Vb Driver Service
ActiveSummary
Vb Driver Service has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,506 and a net result of €8,379. Its solvency ranks better than 74% of 5,897 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 04-07-2023 Normal situation
- Activity
- On-demand passenger transport by chauffeured vehicle NACE 49330and 4 others
- Establishment unit
- 2.347.084.848 3460 Bekkevoort, since 04-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 01-05-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.8%
Annual accounts 2025
- Gross margin
- €39,656
- ▼ 50.9%
- Turnover
- ≈ €120,000
- estimated
- Profit
- €8,379
- ▼ 86.3%
- Equity
- €72,506
- ▲ 13.1%
- Total assets
- €115,590
- ▼ 10.4%
- Staff
- ≈ 0 FTE
- estimated
Score breakdownraises riskFounded in 2023Sector: Land transport and transport via pipelines (NACE 49)lowers riskLiquidity: current ratio 1.26, cash €50,606Equity €72,506 (62.7% of total assets)Show the evidence
Checked score
Score 2025
69
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 70% of micro companies in land transport (NACE 49)
Financial strength · tick: 2024
Strong
Solvency
88+13
equity 62.7% of total assets
Liquidity
83+22
short-term debt 37.3% · cash 43.8%
Profitability
78-22
return on assets 7.2%
Bankruptcy probability within 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.6%
01-2025: 4.6%● unchanged vs 12-2024
02-2025: 5.0%▲ +0.4 percentage points vs 01-2025highest value
03-2025: 5.0%● unchanged vs 02-2025
04-2025: 4.8%▼ -0.2 percentage points vs 03-2025
05-2025: 4.8%● unchanged vs 04-2025
06-2025: 1.3%▼ -3.5 percentage points vs 05-2025
07-2025: 1.3%● unchanged vs 06-2025
08-2025: 1.4%▲ +0.1 percentage points vs 07-2025
09-2025: 1.4%● unchanged vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.3%▼ -0.1 percentage points vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.4%▲ +0.1 percentage points vs 03-2026
05-2026: 1.5%▲ +0.1 percentage points vs 04-2026
06-2026: 1.5%● unchanged vs 05-2026
07-2026: 0.8%▼ -0.7 percentage points vs 06-2026lowest value
08-2026: 0.8%● unchanged vs 07-2026lowest value
09-2026: 0.8%● unchanged vs 08-2026lowest value
10-2026: 0.8%● unchanged vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.26 (0.8 in 2024), below the usual 1.5. Short-term debt is 37.3% and cash 43.8% of total assets. 37.3% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 74% of them on solvency, 87% on liquidity, 60% on profitability and 59% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
59 days early
2024
70 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 65 days before the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 02-06-2026 PDF all 2 filings
Turnover
≈ €120,000
Estimated: probably between €78,000 and €130,000
Total assets
€115,590▼ 10.4%
2024 · €129,052
Net result
€8,379▼ 86.3%
2024 · €61,126
Working capital
€11,241
2024 · -€10,139
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
€11,635
▼ 84.6%
2025
20242025
Net result
€8,379
▼ 86.3%
2025
middle half of the sector
20242025
Equity
€72,506
▲ 13.1%
2025
middle half of the sector
20242025
Total assets
€115,590
▼ 10.4%
2025
middle half of the sector
20242025
Debt
€43,084
▼ 33.6%
2025
20242025
Working capital
€11,241
2025
middle half of the sector
20242025
Solvency
62.7%
▲ 13.0pp
2025
middle half of the sector
20242025
Current ratio
1.26
▲ 0.46
2025
middle half of the sector
20242025
Return on assets (ROA)
7.2%
▼ 40.1pp
2025
middle half of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result€75,630-€11,635▼ 84.6%
Net result€61,126above the sector's middle half-€8,379within the sector's middle half▼ 86.3%
Equity€64,126within the sector's middle half-€72,506within the sector's middle half▲ 13.1%
Total assets€129,052within the sector's middle half-€115,590within the sector's middle half▼ 10.4%
Debt€64,926-€43,084▼ 33.6%
Working capital-€10,139within the sector's middle half-€11,241within the sector's middle half
Solvency49.7%within the sector's middle half-62.7%within the sector's middle half▲ 13.0pp
Current ratio0.80within the sector's middle half-1.26within the sector's middle half▲ 0.46
Return on assets (ROA)47.4%above the sector's middle half-7.2%within the sector's middle half▼ 40.1pp
above
within
below
The sector band is the middle half of the companies in Land transport and transport via pipelines (NACE 49). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 85% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115,590
Fixed assets
€61,265 ▼ 30.6%
Current assets
€54,325 ▲ 33.2%
Equity and liabilities €115,590
Equity
€72,506 ▲ 13.1%
Debt
€43,084 ▼ 33.6%
Debt's share of the balance-sheet total falls from 50.3% to 37.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38,625▼
2024 · €80,614
Cash flow
€35,369▼
2024 · €66,110
Debt to equity
0.59▼
2024 · 1.01
ROE
11.6%▼
2024 · 95.3%
Interest coverage
38.49▼
2024 · over 100
Debt ≤ 1 year
€43,084▼
2024 · €50,936
Income taxes
