VB CARWASH
ActiveSummary
VB CARWASH has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-652k) and a net result of €-153k. Equity is shrinking by ~40.5% per year across the filed fiscal years. Its solvency ranks better than 8% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-24
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.03 in 2024; short-term debt: 45.5% and cash: 1.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-72.2%
Return on assets
-16.9%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-652k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
97 d early
2023
141 d early
2022
60 d early
2021
122 d early
2020
155 d early
2019
153 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-652k▼ 30.7%
2024 · €-499k
2019: €60k
2020: €-72k
2021: €-177k
2022: €-280k
2023: €-398k
2024: €-499k
2019 → 2025
Total assets
€903k▼ 14.5%
2024 · €1.06M
2019: €1.47M
2020: €1.41M
2021: €1.32M
2022: €1.22M
2023: €1.16M
2024: €1.06M
2019 → 2025
Net result
€-153k▼ 51.5%
2024 · €-101k
2019: €-190k
2020: €-131k
2021: €-105k
2022: €-103k
2023: €-118k
2024: €-101k
2019 → 2025
Working capital
€-396k▼ 8.3%
2024 · €-365k
2019: €-200k
2020: €-160k
2021: €-217k
2022: €-253k
2023: €-330k
2024: €-365k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-177k-€-280k▼ 57.9%€-398k▼ 42.3%€-499k▼ 25.4%€-652k▼ 30.7%
Operating result€-92k-€-89k▲ 3.1%€-107k▼ 19.8%€-90k▲ 15.4%€-143k▼ 58.4%
Net result€-105k-€-103k▲ 2.6%€-118k▼ 15.4%€-101k▲ 14.6%€-153k▼ 51.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €143k in 2025 against €90k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €903k
Fixed assets
€888k ▼ 14.9%
Current assets
€15k ▲ 18.6%
Key figures and ratios
EBITDA
€-51k▼
2024 · €22k
Cash flow
€-61k▼
2024 · €11k
Solvency
-72.2%▼
2024 · -47.2%
Current ratio
0.04▲
2024 · 0.03
Debt to equity
-2.39▲
2024 · -3.12
ROA
-16.9%▼
2024 · -9.6%
Interest coverage
-5.19▼
2024 · 2.05
Debt
€1.56M=
2024 · €1.56M
Debt ≤ 1 year
€411k▲
2024 · €378k
Debt > 1 year
€1.14M▼
2024 · €1.18M
Income taxes
€529▲
2024 · €274
Staff costs
€4k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€903k▼
Fixed assets21/28€1.04M€888k▼
Tangible fixed assets22/27€1.04M€886k▼
Land and buildings22€737k€710k▼
Plant, machinery and equipment23€238k€175k▼
Furniture and vehicles24€67k€2k▼
Financial fixed assets28€2k€2k=
Current assets29/58€13k€15k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€462-
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€8k€10k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.06M€903k▼
Equity10/15€-499k€-652k▼
Contributions10/11€250k€250k=
Profit (loss) carried forward14€-749k€-902k▼
Amounts payable17/49€1.56M€1.56M=
Amounts payable after more than one year17€1.18M€1.14M▼
Financial debts170/4€348k€315k▼
Other amounts payable178/9€830k€830k=
Amounts payable within one year42/48€378k€411k▲
Current portion of amounts payable after more than one year42€32k€33k▲
Trade debts44€5k€20k▲
Suppliers440/4€5k€20k▲
Taxes, remuneration and social security45€14k€13k▼
Taxes450/3€13k€13k▼
Remuneration and social security454/9€230-
Other amounts payable47/48€328k€345k▲
Income statement
Code20242025
Remuneration, social security and pensions62€4k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112k€92k▼
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A-€51k
Gross operating margin9900€30k€9k▼
Operating profit (loss)9901€-90k€-143k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€-101k€-153k▼
Income taxes67/77€274€529▲
Profit (loss) for the period9904€-101k€-153k▼
Profit (loss) for the period to be appropriated9905€-101k€-153k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-749k€-902k▼
Profit (loss) brought forward from the previous period14P€-648k€-749k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
NBB filing
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Veurnevaart 868620 NieuwpoortGround area
4,119 m²
Building footprint
367 m²
Volume, LiDAR
260 m³
Parcel 38016A0058/00M000, Flanders · tallest building 3.0 m. Linked by address, not a title deed.
1 establishment unit
VB CARWASH
since 20182.279.528.308
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38016A0058/00M000 | Flanders | 4,119 m² | 1 · 367 m² | 3.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0471.698.825
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DenEx
BE 0735.678.286
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METOX VIJFSTER
BE 0777.401.154
Antwerpen · Eq €58,718
Of 3,209 companies in sector 95316 we hold annual accounts for 752. 559 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2018
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.