 · €70,794
Net result
-€15,233
2022 · €2,375
Working capital
-€34,907▼ 131%
2022 · -€15,127
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€18,562-€10,157▼ 45.3%€1,877▼ 81.5%€3,409▲ 81.7%-€14,333
Net result€17,479-€9,083within the sector's middle half▼ 48.0%€996within the sector's middle half▼ 89.0%€2,375within the sector's middle half▲ 138%-€15,233below the sector's middle half
Equity-€34,354--€25,271below the sector's middle half▲ 26.4%-€24,275below the sector's middle half▲ 3.9%-€21,900below the sector's middle half▲ 9.8%-€37,134below the sector's middle half▼ 69.6%
Total assets€86,098-€63,736below the sector's middle half▼ 26.0%€55,717below the sector's middle half▼ 12.6%€70,794within the sector's middle half▲ 27.1%€21,880below the sector's middle half▼ 69.1%
Debt€120,452-€89,007▼ 26.1%€79,993▼ 10.1%€92,694▲ 15.9%€59,013▼ 36.3%
Working capital-€43,111--€26,507▲ 38.5%-€19,603▲ 26.0%-€15,127▲ 22.8%-€34,907▼ 131%
Solvency-39.9%--39.6%below the sector's middle half▲ 0.3pp-43.6%below the sector's middle half▼ 3.9pp-30.9%below the sector's middle half▲ 12.6pp-169.7%below the sector's middle half▼ 138.8pp
Staff (FTE)1.9-1within the sector's middle half▼ 47.4%2▲ 100%2=2=
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €14,333 after €3,409 in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €21,880
Fixed assets
€2,922 ▼ 38.7%
Current assets
€18,957 ▼ 71.3%
Key figures and ratios
EBITDA
-€11,557▼
2022 · €12,368
Cash flow
-€12,457▼
2022 · €11,334
Current ratio
0.35▼
2022 · 0.81
Quick ratio
0.13▼
2022 · 0.80
Debt to equity
-1.59▲
2022 · -4.23
ROA
-69.6%▼
2022 · 3.4%
Interest coverage
-17.43▼
2022 · 14.70
Debt ≤ 1 year
€53,865▼
2022 · €81,152
Debt > 1 year
€4,764▼
2022 · €11,194
Income taxes
€238▼
2022 · €248
Staff costs
€67,368▼
2022 · €72,566
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €72,566 | €67,368 | ▼ 7.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,725 | €18,193 | €14,965 | €8,959 | €2,776 | ▼ 69.0% |
| Other operating charges640/8 | - | - | - | €1,569 | €4 | ▼ 99.7% |
| Gross operating margin9900 | €106,839 | €57,451 | €95,867 | €86,504 | €55,815 | ▼ 35.5% |
| Operating profit (loss)9901 | €18,562 | €10,157 | €1,877 | €3,409 | -€14,333 | ▼ 520% |
| Financial income75/76B | - | - | - | €55 | €1 | ▼ 97.3% |
| Recurring financial income75 | €101 | - | - | €55 | €1 | ▼ 97.3% |
| Financial charges65/66B | - | - | - | €842 | €663 | ▼ 21.2% |
| Recurring financial charges65 | €1,184 | €1,074 | €787 | €842 | €663 | ▼ 21.2% |
| Profit (loss) for the period before taxes9903 | €17,479 | €9,083 | €1,090 | €2,623 | -€14,995 | ▼ 672% |
| Income taxes67/77 | - | - | €94 | €248 | €238 | ▼ 3.8% |
| Profit (loss) for the period9904 | €17,479 | €9,083 | €996 | €2,375 | -€15,233 | ▼ 741% |
| Profit (loss) for the period to be appropriated9905 | €17,479 | €9,083 | €996 | €2,375 | -€15,233 | ▼ 741% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €86,098 | €63,736 | €55,717 | €70,794 | €21,880 | ▼ 69.1% |
| Fixed assets21/28 | €36,801 | €23,005 | €13,727 | €4,768 | €2,922 | ▼ 38.7% |
| Intangible fixed assets21 | €640 | €480 | €320 | €160 | - | - |
| Tangible fixed assets22/27 | €35,945 | €22,309 | €13,192 | €4,392 | €2,706 | ▼ 38.4% |
| Plant, machinery and equipment23 | - | - | - | €2,743 | €1,900 | ▼ 30.7% |
| Furniture and vehicles24 | - | - | - | €385 | €245 | ▼ 36.4% |
| Other tangible fixed assets26 | - | - | - | €1,264 | €561 | ▼ 55.6% |