€2,522▼
2024 · €13,987
Staff costs
€910▲
2024 · €86
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €93,238 | - |
| Depreciation and write-downs of the year | €4,984 | €26,990 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €86 | €910 | ▲ 964% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,984 | €26,990 | ▲ 442% |
| Other operating charges640/8 | €63 | €121 | ▲ 92.4% |
| Gross operating margin9900 | €80,762 | €39,656 | ▼ 50.9% |
| Operating profit (loss)9901 | €75,630 | €11,635 | ▼ 84.6% |
| Financial income75/76B | €21 | €270 | ▲ 13× |
| Recurring financial income75 | €21 | €270 | ▲ 13× |
| Financial charges65/66B | €539 | €1,004 | ▲ 86.4% |
| Recurring financial charges65 | €539 | €1,004 | ▲ 86.4% |
| Profit (loss) for the period before taxes9903 | €75,113 | €10,901 | ▼ 85.5% |
| Income taxes67/77 | €13,987 | €2,522 | ▼ 82.0% |
| Profit (loss) for the period9904 | €61,126 | €8,379 | ▼ 86.3% |
| Profit (loss) for the period to be appropriated9905 | €61,126 | €8,379 | ▼ 86.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €129,052 | €115,590 | ▼ 10.4% |
| Fixed assets21/28 | €88,254 | €61,265 | ▼ 30.6% |
| Tangible fixed assets22/27 | €88,254 | €61,265 | ▼ 30.6% |
| Plant, machinery and equipment23 | €2,217 | €1,439 | ▼ 35.1% |
| Furniture and vehicles24 | €68,340 | €44,173 | ▼ 35.4% |
| Other tangible fixed assets26 | €17,697 | €15,652 | ▼ 11.6% |
| Current assets29/58 | €40,797 | €54,325 | ▲ 33.2% |
| Amounts receivable within one year40/41 | €10,428 | €3,719 | ▼ 64.3% |
| Trade receivables40 | €8,469 | €3,719 | ▼ 56.1% |
| Other amounts receivable41 | €1,959 | - | - |
| Cash at bank and in hand54/58 | €30,369 | €50,606 | ▲ 66.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €129,052 | €115,590 | ▼ 10.4% |
| Equity10/15 | €64,126 | €72,506 | ▲ 13.1% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €61,126 | €69,506 | ▲ 13.7% |
| Distributable reserves133 | €61,126 | €69,506 | ▲ 13.7% |
| Amounts payable17/49 | €64,926 | €43,084 | ▼ 33.6% |
| Amounts payable after more than one year17 | €13,990 | - | - |
| Financial debts170/4 | €13,990 | - | - |
| Amounts payable within one year42/48 | €50,936 | €43,084 | ▼ 15.4% |
| Current portion of amounts payable after more than one year42 | €14,798 | €13,990 | ▼ 5.5% |
| Trade debts44 | €1,542 | €11,485 | ▲ 645% |
| Suppliers440/4 | €1,542 | €11,485 | ▲ 645% |
| Taxes, remuneration and social security45 | - | €7,887 | - |
| Taxes450/3 | - | €7,887 | - |
| Other amounts payable47/48 | €34,596 | €9,723 | ▼ 71.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €61,126 | €8,379 | ▼ 86.3% |
| + Depreciation and write-downs630 | €4,984 | €26,990 | ▲ 442% |
| Operating cash flow (approximation) | €66,110 | €35,369 | ▼ 46.5% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €20,237 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as Vb Driver Service has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.8%
was still going
2.3%
stopped otherwise
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Vb Driver Service itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Vb Driver Service. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
1 director, no change since 2023
VANDERHAEGHE, Bram Gilbert
Current
Director · since 04-07-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 02-06-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 06-07-2023Owners and capital
Shareholders
At incorporation
act of 06-07-2023 ↗
- VANDERHAEGHE, Bram Gilbert sole founder · 100% at incorporation
Capital transactions
Capital over time
- 06-07-2023 Incorporation · €3,000 · 3,000 shares
Network & group
Vb Driver Service shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of Vb Driver Service. Every other company they run is a node.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
02-06
micro format · 59 days before the deadline
2025
22-05
micro format · 70 days before the deadline
2023
06-07
Gazette deed
IncorporationStarting capital €3,000 · Appointment: VANDERHAEGHE, Bram Gilbert (director) · Founder7 points ▸
Gazette deed
Incorporation
Starting capital €3,000 · Appointment: VANDERHAEGHE, Bram Gilbert (director) · Founder7 points ▸
- Incorporation, 04-07-2023
- Founding capital, €3,000
- Founder, VANDERHAEGHE, Bram Gilbert
- Registered office clause, “3460 Bekkevoort (Assent),Doornhof 32” (deed in Dutch)
- Pre-incorporation commitments, “takeover”, 05-05-2023 (deed in Dutch)
- Director appointment, VANDERHAEGHE, Bram Gilbert (director)
- Other provision, “beroepsverbod, geen beroepsverbod uitgesproken” (deed in Dutch)
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
Vb Driver Service in Dutch
Enterprise number
0803.576.110
Legal form
Private limited company
Status
Active, normale toestand
Founded
04-07-2023
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 06-07-2023 (in Dutch)Name clauseThe company operates under this name according to its articles.
