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VB RAD

Active
Private limited company· 4 yrs active
Smokkelpotstraat(Mar) 92 ·8510 Kortrijk, Belgium
BE 0780.614.824
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VB RAD is 2.4% (moderate). The 2025 annual accounts show equity of €5k and a net result of €211k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€211k+34.8%
Working capital€154k-42.8%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 28-04-2026 with the NBB · fiscal year 2025 · micro
€0€100k€200k€300kOperating result 2022: €114k€114kNet result 2022: €90k€90kOperating result 2023: €121k€121kNet result 2023: €90k€90kOperating result 2024: €205k€205kNet result 2024: €157k€157kOperating result 2025: €277k€277kNet result 2025: €211k€211k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~51% of the level (threshold 35%). We therefore deliberately show no projection line.
€0€100k€200k€300k2022: €95k2023: €185k2024: €342k2025: €5k2022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€295k
+35.9% 22-25
Net profit
€211k
+34.8% 22-25
Cash flow
€229k
+35.6% 22-25
Total assets
€718k
+82.2% 22-25
Equity
€5k
-98.5% 22-25
Working capital
€154k
-42.8% 22-25
Income taxes
€66k
+35.5% 22-25
Dividends
€548k
- 22-25
Debt
€713k
+1267.9% 22-25
Debt ≤ 1y
€373k
+614.8% 22-25
Debt > 1y
€340k
- 22-25
Current ratio
1.41
-77.1% 22-25
Quick ratio
1.41
-77.1% 22-25
Solvency
0.7%
-99.2% 22-25
Debt / equity
142.62
+93461.7% 22-25
ROE
4223.4%
+9122.2% 22-25
ROA
29.4%
-26.0% 22-25
Interest coverage
52.95
-51.4% 22-25
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€295k
Net profit€211k
Cash flow€229k
Staff costs-
Income taxes€66k
Dividends€548k
Total assets€718k
Equity€5k
Debt€713k
of which ≤ 1y€373k
of which > 1y€340k
Working capital€154k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.41
Quick ratio1.41
Working capital ratio21.4%
Solvency0.7%
Debt / equity142.62
Long-term debt ratio67.98
Interest coverage52.95
Gross margin-
Net margin-
ROA29.4%
ROE4223.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€718k
Fixed assets 21/28€192k
Tangible fixed assets 22/27€125k
Financial fixed assets 28€67k
Current assets 29/58€526k
Amounts receivable within one year 40/41€170k
Cash & bank 54/58€182k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€718k
Equity 10/15€5k
Contributions / capital 10/11€5k
Amounts payable 17/49€713k
Amounts payable after one year 17€340k
Amounts payable within one year 42/48€373k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€295k
Operating result 9901€277k
Financial income 75€6k
Financial charges 65€6k
Result before taxes 9903€277k
Income taxes 67/77€66k
Net result for the period 9904€211k
Result to be appropriated 9905€211k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
73 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
VB RAD
Smokkelpotstraat(Mar) 92, 8510 KortrijkActiviteiten van medisch specialisten
since 20222.328.592.292
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,638 m²
Buildings1
Building footprint126 m²
Volume (LiDAR)1,104 m³
Tallest building12.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34026B0401/00V000 Flanders 1,638 m² 1 · 126 m² 12.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health73Profitability100Solvency21Growth58Stability94
69 / 100

Strong profile, led by profitability.

Health 73
Profitability 100
Solvency 21
Growth 58
Stability 94

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL VB RAD
Registered office
Smokkelpotstraat(Mar) 92
8510 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.