VASPYMA
ActiveVASPYMA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €684k and a net result of €176k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 90% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 11.52 against 4.02 in 2024), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.9%
Return on assets
23.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
68 d late
2022
59 d late
2021
26 d late
2020
25 d late
2019
108 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€684k▲ 7.5%
2024 · €636k
2018: €326k
2019: €368k
2020: €328k
2021: €341k
2022: €449k
2023: €315k
2024: €636k
2018 → 2025
Total assets
€745k▼ 10.8%
2024 · €835k
2018: €357k
2019: €398k
2020: €439k
2021: €389k
2022: €529k
2023: €439k
2024: €835k
2018 → 2025
Net result
€176k▼ 61.7%
2024 · €461k
2018: €73k
2019: €42k
2020: €88k
2021: €73k
2022: €108k
2023: €59k
2024: €461k
2018 → 2025
Working capital
€638k▲ 6.3%
2024 · €601k
2018: €16k
2019: €79k
2020: €35k
2021: €59k
2022: €185k
2023: €91k
2024: €601k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€341k-€449k▲ 31.7%€315k▼ 29.9%€636k▲ 102%€684k▲ 7.5%
Operating result€134k-€156k▲ 16.0%€79k▼ 49.3%€660k▲ 735%€264k▼ 59.9%
Net result€73k-€108k▲ 47.7%€59k▼ 45.6%€461k▲ 683%€176k▼ 61.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €745k
Fixed assets
€46k▲ 28.3%
Current assets
€699k▼ 12.6%
Equity and liabilities €745k
Equity
€684k▲ 7.5%
Debt
€61k▼ 69.5%
The debt ratio falls from 23.8% to 8.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€284k▼
2024 · €680k
Cash flow
€196k▼
2024 · €481k
Solvency
91.9%▲
2024 · 76.2%
Current ratio
11.52▲
2024 · 4.02
Quick ratio
11.52▲
2024 · 4.02
Debt / equity
0.09▼
2024 · 0.31
ROE
25.8%▼
2024 · 72.5%
ROA
23.7%▼
2024 · 55.2%
Interest coverage
36.79▼
2024 · 67.49
Debt
€61k▼
2024 · €199k
Debt ≤ 1 year
€61k▼
2024 · €199k
Income taxes
€82k▼
2024 · €194k
Staff costs
€36k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€835k€745k▼
Fixed assets21/28€36k€46k▲
Tangible fixed assets22/27€32k€42k▲
Land and buildings22€0-
Furniture and vehicles24€12k€31k▲
Other tangible fixed assets26€20k€11k▼
Financial fixed assets28€4k€4k=
Current assets29/58€800k€699k▼
Amounts receivable within one year40/41€210k€55k▼
Trade receivables40€7k€0▼
Other amounts receivable41€202k€55k▼
Current investments50/53€574k€570k▼
Cash at bank and in hand54/58€15k€72k▲
Deferred charges and accrued income490/1€742€1k▲
Equity and liabilities
Total equity and liabilities10/49€835k€745k▼
Equity10/15€636k€684k▲
Contributions10/11€6k€6k=
Reserves13€630k€678k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€630k€678k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€199k€61k▼
Amounts payable within one year42/48€199k€61k▼
Current portion of amounts payable after more than one year42-€10k
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€54k€42k▼
Taxes450/3€49k€33k▼
Remuneration and social security454/9€5k€9k▲
Other amounts payable47/48€140k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€36k€36k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Other operating charges640/8€2k€402▼
Gross operating margin9900€717k€320k▼
Operating profit (loss)9901€660k€264k▼
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€655k€258k▼
Income taxes67/77€194k€82k▼
Profit (loss) for the period9904€461k€176k▼
Profit (loss) for the period to be appropriated9905€461k€176k▼
Appropriation of the result
Profit (loss) to be appropriated9906€461k€176k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0€129k▲
Transfer to equity691/2€321k€176k▼
To other reserves6921€321k€176k▼
Profit to be distributed694/7€140k€129k▼
Return on contributions (dividend)694€140k€129k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 11.52
Current ratio from 4.02 to 11.52; short-term debt falls from €199k to €61k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2018net €461k ▲683%
Operating result €660k, net result €461k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.02
Current ratio from 1.74 to 4.02.
31-12
Financial
Equity above €500kEq €636k ▲102%
7 profitable years in a row build equity to €636k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 108 days late
2019
31-12
Financial
Weakest financial yearnet €42k ▼42.8%
Net result drops to €42k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.67
Current ratio from 1.53 to 3.67.
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Amazonelaan 211640 Sint-Genesius-RodeGround area
2,697 m²
Building footprint
206 m²
Volume, LiDAR
1,010 m³
Parcel 22552G0002/00K027, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VASPYMA
since 20072.170.635.415
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552G0002/00K027 | Flanders | 2,697 m² | 1 · 206 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500EWKYIGWKUIHP45
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UQ
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 31,666 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.