Vastgoed MJ
ActiveVastgoed MJ has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €57k. Equity is growing by ~26.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+3
Solvency60▲+7
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.76 in 2024; short-term debt: 36.4% and cash: 16.9% of total assets), and 65.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
8.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
6 d early
2023
30 d early
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€226k▲ 33.6%
2024 · €169k
2022: €126k
2023: €128k
2024: €169k
2022 → 2025
Total assets
€647k▲ 7.7%
2024 · €601k
2022: €720k
2023: €533k
2024: €601k
2022 → 2025
Net result
€57k▲ 38.2%
2024 · €41k
2022: €123k
2023: €2k
2024: €41k
2022 → 2025
Working capital
€-50k▲ 7.6%
2024 · €-54k
2022: €-94k
2023: €-89k
2024: €-54k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€126k-€128k▲ 1.4%€169k▲ 32.1%€226k▲ 33.6%
Operating result€175k-€17k▼ 90.4%€66k▲ 289%€92k▲ 39.7%
Net result€123k-€2k▼ 98.6%€41k▲ 2,227%€57k▲ 38.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 40% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €647k
Fixed assets
€461k▲ 7.7%
Current assets
€186k▲ 7.6%
Equity and liabilities €647k
Equity
€226k▲ 33.6%
Debt
€421k▼ 2.4%
The debt ratio falls from 71.9% to 65.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€188k▲
2024 · €140k
Cash flow
€153k▲
2024 · €115k
Solvency
34.9%▲
2024 · 28.1%
Current ratio
0.79▲
2024 · 0.76
Quick ratio
0.79▲
2024 · 0.76
Debt / equity
1.87▼
2024 · 2.55
ROE
25.1%▲
2024 · 24.3%
ROA
8.8%▲
2024 · 6.8%
Interest coverage
13.62▲
2024 · 10.96
Debt
€421k▼
2024 · €432k
Debt ≤ 1 year
€236k▲
2024 · €227k
Debt > 1 year
€185k▼
2024 · €205k
Income taxes
€22k▲
2024 · €12k
Staff costs
€289k▲
2024 · €260k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€601k€647k▲
Fixed assets21/28€428k€461k▲
Intangible fixed assets21€327k€281k▼
Tangible fixed assets22/27€102k€180k▲
Plant, machinery and equipment23€1k€743▼
Furniture and vehicles24€31k€106k▲
Other tangible fixed assets26€69k€73k▲
Current assets29/58€172k€186k▲
Amounts receivable within one year40/41€74k€71k▼
Trade receivables40€73k€19k▼
Other amounts receivable41€1k€53k▲
Cash at bank and in hand54/58€90k€110k▲
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€601k€647k▲
Equity10/15€169k€226k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€166k€223k▲
Amounts payable17/49€432k€421k▼
Amounts payable after more than one year17€205k€185k▼
Financial debts170/4€205k€185k▼
Amounts payable within one year42/48€227k€236k▲
Current portion of amounts payable after more than one year42€73k€99k▲
Financial debts43€4k€5k▲
Credit institutions430/8€4k€5k▲
Trade debts44€51k€55k▲
Suppliers440/4€51k€55k▲
Taxes, remuneration and social security45€94k€75k▼
Taxes450/3€59k€57k▼
Remuneration and social security454/9€35k€17k▼
Other amounts payable47/48€4k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€21k
Remuneration, social security and pensions62€260k€289k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€96k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€403k€480k▲
Operating profit (loss)9901€66k€92k▲
Financial income75/76B€57€433▲
Recurring financial income75€57€433▲
Financial charges65/66B€13k€14k▲
Recurring financial charges65€13k€14k▲
Profit (loss) for the period before taxes9903€53k€78k▲
Income taxes67/77€12k€22k▲
Profit (loss) for the period9904€41k€57k▲
Profit (loss) for the period to be appropriated9905€41k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€166k€223k▲
Profit (loss) brought forward from the previous period14P€125k€166k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €226k ▲33.6%
4 profitable years in a row build equity to €226k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €169k ▲32.1%
3 profitable years in a row build equity to €169k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €2k ▼98.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koolmijnlaan 1473582 BeringenGround area
903 m²
Building footprint
333 m²
Volume, LiDAR
1,944 m³
Parcel 71522C0037/00L000, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HET VASTGOEDKANTOOR BERINGEN
since 20212.318.482.914
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71522C0037/00L000 | Flanders | 903 m² | 1 · 333 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,200 EUR awarded · 1,200 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,200 EUR | 1,200 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
699400JC7W1SCV2AHB07
Similar companies · same sector, comparable size
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AGENCE IMMOBILIERE SOCIALE DE WOLUWE-SAINT-LAMBERT
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MINNETRAAN
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VERECO
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Of 11,751 companies in sector 68310 we hold annual accounts for 6,908. 5,125 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2021
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.