VB Accountancy
ActiveSummary
VB Accountancy has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,696 and a net result of €5,438. Equity is shrinking by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 13085 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Certified accountants and tax accountants
NACE 69201NACE 74122
1 site
How big
€71,622total assets 2025
- Equity
- €29,696
- Profit
- €5,438
Turnover not published (abridged schema)
Who decides
Accounts 8 d early0 of 4 deeds read
Why 69+ Lower-failure-rate sector+ Long track record+ Annual accounts: healthy financial profile+ Growing equityLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+5
Solvency66▼-23
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.71 against 2.72 in 2024; short-term debt: 58.5% and cash: 9% of total assets), but 58.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.5%
Return on assets
7.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €29,696
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
31 d early
2023
on the day
2022
3 d early
2021
8 d late
2020
4 d late
2019
20 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €5,438 ▲315%
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €71,622Profit €5,438Solvency 41.5%Liquidity 1.71
Total assets
€71,622▲ 81.3%
2018 - 2025
Net result
€5,438▲ 315%
2018 - 2025
Equity
€29,696▲ 18.4%
2018 - 2025
Staff (FTE)
0.5▲ 400%
2018 - 2021
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,733▲ 40.9%-€4,733▼ 73.2%€164€4,351▲ 2,553%€11,287▲ 159%
Net result-€3,236below the sector's middle half▲ 38.2%-€5,113below the sector's middle half▼ 58.0%€14below the sector's middle half€1,309below the sector's middle half▲ 9,509%€5,438below the sector's middle half▲ 315%
Equity€41,241within the sector's middle half▼ 7.3%€24,628below the sector's middle half▼ 40.3%€24,642below the sector's middle half▲ 0.1%€25,092below the sector's middle half▲ 1.8%€29,696within the sector's middle half▲ 18.4%
Total assets€49,501below the sector's middle half▼ 6.6%€43,271below the sector's middle half▼ 12.6%€31,147below the sector's middle half▼ 28.0%€39,495below the sector's middle half▲ 26.8%€71,622below the sector's middle half▲ 81.3%
Debt€8,260▼ 3.1%€18,642▲ 126%€6,505▼ 65.1%€14,403▲ 121%€41,926▲ 191%
Working capital€36,630within the sector's middle half▼ 7.4%€22,135within the sector's middle half▼ 39.6%€23,636within the sector's middle half▲ 6.8%€24,835within the sector's middle half▲ 5.1%€29,609within the sector's middle half▲ 19.2%
Solvency83.3%above the sector's middle half▼ 0.6pp56.9%within the sector's middle half▼ 26.4pp79.1%above the sector's middle half▲ 22.2pp63.5%within the sector's middle half▼ 15.6pp41.5%within the sector's middle half▼ 22.1pp
Current ratio5.43above the sector's middle half▼ 0.212.19within the sector's middle half▼ 3.254.63above the sector's middle half▲ 2.452.72within the sector's middle half▼ 1.911.71within the sector's middle half▼ 1.02
Return on assets (ROA)-6.5%below the sector's middle half▲ 3.3pp-11.8%below the sector's middle half▼ 5.3pp0.0%below the sector's middle half▲ 11.9pp3.3%below the sector's middle half▲ 3.3pp7.6%within the sector's middle half▲ 4.3pp
Staff (FTE)0.5▲ 400%
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 159% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71,622
Fixed assets
€88 ▼ 65.9%
Current assets
€71,534 ▲ 82.3%
Equity and liabilities €71,622
Equity
€29,696 ▲ 18.4%
Debt
€41,926 ▲ 191%
Debt's share of the balance-sheet total rises from 36.5% to 58.5%. Equity and debt are higher.
