Skip to content

VAYO

Active
Private limited companyfounded 2008active for 18 yearsPauwbroekstraat 55, 3945 Tessenderlo-Ham, BelgiumKBO/BCE: BE 0897.583.362
Summary

VAYO has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,169 and a net result of -€7,592. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 38% of 39,272 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 25-04-2008 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.172.303.518 3945 Tessenderlo-Ham, since 25-04-2008
Financial year end
31 December
Peppol
Reachable since 19-05-2025

Board and ownership

Board

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€13,224
▼ 88.2%
Turnover
≈ €61,000
estimated
Loss
€7,592
Equity
€78,169
▼ 35.8%
Total assets
€187,800
▲ 9.2%
  • 2025 accounts filed 18 days after the deadline
Filed on 18-08-2026
Score breakdownraises risk1 change of registered office in 24 monthsLoss of €7,592 (financial year 2025)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Figures for financial year 2025 (filed on 18-08-2026)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 23% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Average
Solvency 67-29
equity 41.6% of total assets
Liquidity 41-14
short-term debt 44.2% · cash 10.0%
Profitability 35-65
return on assets -4.0%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: 0.2%lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.5%▲ +0.3 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.4 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.4%▼ -0.1 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.66 (2.19 in 2024), above the usual 1.5. Short-term debt is 44.2% and cash 10% of total assets. However, 58.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 39% of them on solvency, 21% on liquidity, 18% on profitability and 16% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Loss of €7,592 (financial year 2025)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 18-08-2026)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
18 days late
2024
23 days early
2023
37 days early
2022
28 days early
2021
24 days early
2020
151 days early
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €107,080 in 2024 -€7,592 View
  • Caution: Lower net result than 88% of companies in head offices and management consultancysector median €27,192 · 39,288 companies -€7,592 View
  • 2 restructurings since 2024latest: merger with 2B CONSULTING & MANAGING SERVICES 2 View

Recent changes

  1. · Gazette deed Registered office moved from Evergem to Tessenderlo-Ham
  2. · Gazette deed Merger: Tryggr & Flemming takes over VIEW 2 TREECompany renamed from TRYGGR & FLEMMING to VAYO · Appointments: VERHEYEN Luc Carolus Rosalia (director) and Annelore Vanderginst (director)
  3. · Gazette deed Merger proposal: Tryggr & Flemming takes over VIEW 2 TREEPermanent representatives: Vanderginst Annelore and Verheyen Luc
All 19 events

Comparable companies

These companies have the same main activity as VAYO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €153,000 and €188,000, founded between 2006 and 2008.

CompanyTotal assetsGross margin
VAYO Tessenderlo-Ham€187,800€13,224
JOS SCHOLS CONSULTING Zutendaal€180,202€13,632
Kabinet Lommel€153,445€13,555
JPCE Bilzen-Hoeselt€169,343€11,415
SOLITON Heers€154,108€11,278
ACHYVES Schilde€183,372€13,502
GIFI Namur€187,902€14,068
Full comparison

Key facts about VAYO

What is the company number of VAYO?
The company number of VAYO is 0897.583.362. The VAT number is the same number with BE in front: BE 0897.583.362.
Where is VAYO based?
The registered office is at Pauwbroekstraat 55, 3945 Tessenderlo-Ham.Company details
What does VAYO do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of VAYO?
The legal form of VAYO is Private limited company (BV).
When was VAYO founded?
VAYO was founded on 25-04-2008.
Is VAYO still active?
Yes, VAYO is an active enterprise in the KBO register.
What is the turnover of VAYO?
The turnover in financial year 2025 is ≈ €61,000. This figure is estimated from the gross margin of €13,224 and 205 comparable companies (NACE 70200). It probably lies between €28,000 and €120,000. It is a rough estimate.Financials
Is VAYO profitable?
In financial year 2025, VAYO made a loss of €7,592.
Where can I find the annual accounts of VAYO?
VAYO filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VAYO due?
VAYO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.