VB COMFORTSTROY

Active

Private limited companyfounded 2025incorporated this yearLuzernestraat 90, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1029.328.564

VB COMFORTSTROY is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €3k and a net result of €20. Its solvency ranks better than 42% of 27319 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

71 / 100

Healthy

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability4

Solvency77

Growth-

Stability50

Credit verdict

No credit on open account

Liquidity ample (current ratio 1.67), but 59.7% of the assets are financed with debt.

How do we compute this score?

Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

Founded in 2025, under 3 years, statistically higher risk.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

21 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€3k

Total assets

€6k

Net result

€20

Working capital

€3k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €6k

40.3%

59.7%

Equity €3k

Debt €4k

Debt finances 59.7% of the balance-sheet total.

Key figures and ratios

2025 value

Solvency

40.3%

Current ratio

1.67

Quick ratio

1.67

Debt / equity

1.48

ROE

0.8%

ROA

0.3%

Debt

€4k

Debt ≤ 1 year

€4k

Income taxes

€10

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€6k

Current assets29/58€6k

Amounts receivable within one year40/41€2k

Trade receivables40€2k

Other amounts receivable41€176

Cash at bank and in hand54/58€5k

Equity and liabilities

Total equity and liabilities10/49€6k

Equity10/15€3k

Contributions10/11€3k

Profit (loss) carried forward14€20

Amounts payable17/49€4k

Amounts payable within one year42/48€4k

Trade debts44€242

Suppliers440/4€242

Taxes, remuneration and social security45€10

Taxes450/3€10

Other amounts payable47/48€3k

Income statement Code2025

Gross operating margin9900€30

Operating profit (loss)9901€30

Profit (loss) for the period before taxes9903€30

Income taxes67/77€10

Profit (loss) for the period9904€20

Profit (loss) for the period to be appropriated9905€20

Appropriation of the result

Profit (loss) to be appropriated9906€20

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

21-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 21 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schaarbeek · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Luzernestraat 901030 Schaarbeek

Ground area

62 m²

Building footprint

46 m²

Volume, LiDAR

405 m³

Parcel 21904B0435/00E002, Brussels · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

VB COMFORTSTROY

Luzernestraat 90, 1030 SchaarbeekSite preparation

since 20252.379.887.971

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21904B0435/00E002	Brussels	62 m²	1 · 46 m²	12.7 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Tongeren-Borgloon · Eq €2k

Of 8,397 companies in sector 43120 we hold annual accounts for 3,204. 571 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-10-2025

Fiscal year end31-12

Activities, NACEBEL

43120Site preparation

43130Specialised construction activities

43230Insulation installation

43240Other construction installation

43350Other building finishing work

81220Other building cleaning and industrial cleaning

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.