Skip to content

Varto49

Active
Private limited companyfounded 20233 yrs activeLozenberg 21, 1932 Zaventem, BelgiumKBO/BCE: BE 0802.239.488
Summary

The computed 12-month bankruptcy probability of Varto49 is 3.3% (moderate). The 2025 annual accounts show negative equity (-€24,031). Equity is shrinking by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 18606 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-318.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 18606 sector peers (2025).
NBB · sector comparison
Position among 18606 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
on the day
2023
2 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 11 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 31 May 2023, Varto49 was incorporated as a Private limited company.1 Total assets went from EUR 24,522 in 2023 to EUR 7,548 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
-€24,031=
2024 · -€24,031
Total assets
€7,548▼ 35.0%
2024 · €11,607
Net result
-€6,922▲ 68.7%
2023 · -€22,108
Working capital
-€24,031=
2024 · -€24,031
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€21,687-€7,981
Net result-€22,108below the sector's middle half--€6,922below the sector's middle half▲ 68.7%
Equity-€17,108below the sector's middle half--€24,031below the sector's middle half▼ 40.5%-€24,031below the sector's middle half=
Total assets€24,522below the sector's middle half-€11,607below the sector's middle half▼ 52.7%€7,548below the sector's middle half▼ 35.0%
Debt€41,631-€35,638▼ 14.4%€31,579▼ 11.4%
Working capital-€39,670below the sector's middle half--€24,031below the sector's middle half▲ 39.4%-€24,031below the sector's middle half=
Solvency-69.8%below the sector's middle half--207.0%below the sector's middle half▼ 137.3pp-318.4%below the sector's middle half▼ 111.3pp
Current ratio0.05below the sector's middle half-0.33below the sector's middle half▲ 0.280.24below the sector's middle half▼ 0.09
Return on assets (ROA)-90.2%below the sector's middle half--59.6%below the sector's middle half▲ 30.5pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0€10,000Operating result 2023: -€21,687-€21,687Net result 2023: -€22,108-€22,108Operating result 2024: €7,981€7,981Net result 2024: -€6,922-€6,922202320242025-€30,000-€20,000-€10,000€0€10,000Operating result 2023: -€21,687-€21,700Net result 2023: -€22,108-€22,100Operating result 2024: €7,981€7,980Net result 2024: -€6,922-€6,920202320242025
The operating result returns to profit in 2024: €7,981 after a loss of €21,687 in 2023.
Key figures and ratios
2025 value · change against 2024
Debt to equity
-1.31▲
2024 · -1.48
Debt ≤ 1 year
€31,579▼
2024 · €35,638
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€11,607€7,548▼
Current assets29/58€11,607€7,548▼
Amounts receivable within one year40/41€10,830€608▼
Trade receivables40€10,106€608▼
Other amounts receivable41€724-
Cash at bank and in hand54/58-€6,163
Deferred charges and accrued income490/1€777€777=
Equity and liabilities
Total equity and liabilities10/49€11,607€7,548▼
Equity10/15-€24,031-€24,031=
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€29,031-€29,031=
Amounts payable17/49€35,638€31,579▼
Amounts payable within one year42/48€35,638€31,579▼
Financial debts43€2,211-
Credit institutions430/8€2,211-
Trade debts44€1,124-
Suppliers440/4€1,124-
Taxes, remuneration and social security45€729€5▼
Taxes450/3€729€5▼
Other amounts payable47/48€31,574€31,574=
Income statement Code20242025
Non-recurring operating income76A€18,000-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,936-
Other operating charges640/8€2,555-
Gross operating margin9900€20,472-
Operating profit (loss)9901€7,981-
Financial charges65/66B€14,903-
Recurring financial charges65€1,278-
Non-recurring financial charges66B€13,626-
Profit (loss) for the period before taxes9903-€6,922-
Profit (loss) for the period9904-€6,922-
Profit (loss) for the period to be appropriated9905-€6,922-
Appropriation of the result
Profit (loss) to be appropriated9906-€29,031-€29,031=
Profit (loss) brought forward from the previous period14P-€22,108-€29,031▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Non-recurring operating income76A-€18,000--
Remuneration, social security and pensions62€2,250---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,512€9,936--
Other operating charges640/8€167€2,555--
Gross operating margin9900-€14,759€20,472--
Operating profit (loss)9901-€21,687€7,981--
Financial charges65/66B€421€14,903--
Recurring financial charges65€421€1,278--
Non-recurring financial charges66B-€13,626--
Profit (loss) for the period before taxes9903-€22,108-€6,922--
Profit (loss) for the period9904-€22,108-€6,922--
Profit (loss) for the period to be appropriated9905-€22,108-€6,922--
Line202320242025Change
Assets
Total assets20/58€24,522€11,607€7,548▼ 35.0%
Fixed assets21/28€22,561---
Tangible fixed assets22/27€22,561---
Plant, machinery and equipment23€22,561---
Current assets29/58€1,961€11,607€7,548▼ 35.0%
Stocks and contracts in progress3€1,000---
Stocks30/36€1,000---
Amounts receivable within one year40/41-€10,830€608▼ 94.4%
Trade receivables40-€10,106€608▼ 94.0%
Other amounts receivable41-€724--
Cash at bank and in hand54/58€184-€6,163-
Deferred charges and accrued income490/1€777€777€777=
Equity and liabilities
Total equity and liabilities10/49€24,522€11,607€7,548▼ 35.0%
Equity10/15-€17,108-€24,031-€24,031=
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14-€22,108-€29,031-€29,031=
Amounts payable17/49€41,631€35,638€31,579▼ 11.4%
Amounts payable within one year42/48€41,631€35,638€31,579▼ 11.4%
Financial debts43-€2,211--
Credit institutions430/8-€2,211--
Trade debts44€8,998€1,124--
Suppliers440/4€8,998€1,124--
Taxes, remuneration and social security45€2,522€729€5▼ 99.4%
Taxes450/3€482€729€5▼ 99.4%
Remuneration and social security454/9€2,040---
Other amounts payable47/48€30,110€31,574€31,574=
Line202320242025Change
Profit (loss) for the period9904-€22,108-€6,922--
+ Depreciation and write-downs630€4,512€9,936--
Operating cash flow (approximation)-€17,597€3,013--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
02-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
NBB filing
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
2,931 m²
Building footprint
670 m²
Volume, LiDAR
10,208 m³
Parcel 23078A0372/00S000, Flanders · tallest building 20.0 m, ±5 floors. Linked by address, not a title deed.
38 companies at this address See who is registered here
1 establishment unit
Snack 49
Lozenberg 21, 1932 ZaventemFood and beverage service activities
since 20232.345.656.671
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23078A0372/00S000 Flanders 2,931 m² 1 · 670 m² 20.0 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 12,955 companies in sector 47120 we hold annual accounts for 2,193. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded31-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
56112Limited-service restaurants, excluding mobile food services
46450Wholesale of perfume and cosmetics
47750Retail sale of cosmetics and toilet articles
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802239488
Registered 01-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.