Key figures and ratios
Key figures and ratios
EBITDA
€11,456▲
2024 · €5,100
Cash flow
€5,607▲
2024 · €2,058
Debt to equity
1.41▲
2024 · 0.57
ROE
18.3%▲
2024 · 5.2%
Interest coverage
15.90▼
2024 · 25.89
Debt ≤ 1 year
€41,926▲
2024 · €14,403
Income taxes
€5,128▲
2024 · €2,845
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1,357 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €10,035 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,948 | €2,118 | €1,479 | €749 | €169 | ▼ 77.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €2,145 | €0 | - | €3,004 | - |
| Other operating charges640/8 | €332 | €507 | €3,024 | €879 | €326 | ▼ 63.0% |
| Gross operating margin9900 | €9,582 | €37 | €4,667 | €5,979 | €14,785 | ▲ 147% |
| Operating profit (loss)9901 | -€2,733 | -€4,733 | €164 | €4,351 | €11,287 | ▲ 159% |
| Financial income75/76B | - | €52 | €0 | - | - | - |
| Recurring financial income75 | - | €52 | €0 | - | - | - |
| Financial charges65/66B | €260 | €186 | €150 | €197 | €721 | ▲ 266% |
| Recurring financial charges65 | €260 | €186 | €150 | €197 | €721 | ▲ 266% |
| Profit (loss) for the period before taxes9903 | -€2,994 | -€4,867 | €14 | €4,154 | €10,566 | ▲ 154% |
| Income taxes67/77 | €242 | €245 | €0 | €2,845 | €5,128 | ▲ 80.2% |
| Profit (loss) for the period9904 | -€3,236 | -€5,113 | €14 | €1,309 | €5,438 | ▲ 315% |
| Profit (loss) for the period to be appropriated9905 | -€3,236 | -€5,113 | €14 | €1,309 | €5,438 | ▲ 315% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,501 | €43,271 | €31,147 | €39,495 | €71,622 | ▲ 81.3% |
| Fixed assets21/28 | €4,611 | €2,493 | €1,006 | €257 | €88 | ▼ 65.9% |
| Tangible fixed assets22/27 | €4,611 | €2,493 | €1,006 | €257 | €88 | ▼ 65.9% |
| Furniture and vehicles24 | €4,611 | €2,493 | €1,006 | €257 | €88 | ▼ 65.9% |
| Current assets29/58 | €44,891 | €40,778 | €30,141 | €39,238 | €71,534 | ▲ 82.3% |
| Amounts receivable within one year40/41 | €26,369 | €28,972 | €25,494 | €30,882 | €65,085 | ▲ 111% |
| Trade receivables40 | €21,105 | €13,537 | €23,256 | €10,678 | €19,494 | ▲ 82.6% |
| Other amounts receivable41 | €5,264 | €15,435 | €2,238 | €20,204 | €45,591 | ▲ 126% |
| Cash at bank and in hand54/58 | €18,522 | €11,806 | €4,647 | €8,356 | €6,450 | ▼ 22.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,501 | €43,271 | €31,147 | €39,495 | €71,622 | ▲ 81.3% |
| Equity10/15 | €41,241 | €24,628 | €24,642 | €25,092 | €29,696 | ▲ 18.4% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €2,145 | €2,145 | €2,145 | €2,145 | €2,145 | = |
| Tax-exempt reserves132 | €286 | €286 | €286 | €286 | €286 | = |
| Distributable reserves133 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | €20,504 | €3,891 | €3,904 | €4,354 | €8,959 | ▲ 106% |
| Amounts payable17/49 | €8,260 | €18,642 | €6,505 | €14,403 | €41,926 | ▲ 191% |
| Amounts payable within one year42/48 | €8,260 | €18,642 | €6,505 | €14,403 | €41,926 | ▲ 191% |
| Trade debts44 | €520 | €3,886 | €1,545 | €9,280 | €8,139 | ▼ 12.3% |
| Suppliers440/4 | €520 | €3,886 | €1,545 | €9,280 | €8,139 | ▼ 12.3% |
| Taxes, remuneration and social security45 | €7,741 | €3,257 | €4,960 | €2,408 | €12,062 | ▲ 401% |
| Taxes450/3 | €7,741 | €3,257 | €4,960 | €2,408 | €12,062 | ▲ 401% |
| Other amounts payable47/48 | - | €11,500 | €0 | €2,715 | €21,724 | ▲ 700% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,236 | -€5,113 | €14 | €1,309 | €5,438 | ▲ 315% |
| + Depreciation and write-downs630 | €1,948 | €2,118 | €1,479 | €749 | €169 | ▼ 77.4% |
| Operating cash flow (approximation) | -€1,288 | -€2,995 | €1,493 | €2,058 | €5,607 | ▲ 173% |
| Investment in fixed assets (approximation) | - | €0 | €8 | €0 | €0 | - |
| Change in cash | - | -€6,716 | -€7,159 | €3,709 | -€1,906 | ▼ 151% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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VMS ACCOUNTING
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Astro Tax
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Van Hooff Accountancy & Fiscaliteit
BE 1031.718.427
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Of 12,173 companies in this sector we hold annual accounts for 7,643. 5,151 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
13 eventsLatest 23-07-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €5,438 ▲315%
Operating result €11,287, net result €5,438, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €14
Net result €14 after 5 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 4.63
Current ratio from 2.19 to 4.63; short-term debt falls from €18,642 to €6,505.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 funding sourceFlanders €954
Flemish government
€954
awarded · 2022 - 2025
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €954 awarded · €633 paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | €147 | €0 |
| 2024 | 1 | €147 | €147 |
| 2023 | 1 | €360 | €186 |
| 2022 | 1 | €300 | €300 |
Company details
Private limited company · founded 19-07-2000Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded19-07-2000
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0472360801
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2000
Ground area
1,497 m²
Building footprint
232 m²
Volume, LiDAR
1,065 m³
Parcel 43503F1688/00A000, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
VB Accountancy
since 2000unit no. 2.210.335.238
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43503F1688/00A000 | Flanders | 1,496 m² | 1 · 232 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
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