Vb Driver Service
deed of 06-07-2023 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, door zorgen van het bestuursorgaan in de bijlage tot het Belgisch Staatsblad”
deed of 06-07-2023 (in Dutch)Registered office and establishments
Registered office
Doornhof 32, 3460 Bekkevoort, Belgium
Establishment unit
Vb Driver Service, Doornhof 32, 3460 Bekkevoort since 04-07-2023 · unit number 2.347.084.8484933002 On-demand passenger transport by chauffeured vehicle
Activities
NACEBEL 202549330
On-demand passenger transport by chauffeured vehicle main activity
70200
Business and other management consultancy
73300
Public relations and communication consultancy
74991
Agents and managers of artists, athletes and other public figures
77110
Renting and leasing of cars and light motor vehicles
Codes under NACEBEL 2008
49320
Taxi operation main activity
70210
Activities of head offices; management consultancy activities
70220
Business consulting
74901
Other professional, scientific and technical activities
77110
Renting of cars
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 06-07-2023 (in Dutch)
“Het uitbaten van een taxibedrijf in de ruimste zin en bijhorende taxidiensten, personen en goederenvervoer over de weg in de meest ruime…”
14 activities
- Het uitbaten van een taxibedrijf in de ruimste zin en bijhorende taxidiensten, personen en goederenvervoer over de weg in de meest ruime zin, koerierdiensten, alle opslag en ondersteunende activiteiten;
- De uitbating van oproepcentrales voor andere taxi bedrijven en andere diensten in verband met vervoer van goederen en personen;
- Activiteiten van managers van artiesten, sportlui en andere bekende personaliteiten;
- Zowel in België als in het buitenland, de aankoop, de verkoop van onroerende goederen zowel gebouwde als ongebouwde;
- De oprichting, aanpassing en herstelling voor eigen rekening;
- Het verkavelen, uitrusten, tot waarde brengen van alle onroerende goederen voor eigen rekening;
- Het in eigendom behouden en uitbaten van onroerende goederen en alle zakelijke rechten hierop, zowel ongebouwde als gebouwde, het verhuren, huren, onderverhuren en onderhuren voor eigen rekening. Om deze doelstelling te bereiken is het de vennootschap toegestaan leningen, financieringen aan te gaan bij derden al dan niet financiële instellingen met als voorwerp deze transacties te financieren;
- De vennootschap mag het bestuur waarnemen en toezicht en controle uitoefenen over alle soorten vennootschappen en mag alle leningen, van gelijke welke vorm en voor gelijk welke duur, aan deze laatsten toestaan.
- Zij mag bij wijze van inbreng in speciën of in natura, van fusie, inschrijving, deelneming, financiële tussenkomst of op een ander wijze, een aandeel nemen in alle bestaande of op te richten vennootschappen of bedrijven, in België of het buitenland, waarvan het maatschappelijk voorwerp identiek, gelijkaardig of verwant is met het hare, of van aard is de uitoefening van haar maatschappelijk voorwerp te bevorderen.
- De aankoop, verkoop van alle mogelijk roerende waarden voor eigen rekening al dan niet gefinancierd via leningen bij derden;
- Het verlenen van management, bijstand, dienstverlening en hulp onder hun meest verschillende vormen aan derden, het verlenen van management, intellectuele en administratieve hulp, het waarnemen van mandaten van bestuurder, zaakvoerder, vereffenaar en het ter beschikking stellen van personen zich gespecialiseerd in het adviseren/besturen van ondernemingen, dit alles in de meest ruime zin, zowel in België als in het buitenland,
- Het uitoefenen van management-activiteiten, consultancy, adviesverlening en expertises in de meest uitgebreide betekenis.
- Het optreden als tussenpersoon in de handel, ondermeer door middels vertegenwoordiging, alsmede prospectie van allerlei producten, het adviseren, organiseren en bemiddelen in de aan- en verkoop, de invoer- en uitvoerhandel, het uitvoeren van trading-activiteiten, inbegrepen groot- en kleinhandel, de invoer- en uitvoerhandel.
- Het organiseren en geven van onderricht, opleiding en training in het kader van professionele doeleinden, sportieve en recreatieve doeleinden of voor persoonlijke ontwikkeling.
Invoicing and payment
VAT number
BE 0803.576.110
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of June at 10:00
deed of 06-07-2023 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
6,533 m²
Building footprint
182 m²
Building volume
366 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24002G0110/00A000 | Flanders | 6,533 m² | 1 · 181 m² | 9.0 m |