| Financial fixed assets28 | €216 | €216 | €216 | €216 | €216 | = |
| Current assets29/58 | €49,297 | €40,731 | €41,990 | €66,025 | €18,957 | ▼ 71.3% |
| Stocks and contracts in progress3 | - | €500 | €18,117 | €1,500 | €11,929 | ▲ 695% |
| Stocks30/36 | - | - | - | €1,500 | €11,929 | ▲ 695% |
| Amounts receivable within one year40/41 | €32,502 | €28,004 | €10,791 | €940 | €6,034 | ▲ 542% |
| Trade receivables40 | - | - | - | €934 | €3,992 | ▲ 327% |
| Other amounts receivable41 | - | - | - | €6 | €2,042 | ▲ 35,914% |
| Cash at bank and in hand54/58 | €15,453 | €11,176 | €13,083 | €49,736 | €365 | ▼ 99.3% |
| Deferred charges and accrued income490/1 | - | - | - | €13,850 | €630 | ▼ 95.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €86,098 | €63,736 | €55,717 | €70,794 | €21,880 | ▼ 69.1% |
| Equity10/15 | -€34,354 | -€25,271 | -€24,275 | -€21,900 | -€37,134 | ▼ 69.6% |
| Contributions10/11 | €12,400 | - | - | €12,400 | €12,400 | = |
| Profit (loss) carried forward14 | -€46,754 | -€37,671 | -€36,675 | -€34,300 | -€49,534 | ▼ 44.4% |
| Amounts payable17/49 | €120,452 | €89,007 | €79,993 | €92,694 | €59,013 | ▼ 36.3% |
| Amounts payable after more than one year17 | €28,043 | €21,422 | €18,053 | €11,194 | €4,764 | ▼ 57.4% |
| Financial debts170/4 | - | - | - | €11,194 | €4,764 | ▼ 57.4% |
| Amounts payable within one year42/48 | €92,408 | €67,238 | €61,592 | €81,152 | €53,865 | ▼ 33.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €6,861 | €6,430 | ▼ 6.3% |
| Trade debts44 | €35,841 | €26,902 | €9,024 | €26,363 | €5,942 | ▼ 77.5% |
| Suppliers440/4 | - | - | - | €26,363 | €5,942 | ▼ 77.5% |
| Taxes, remuneration and social security45 | - | - | - | €18,210 | €434 | ▼ 97.6% |
| Taxes450/3 | - | - | - | €5,313 | €238 | ▼ 95.5% |
| Remuneration and social security454/9 | - | - | - | €12,897 | €196 | ▼ 98.5% |
| Other amounts payable47/48 | - | - | - | €29,718 | €41,058 | ▲ 38.2% |
| Accrued charges and deferred income492/3 | - | - | - | €348 | €384 | ▲ 10.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,479 | €9,083 | €996 | €2,375 | -€15,233 | ▼ 741% |
| + Depreciation and write-downs630 | €21,725 | €18,193 | €14,965 | €8,959 | €2,776 | ▼ 69.0% |
| Operating cash flow (approximation) | €39,204 | €27,276 | €15,961 | €11,334 | -€12,457 | ▼ 210% |
| Investment in fixed assets (approximation) | - | -€4,398 | -€5,688 | €0 | -€930 | - |
| Change in cash | - | -€4,277 | €1,907 | €36,653 | -€49,371 | ▼ 235% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
05-12
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Neufchâteau · event 22-11-2024
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet -€15,233
Net result drops to -€15,233, the lowest in the series.
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne
Ground area
810 m²
Building footprint
74 m²
Parcel 83022A0140/00P000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83022A0140/00P000 | Wallonia | 810 m² | 1 · 74 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PIERRE NEUVILLE AVENUE DE LA TOISON D’OR 27,
6900 MARCHE-EN-FAMENNE |
22-11-2024 → present |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 8,576 companies in sector 43410 we hold annual accounts for 4,368. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-05-2017
Fiscal year end30-06
Activities, NACEBEL 2025
43410Roofing work
43320Joinery installation
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.