Summary
VArtus is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €9,964 and a net result of €7,964. Its solvency ranks better than 21% of 8048 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 8048 sector peers (2025).
NBB · sector comparisonPosition among 8048 sector peers
Solvency
better than 21%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
18 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€9,964
Net result
€7,964
Total assets
€60,668
Solvency
16.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €60,668
Fixed assets
€9,615
Current assets
€51,054
Equity and liabilities €60,668
Equity
€9,964
Debt
€50,704
Debt finances 83.6% of the balance-sheet total.
Key figures and ratios
ROE
79.9%
ROA
13.1%
Debt ≤ 1 year
€50,704
Income taxes
€4,182
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €226 |
| Other operating charges640/8 | €2,155 |
| Gross operating margin9900 | €15,329 |
| Operating profit (loss)9901 | €12,948 |
| Financial charges65/66B | €802 |
| Recurring financial charges65 | €802 |
| Profit (loss) for the period before taxes9903 | €12,146 |
| Income taxes67/77 | €4,182 |
| Profit (loss) for the period9904 | €7,964 |
| Profit (loss) for the period to be appropriated9905 | €7,964 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €60,668 | |
| Fixed assets21/28 | €9,615 | |
| Tangible fixed assets22/27 | €9,615 | |
| Furniture and vehicles24 | €9,615 | |
| Current assets29/58 | €51,054 | |
| Amounts receivable within one year40/41 | €46,745 | |
| Trade receivables40 | €46,745 | |
| Cash at bank and in hand54/58 | €3,757 | |
| Deferred charges and accrued income490/1 | €552 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €60,668 | |
| Equity10/15 | €9,964 | |
| Contributions10/11 | €2,000 | |
| Reserves13 | €7,964 | |
| Distributable reserves133 | €7,964 | |
| Amounts payable17/49 | €50,704 | |
| Amounts payable within one year42/48 | €50,704 | |
| Financial debts43 | €180 | |
| Credit institutions430/8 | €180 | |
| Trade debts44 | €17,326 | |
| Suppliers440/4 | €17,326 | |
| Taxes, remuneration and social security45 | €17,729 | |
| Taxes450/3 | €17,729 | |
| Other amounts payable47/48 | €15,469 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €7,964 |
| + Depreciation and write-downs630 | €226 |
| Operating cash flow (approximation) | €8,191 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2024
Ground area
1,468 m²
Building footprint
153 m²
Volume, LiDAR
761 m³
Parcel 71324E0709/00R008, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
VArtus
since 20242.369.956.755
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71324E0709/00R008 | Flanders | 1,468 m² | 1 · 153 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Achille Management
BE 1013.516.673
Wuustwezel · Eq €9,970
BEL Personeel
BE 0895.293.964
Essen · Eq €9,983
RED PANDA
BE 0725.570.787
Sint-Truiden · Eq €9,945
SEPPE MANAGEMENT
BE 1016.379.658
Zoersel · Eq €9,944
MFXJM
BE 1012.338.223
Rochefort · Eq €9,987
Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. 5,086 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.