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VB Conseils

Active
Private limited company (pre-2019)founded 201016 yrs activeAvenue Blonden 6, 4000 Liège, BelgiumKBO/BCE: BE 0825.178.901
Summary

The computed 12-month bankruptcy probability of VB Conseils is 2.5% (moderate). For VB Conseils, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €117,654 and a net result of -€2,969. The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2018
Profitability32▼-68
Solvency100▲+35
Growth32
Track record100
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022
Solvency, return and age of the figures
Solvency
91.4%
Return on assets
-2.3%
Age of the figures
45 mo
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 9 filings
Position against the passed deadline
31-12-2023 close31-07-2024 deadline28-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 03-08-2023, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
3 d late
2018
70 d late
2017
30 d late
2016
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 33 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VB Conseils was incorporated on 20 April 2010.1 Total assets fell from EUR 303,273 in 2018 to EUR 128,721 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2022

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Financials · fiscal year 2022, micro schema

Turnover
€0
Total assets
€128,721▼ 57.6%
2018 · €303,273
Net result
-€2,969
2018 · €91,971
Working capital
€121,249▼ 26.1%
2018 · €163,975
Trend over the years

Click a name to add, emphasise or remove a line.

Available amounts per fiscal year
Line20182022
Turnover€0-
Operating result€131,361--€5,497-
Net result€91,971--€2,969-
Equity€121,208-€117,654-
Total assets€303,273-€128,721-
Debt€182,065-€7,292-
Working capital€163,975-€121,249-
Staff (FTE)1.8-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000Operating result 2018: €131,361€131,361Net result 2018: €91,971€91,971Operating result 2022: -€5,497-€5,497Net result 2022: -€2,969-€2,96920182022-€50,000€0€50,000€100,000€150,000Operating result 2018: €131,361€131,000Net result 2018: €91,971€92,000Operating result 2022: -€5,497-€5,500Net result 2022: -€2,969-€2,97020182022
The operating result is -€5,497 in 2022, compared with €131,361 in 2018. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2022 in colour, 2018 as the grey bar beneath
Assets €128,721
Fixed assets €180 =
Current assets €128,541 ▼ 57.6%
Equity and liabilities €128,721
Equity €117,654 ▼ 2.9%
Provisions €3,775
Debt €7,292 ▼ 96.0%
Debt's share of the balance-sheet total falls from 60.0% to 5.7%. Equity and debt are lower.
Key figures and ratios
2022 value · change against 2018
Current ratio
17.63▲
2018 · 2.18
Debt to equity
0.06▼
2018 · 0.35
ROE
-2.5%▼
2018 · 75.9%
ROA
-2.3%▼
2018 · 30.3%
Debt ≤ 1 year
€7,292▼
2018 · €139,118
Income taxes
€4,817▼
2018 · €39,190
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2018 · 47 lines
Balance sheet Code20182022
Assets
Total assets20/58€303,273€128,721▼
Fixed assets21/28€180€180=
Intangible fixed assets21€0-
Tangible fixed assets22/27€0-
Financial fixed assets28€180€180=
Current assets29/58€303,093€128,541▼
Amounts receivable within one year40/41€290,394€128,541▼
Other amounts receivable41-€128,541
Cash at bank and in hand54/58€15-
Equity and liabilities
Total equity and liabilities10/49€303,273€128,721▼
Equity10/15€121,208€117,654▼
Contributions10/11€18,600€18,600=
Reserves13€87,645€87,645=
Non-distributable reserves130/1-€1,860
Reserves not available under the articles1311-€1,860
Tax-exempt reserves132-€485
Distributable reserves133-€85,300
Profit (loss) carried forward14€14,963€11,409▼
Provisions and deferred taxes16-€3,775
Provisions for liabilities and charges160/5-€3,775
Taxes161-€3,775
Amounts payable17/49€182,065€7,292▼
Amounts payable after more than one year17€42,946-
Amounts payable within one year42/48€139,118€7,292▼
Financial debts43-€1,315
Credit institutions430/8-€1,315
Trade debts44€17,294€1,035▼
Suppliers440/4-€1,035
Taxes, remuneration and social security45-€4,942
Taxes450/3-€4,942
Income statement Code20182022
Turnover70-€0
Goods, raw materials, services and sundry goods60/61-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Provisions for liabilities and charges: additions (uses and reversals)635/8-€3,775
Other operating charges640/8-€125
Gross operating margin9900€211,482-€1,597▼
Operating profit (loss)9901€131,361-€5,497▼
Financial income75/76B-€7,639
Recurring financial income75€7,635€7,639▲
Financial charges65/66B-€295
Recurring financial charges65€7,835€295▼
Profit (loss) for the period before taxes9903€131,161€1,847▼
Income taxes67/77€39,190€4,817▼
Profit (loss) for the period9904€91,971-€2,969▼
Profit (loss) for the period to be appropriated9905€91,971-€2,969▼
Appropriation of the result
Profit (loss) to be appropriated9906-€11,409
Profit (loss) brought forward from the previous period14P-€14,379

