VB Consult
ActiveSummary
VB Consult has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€92,863) and a net result of -€28,747. Equity has been shrinking by about 50% per year since 2023. Its solvency ranks better than 5% of 39,293 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 24-03-2023 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 1 other
- Establishment unit
- 2.343.454.969 1050 Brussel, since 24-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 11-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
- Gross margin
- -€6,174
- ▲ 61.3%
- Loss
- €28,747
- ▼ 19.2%
- Equity
- -€92,863
- ▼ 44.8%
- Total assets
- €68,115
- ▼ 19.5%
- Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€92,863Loss of €28,747, the second in a row (financial year 2025)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €68,115Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 3% of them on solvency, 7% on liquidity, 4% on profitability and 14% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 1 day before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 30-07-2026 at the NBB all 3 filings
Every figure per financial year
The operating result for 2025 is a loss of €26,987, smaller than the loss of €32,964 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | €83,884 | - | - |
| Financial fixed assets | - | - | €0 |
| Depreciation and write-downs of the year | €11,057 | €16,777 | €16,777 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,120 | €91 | ▼ 91.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,057 | €16,777 | €16,777 | = |
| Other operating charges640/8 | €4,373 | €252 | €1,369 | ▲ 443% |
| Non-recurring operating charges66A | - | - | €2,668 | - |
| Gross operating margin9900 | -€15,940 | -€15,935 | -€6,174 | ▲ 61.3% |
| Operating profit (loss)9901 | -€31,370 | -€32,964 | -€26,987 | ▲ 18.1% |
| Financial charges65/66B | €1,933 | €2,287 | €1,467 | ▼ 35.9% |
| Recurring financial charges65 | €1,933 | €2,287 | €1,467 | ▼ 35.9% |
| Profit (loss) for the period before taxes9903 | -€33,303 | -€35,251 | -€28,454 | ▲ 19.3% |
| Income taxes67/77 | €250 | €312 | €293 | ▼ 6.3% |
| Profit (loss) for the period9904 | -€33,553 | -€35,564 | -€28,747 | ▲ 19.2% |
| Profit (loss) for the period to be appropriated9905 | -€33,553 | -€35,564 | -€28,747 | ▲ 19.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €90,654 | €84,654 | €68,115 | ▼ 19.5% |
| Fixed assets21/28 | €72,828 | €56,051 | €39,274 | ▼ 29.9% |
| Tangible fixed assets22/27 | €72,828 | €56,051 | €39,274 | ▼ 29.9% |
| Leasing and similar rights25 | €72,828 | €56,051 | €39,274 | ▼ 29.9% |
| Current assets29/58 | €17,826 | €28,603 | €28,841 | ▲ 0.8% |
| Amounts receivable within one year40/41 | €7,944 | €23,912 | €19,589 | ▼ 18.1% |
| Trade receivables40 | €4,488 | €18,959 | €12,751 | ▼ 32.7% |
| Other amounts receivable41 | €3,456 | €4,952 | €6,838 | ▲ 38.1% |
| Cash at bank and in hand54/58 | €8,899 | €3,852 | €8,818 | ▲ 129% |
| Deferred charges and accrued income490/1 | €984 | €839 | €433 | ▼ 48.4% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €90,654 | €84,654 | €68,115 | ▼ 19.5% |
| Equity10/15 | -€28,553 | -€64,116 | -€92,863 | ▼ 44.8% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€33,553 | -€69,116 | -€97,863 | ▼ 41.6% |
| Amounts payable17/49 | €119,207 | €148,770 | €160,978 | ▲ 8.2% |
| Amounts payable after more than one year17 | €41,564 | €29,961 | €17,841 | ▼ 40.5% |
| Financial debts170/4 | €41,564 | €29,961 | €17,841 | ▼ 40.5% |
| Amounts payable within one year42/48 | €77,643 | €117,751 | €141,350 | ▲ 20.0% |
| Current portion of amounts payable after more than one year42 | €12,090 | €11,570 | €10,728 | ▼ 7.3% |
| Trade debts44 | €6,847 | €18,644 | €13,563 | ▼ 27.3% |
| Suppliers440/4 | €6,847 | €18,644 | €13,563 | ▼ 27.3% |
| Taxes, remuneration and social security45 | €250 | €562 | €605 | ▲ 7.7% |
| Taxes450/3 | €250 | €562 | €605 | ▲ 7.7% |
| Other amounts payable47/48 | €58,456 | €86,975 | €116,453 | ▲ 33.9% |
| Accrued charges and deferred income492/3 | - | €1,059 | €1,787 | ▲ 68.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€33,553 | -€35,564 | -€28,747 | ▲ 19.2% |
| + Depreciation and write-downs630 | €11,057 | €16,777 | €16,777 | = |
| Operating cash flow (approximation) | -€22,496 | -€18,787 | -€11,970 | ▲ 36.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | -€5,046 | €4,966 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,639 companies had the same profile as VB Consult has now. Two years later, 84.8% were still going and 8.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VB Consult itself is lower: 0.5% within 12 months. It rests on far more data about VB Consult than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for VB Consult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- OERLEMANS Paulus 500 shares (100%) · €5,000 in cash
Capital transactions
- 28-03-2023 Incorporation · €5,000 · 500 shares
Mandate history
- Board
- end not dated
| Name | Functions and periods |
|---|---|
| Oerlemans Paulus |
|
| OERELMANS Paulus |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement nombre acquis, héritiers et légataires non actionnaires de plein droit mêmes formalités”
Articles of association, deed of 28-03-2023 (in French)
Network & group
VB Consult shares no director with another company.
Companies at the same address
6 other companies- Morales, Tito (sole trader) Establishment · since 2013 0534629851
- MCR LEGALCONSULTING Registered office · since 2010 0831834980
- ASSOC DES COPROPRIETAIRE AV FR ROOSEVELT 107 ACP Registered office · since 1998 0850969815
- MICO-CONSULT Registered office · since 1996 0442893387
- FRANKLIN HOUSE Registered office · since 1992 0446076373
- A.C.P. FR ROOSEVELT 107 Registered office · since 1961 0850088402
Connections & network
1 current directorThe network starts from the directors of VB Consult. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
28-03
Gazette deed
IncorporationStarting capital €5,000 · Appointment: OERELMANS Paulus (administrateurnonstatutaire) · Permanent representative: OERELMANS Paulus · Founder13 points ▸
- Incorporation, “VB Consult” (deed in French)
- Founder, OERLEMANS Paulus
- Founding capital, €5,000
- Other provision, “plan financier, remis au Notaire soussigné préalablement à la constitution” (deed in French)
- Other provision, “responsabilité du fondateur en cas de faillite, faillite dans les trois ans de la constitution” (deed in French)
- Bank account, “KBC, société en formation” (deed in French)
- Capital
- Other provision, “comparantprendàl'unanimitélesdécisionssuivantes, effectivitédesdispositionstransitoires” (deed in French)
- Registered office clause, “1000Bruxelles,AvenueFranklinRoosevelt107” (deed in French)
- Board rule, 1
- Director appointment, OERELMANS Paulus (administrateurnonstatutaire)
- Permanent representative, OERELMANS Paulus (représentantpermanent)
- The act holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21822R0260/00H002 | Brussels | 682 m² | 1 · 383 m² | 14.4 m · 4 |