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VB Jolien

Active
Private limited companyfounded 20233 yrs activeVinkenlaan 37, 1701 Dilbeek, BelgiumKBO/BCE: BE 1000.397.622
Summary

VB Jolien has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,325 and a net result of €705. Its solvency ranks better than 39% of 32023 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70▼-26
Solvency67▲+12
Growth52
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.47 in 2024; short-term debt: 55.9% and cash: 87.1% of total assets), but 58.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
41.9%
Return on assets
1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
2 d early
2024
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 September 2023, VB Jolien was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€29,325▲ 2.5%
2024 · €28,621
Total assets
€69,918▼ 27.8%
2024 · €96,849
Net result
€705▼ 96.9%
2024 · €22,621
Working capital
€27,859▼ 9.4%
2024 · €30,756
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€28,923-€1,257▼ 95.7%
Net result€22,621within the sector's middle half-€705below the sector's middle half▼ 96.9%
Equity€28,621within the sector's middle half-€29,325within the sector's middle half▲ 2.5%
Total assets€96,849within the sector's middle half-€69,918below the sector's middle half▼ 27.8%
Debt€68,229-€40,593▼ 40.5%
Working capital€30,756within the sector's middle half-€27,859within the sector's middle half▼ 9.4%
Solvency29.6%within the sector's middle half-41.9%within the sector's middle half▲ 12.4pp
Current ratio1.47within the sector's middle half-1.71within the sector's middle half▲ 0.25
Return on assets (ROA)23.4%within the sector's middle half-1.0%below the sector's middle half▼ 22.3pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2024: €28,923€28,923Net result 2024: €22,621€22,621Operating result 2025: €1,257€1,257Net result 2025: €705€70520242025€0€10,000€20,000€30,000Operating result 2024: €28,923€28,900Net result 2024: €22,621€22,600Operating result 2025: €1,257€1,260Net result 2025: €705€70520242025
The operating result falls in 2025; 2025 is 96% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69,918
Fixed assets €2,967
Current assets €66,951
Equity and liabilities €69,918
Equity €29,325 ▲ 2.5%
Debt €40,593 ▼ 40.5%
Debt's share of the balance-sheet total falls from 70.4% to 58.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1,594
Cash flow
€1,041
Debt to equity
1.38▼
2024 · 2.38
ROE
2.4%▼
2024 · 79.0%
Interest coverage
39.45
Debt ≤ 1 year
€39,093▼
2024 · €66,094
Income taxes
€512▼
2024 · €6,093
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,546 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.3% went bankrupt
3.1% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,546 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€96,849€69,918▼
Fixed assets21/28-€2,967
Tangible fixed assets22/27-€2,967
Furniture and vehicles24-€2,967
Current assets29/58€96,849€66,951▼
Amounts receivable within one year40/41€31,661€3,018▼
Trade receivables40€31,661€0▼
Other amounts receivable41-€3,018
Cash at bank and in hand54/58€61,925€60,871▼
Deferred charges and accrued income490/1€3,263€3,062▼
Equity and liabilities
Total equity and liabilities10/49€96,849€69,918▼
Equity10/15€28,621€29,325▲
Contributions10/11€6,000€6,000=
Reserves13€22,621€23,325▲
Distributable reserves133€22,621€23,325▲
Amounts payable17/49€68,229€40,593▼
Amounts payable within one year42/48€66,094€39,093▼
Trade debts44€49,914€25,556▼
Suppliers440/4€49,914€25,556▼
Taxes, remuneration and social security45€15,931€13,537▼
Taxes450/3€15,931€13,537▼
Other amounts payable47/48€248€0▼
Accrued charges and deferred income492/3€2,135€1,500▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€336
Other operating charges640/8€2,178€592▼
Gross operating margin9900€31,101€2,186▼
Operating profit (loss)9901€28,923€1,257▼
Financial charges65/66B€210€40▼
Recurring financial charges65€210€40▼
Profit (loss) for the period before taxes9903€28,714€1,217▼
Income taxes67/77€6,093€512▼
Profit (loss) for the period9904€22,621€705▼
Profit (loss) for the period to be appropriated9905€22,621€705▼
Appropriation of the result
Profit (loss) to be appropriated9906€22,621€705▼
Transfer to equity691/2€22,621€705▼
To other reserves6921€22,621€705▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€336-
Other operating charges640/8€2,178€592▼ 72.8%
Gross operating margin9900€31,101€2,186▼ 93.0%
Operating profit (loss)9901€28,923€1,257▼ 95.7%
Financial charges65/66B€210€40▼ 80.7%
Recurring financial charges65€210€40▼ 80.7%
Profit (loss) for the period before taxes9903€28,714€1,217▼ 95.8%
Income taxes67/77€6,093€512▼ 91.6%
Profit (loss) for the period9904€22,621€705▼ 96.9%
Profit (loss) for the period to be appropriated9905€22,621€705▼ 96.9%
Line20242025Change
Assets
Total assets20/58€96,849€69,918▼ 27.8%
Fixed assets21/28-€2,967-
Tangible fixed assets22/27-€2,967-
Furniture and vehicles24-€2,967-
Current assets29/58€96,849€66,951▼ 30.9%
Amounts receivable within one year40/41€31,661€3,018▼ 90.5%
Trade receivables40€31,661€0▼ 100%
Other amounts receivable41-€3,018-
Cash at bank and in hand54/58€61,925€60,871▼ 1.7%
Deferred charges and accrued income490/1€3,263€3,062▼ 6.2%
Equity and liabilities
Total equity and liabilities10/49€96,849€69,918▼ 27.8%
Equity10/15€28,621€29,325▲ 2.5%
Contributions10/11€6,000€6,000=
Reserves13€22,621€23,325▲ 3.1%
Distributable reserves133€22,621€23,325▲ 3.1%
Amounts payable17/49€68,229€40,593▼ 40.5%
Amounts payable within one year42/48€66,094€39,093▼ 40.9%
Trade debts44€49,914€25,556▼ 48.8%
Suppliers440/4€49,914€25,556▼ 48.8%
Taxes, remuneration and social security45€15,931€13,537▼ 15.0%
Taxes450/3€15,931€13,537▼ 15.0%
Other amounts payable47/48€248€0▼ 100%
Accrued charges and deferred income492/3€2,135€1,500▼ 29.7%
Line20242025Change
Profit (loss) for the period9904€22,621€705▼ 96.9%
+ Depreciation and write-downs630-€336-
Operating cash flow (approximation)€22,621€1,041▼ 95.4%
Change in cash--€1,054-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
366 m²
Building footprint
63 m²
Parcel 23352G0361/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
VB Jolien
Vinkenlaan 37, 1701 DilbeekActivities of head offices; management consultancy activities
since 20232.349.912.102
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23352G0361/00A000 Flanders 366 m² 1 · 63 m² 0.0 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Subsidies and aid

Flemish government

2024 · 1 entry · 2,760 EUR awarded · 2,760 EUR paid
Year Entries awardedpaid
2024 1 2,760 EUR2,760 EUR
Schemes
1 entry · 2,760 EUR · 2,760 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 82,601 companies in this sector we hold annual accounts for 52,615. 34,315 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded27-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1000397622
Also 9925:BE1000397622
Registered 03-03-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.