Vastgoed XP
ActiveVastgoed XP has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €595k and a net result of €52k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
64
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+17
Solvency64▼-2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.56 in 2024), and 49.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.7%
Return on assets
4.5%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-03-2026, 50 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
50 d late
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
27 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€595k▲ 9.6%
2024 · €543k
2019: €340k
2020: €369k
2021: €400k
2022: €448k
2023: €513k
2024: €543k
2019 → 2025
Total assets
€1.17M▲ 23.4%
2024 · €951k
2019: €944k
2020: €908k
2021: €876k
2022: €976k
2023: €980k
2024: €951k
2019 → 2025
Net result
€52k▲ 75.2%
2024 · €30k
2019: €6k
2020: €29k
2021: €31k
2022: €48k
2023: €65k
2024: €30k
2019 → 2025
Working capital
€-166k▼ 4.5%
2024 · €-159k
2019: €-356k
2020: €-301k
2021: €-260k
2022: €-185k
2023: €-101k
2024: €-159k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€400k-€448k▲ 12.0%€513k▲ 14.6%€543k▲ 5.8%€595k▲ 9.6%
Operating result€35k-€54k▲ 56.3%€76k▲ 40.9%€39k▼ 49.5%€66k▲ 71.9%
Net result€31k-€48k▲ 54.1%€65k▲ 36.3%€30k▼ 54.3%€52k▲ 75.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 72% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€951k▲ 26.7%
Current assets
€222k▲ 11.1%
Equity and liabilities €1.17M
Equity
€595k▲ 9.6%
Debt
€578k▲ 41.8%
The debt ratio rises from 42.9% to 49.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€143k▲
2024 · €98k
Cash flow
€129k▲
2024 · €90k
Solvency
50.7%▼
2024 · 57.1%
Current ratio
0.57▲
2024 · 0.56
Quick ratio
0.57▲
2024 · 0.56
Debt / equity
0.97▲
2024 · 0.75
ROE
8.8%▲
2024 · 5.5%
ROA
4.5%▲
2024 · 3.1%
Interest coverage
30.17▼
2024 · 72.35
Debt
€578k▲
2024 · €408k
Debt ≤ 1 year
€389k▲
2024 · €359k
Debt > 1 year
€190k▲
2024 · €49k
Income taxes
€9k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€951k€1.17M▲
Fixed assets21/28€751k€951k▲
Tangible fixed assets22/27€751k€951k▲
Land and buildings22€597k€565k▼
Plant, machinery and equipment23€151k€386k▲
Furniture and vehicles24€2k€638▼
Current assets29/58€200k€222k▲
Amounts receivable within one year40/41€55k€114k▲
Trade receivables40€5k€8k▲
Other amounts receivable41€50k€106k▲
Current investments50/53€151€151=
Cash at bank and in hand54/58€145k€108k▼
Equity and liabilities
Total equity and liabilities10/49€951k€1.17M▲
Equity10/15€543k€595k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€560k€560k=
Profit (loss) carried forward14€-79k€-27k▲
Amounts payable17/49€408k€578k▲
Amounts payable after more than one year17€49k€190k▲
Financial debts170/4€49k€190k▲
Amounts payable within one year42/48€359k€389k▲
Current portion of amounts payable after more than one year42€16k€53k▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€8k-
Taxes450/3€8k-
Other amounts payable47/48€332k€332k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€77k▲
Other operating charges640/8€13k€14k▲
Gross operating margin9900€112k€157k▲
Operating profit (loss)9901€39k€66k▲
Financial income75/76B€3€4▲
Recurring financial income75€3€4▲
Financial charges65/66B€1k€5k▲
Recurring financial charges65€1k€5k▲
Profit (loss) for the period before taxes9903€37k€62k▲
Income taxes67/77€7k€9k▲
Profit (loss) for the period9904€30k€52k▲
Profit (loss) for the period to be appropriated9905€30k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-79k€-27k▲
Profit (loss) brought forward from the previous period14P€-109k€-79k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 50 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €65k ▲36.3%
Operating result €76k, net result €65k, both a record.
30-06
Financial
Equity above €500kEq €513k ▲14.6%
5 profitable years in a row build equity to €513k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 44 days late
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kattenhoflaan 872960 BrechtGround area
7,728 m²
Building footprint
1,870 m²
Volume, LiDAR
13,466 m³
Parcel 11042B0140/00P000, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kattenhoflaan 87, 2960 Brecht
since 19992.091.079.775
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11042B0140/00P000 | Flanders | 7,728 m² | 1 · 1,870 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,287 companies in sector 68110 we hold annual accounts for 5,352. 3,579 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-12-1998
Fiscal year end30-06
Activities, NACEBEL
68110Buying and selling of own real estate
92724
68201Renting and operating of own or leased residential real estate, excluding social housing
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationOrdinary general meeting
Agenda
Jaarverslag van de raad van bestuur. Behandeling van de jaarrekening per 30 juni 2011. Kwijting aan de bestuurders voor de uitoefening van hun mandaat. Ontslagen en/of benoemingen; Diversen. De