VASTGOED KOMPAS
ActiveVASTGOED KOMPAS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €89k and a net result of €-2k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 53% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability34▲+8
Solvency79=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 2.1 in 2023; short-term debt: 46.2% and cash: 0.1% of total assets), and 46.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.8%
Return on assets
-1.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-06-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
46 d early
2023
30 d late
2022
16 d late
2021
30 d late
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€89k▼ 2.6%
2023 · €91k
2018: €95k
2019: €100k
2020: €105k
2021: €105k
2022: €99k
2023: €91k
2018 → 2024
Total assets
€165k▼ 2.8%
2023 · €170k
2018: €160k
2019: €166k
2020: €169k
2021: €171k
2022: €172k
2023: €170k
2018 → 2024
Net result
€-2k▲ 69.7%
2023 · €-8k
2018: €5k
2019: €5k
2020: €5k
2021: €144
2022: €-6k
2023: €-8k
2018 → 2024
Working capital
€84k▼ 2.7%
2023 · €86k
2018: €-26k
2019: €3k
2020: €32k
2021: €56k
2022: €75k
2023: €86k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€105k-€105k▲ 0.1%€99k▼ 5.9%€91k▼ 7.8%€89k▼ 2.6%
Operating result€6k-€240▼ 96.2%€-6k€-8k▼ 25.2%€-2k▲ 70.5%
Net result€5k-€144▼ 96.9%€-6k€-8k▼ 24.9%€-2k▲ 69.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2024 against €8k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €165k
Fixed assets
€5k=
Current assets
€160k▼ 2.8%
Equity and liabilities €165k
Equity
€89k▼ 2.6%
Debt
€76k▼ 3.0%
The debt ratio falls from 46.3% to 46.2%. Equity and debt are lower.
Key figures and ratios
Solvency
53.8%▲
2023 · 53.7%
Current ratio
2.10▲
2023 · 2.10
Quick ratio
2.10▲
2023 · 2.10
Debt / equity
0.86▼
2023 · 0.86
ROE
-2.6%▲
2023 · -8.5%
ROA
-1.4%▲
2023 · -4.6%
Debt
€76k▼
2023 · €78k
Debt ≤ 1 year
€76k▼
2023 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€170k€165k▼
Fixed assets21/28€5k€5k=
Financial fixed assets28€5k€5k=
Current assets29/58€165k€160k▼
Amounts receivable within one year40/41€163k€160k▼
Other amounts receivable41€163k€160k▼
Cash at bank and in hand54/58€2k€100▼
Equity and liabilities
Total equity and liabilities10/49€170k€165k▼
Equity10/15€91k€89k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€71k€68k▼
Amounts payable17/49€78k€76k▼
Amounts payable within one year42/48€78k€76k▼
Trade debts44€2k€0▼
Suppliers440/4€2k€0▼
Taxes, remuneration and social security45€750€0▼
Taxes450/3€750€0▼
Other amounts payable47/48€76k€76k=
Income statement
Code20232024
Non-recurring operating income76A€0€0▼
Other operating charges640/8€5k€513▼
Gross operating margin9900€-3k€-2k▲
Operating profit (loss)9901€-8k€-2k▲
Financial charges65/66B€104€97▼
Recurring financial charges65€104€97▼
Profit (loss) for the period before taxes9903€-8k€-2k▲
Profit (loss) for the period9904€-8k€-2k▲
Profit (loss) for the period to be appropriated9905€-8k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€68k▼
Profit (loss) brought forward from the previous period14P€78k€71k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €100k ▲5%
2 profitable years in a row build equity to €100k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hellekenlos(H) 48551 ZwevegemGround area
8,599 m²
Building footprint
1,983 m²
Volume, LiDAR
11,168 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HOVAN VASTGOED
since 19982.088.820.467
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34014A0657/00F000 | Flanders | 4,538 m² | 1 · 691 m² | 9.3 m · 2 fl. |
| 34028A0008/00X000 | Flanders | 4,061 m² | 1 · 1,292 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 7,171 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-1998
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.