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VAYNAH COOLING

Active
Private limited companyfounded 20242 yrs activeZestienhuizenstraat 39, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 1012.862.320
Summary

The computed 12-month bankruptcy probability of VAYNAH COOLING is 1.5% (moderate). The 2025 annual accounts show equity of €28,722 and a net result of €9,845. Its solvency ranks better than 57% of 30651 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€53,392total assets 2025
Equity
€28,722
Profit
€9,845
Turnover not published (abridged schema)
Financial health
65 Healthy Checked score 2025
Bankruptcy chance 12 m
1.5%
Structure
Accounts filed 32 d late0 of 2 deeds read
Why 65- Founded in 2024- 1 change of registered office in 24 months- Latest accounts 32 days late; 2 of the last 3 late+ Liquidity: current ratio 2.61, cash €23,592Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 76% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 79+10
equity 53.8% of total assets
Liquidity 89+9
short-term debt 28.4% · cash 44.2%
Profitability 92-8
return on assets 18.4%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 13 months 10-2025: 1.9% 11-2025: 1.4%▼ -25.0% vs 10-2025lowest value 12-2025: 1.5%▲ +4.1% vs 11-2025 01-2026: 2.4%▲ +62.5% vs 12-2025 02-2026: 2.5%▲ +3.8% vs 01-2026 03-2026: 2.5%▲ +2.2% vs 02-2026 04-2026: 3.0%▲ +20.3% vs 03-2026 05-2026: 3.3%▲ +8.3% vs 04-2026 06-2026: 3.3%▼ -0.5% vs 05-2026 07-2026: 3.3%▲ +1.2% vs 06-2026 08-2026: 4.7%▲ +42.8% vs 07-2026 09-2026: 5.0%▲ +5.0% vs 08-2026highest value 10-2026: 1.5%▼ -69.2% vs 09-2026
  • Liquidity: current ratio 2.61, cash €23,592 lowers the probability
  • Founded in 2024 raises the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • Latest accounts 32 days late; 2 of the last 3 late raises the probability
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.61 against 2.1 in 2024; short-term debt: 28.4% and cash: 44.2% of total assets), and 46.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 58%, liquidity 86%, profitability 78%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.61, cash €23,592
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2024
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Latest accounts 32 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
32 d late
2024
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 62 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20252 fiscal years filed €53,392 View
  • Active since 2024founded 27-08-2024 2 years View

By topic

Financials

Fiscal year
2025
Total assets
€53,392
Profit
€9,845
Solvency
53.8%
Total assets▲ 23.6%
Net result
20242025
Go to Financials

Timeline

Events
2
Since
2025
Next accounts
by 31-07-2027
  1. 01-09-2026Annual accounts filed
  2. 31-10-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
27-08-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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