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182022Change
Turnover70-€0-
Goods, raw materials, services and sundry goods60/61-€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0--
Provisions for liabilities and charges: additions (uses and reversals)635/8-€3,775-
Other operating charges640/8-€125-
Gross operating margin9900€211,482-€1,597-
Operating profit (loss)9901€131,361-€5,497-
Financial income75/76B-€7,639-
Recurring financial income75€7,635€7,639-
Financial charges65/66B-€295-
Recurring financial charges65€7,835€295-
Profit (loss) for the period before taxes9903€131,161€1,847-
Income taxes67/77€39,190€4,817-
Profit (loss) for the period9904€91,971-€2,969-
Profit (loss) for the period to be appropriated9905€91,971-€2,969-
Line20182022Change
Assets
Total assets20/58€303,273€128,721-
Fixed assets21/28€180€180-
Intangible fixed assets21€0--
Tangible fixed assets22/27€0--
Financial fixed assets28€180€180-
Current assets29/58€303,093€128,541-
Amounts receivable within one year40/41€290,394€128,541-
Other amounts receivable41-€128,541-
Cash at bank and in hand54/58€15--
Equity and liabilities
Total equity and liabilities10/49€303,273€128,721-
Equity10/15€121,208€117,654-
Contributions10/11€18,600€18,600-
Reserves13€87,645€87,645-
Non-distributable reserves130/1-€1,860-
Reserves not available under the articles1311-€1,860-
Tax-exempt reserves132-€485-
Distributable reserves133-€85,300-
Profit (loss) carried forward14€14,963€11,409-
Provisions and deferred taxes16-€3,775-
Provisions for liabilities and charges160/5-€3,775-
Taxes161-€3,775-
Amounts payable17/49€182,065€7,292-
Amounts payable after more than one year17€42,946--
Amounts payable within one year42/48€139,118€7,292-
Financial debts43-€1,315-
Credit institutions430/8-€1,315-
Trade debts44€17,294€1,035-
Suppliers440/4-€1,035-
Taxes, remuneration and social security45-€4,942-
Taxes450/3-€4,942-
Line20182022Change
Profit (loss) for the period9904€91,971-€2,969-
+ Depreciation and write-downs630€0--
Operating cash flow (approximation)€91,971-€2,969-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2023
03-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial Liquidity times 8current ratio 17.63
Current ratio from 2.18 to 17.63; short-term debt falls from €139,118 to €7,292.
2019
09-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
12-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 12 days late
2015
31-07
NBB filing Annual accounts filed
fiscal year 2014 · full schema
2014
29-07
NBB filing Annual accounts filed
fiscal year 2013 · full schema
2013
24-06
NBB filing Annual accounts filed
fiscal year 2012 · full schema
2012
20-06
NBB filing Annual accounts filed
fiscal year 2011 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
337 m²
Building footprint
222 m²
Volume, LiDAR
7,548 m³
Parcel 62805B0394/00E000, Wallonia · tallest building 35.9 m, ±11 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
VB Conseils
Avenue Blonden 6, 4000 LiègeAgents and brokers in banking services
since 20102.190.114.795
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62805B0394/00E000 Wallonia 337 m² 1 · 222 m² 35.9 m · 11 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded20-04-2010
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.