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VAROMAN

Active
Private limited company (pre-2019)founded 201511 yrs activeKoophandelstraat 30, 3270 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 0634.692.873
Summary

VAROMAN has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €91,425 and a net result of €1,009. Equity remains stable across the filed fiscal years (±0.6% per year). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability40▲+1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
cash: 0.3% of total assets, and 0% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
31 d early
2023
33 d early
2022
33 d early
2021
2 d early
2020
31 d early
2019
41 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 15 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 July 2015, VAROMAN was incorporated.1 Total assets went from EUR 162,848 in 2018 to EUR 91,425 in 2024 and headcount from 0.5 full-time equivalents in 2018 to 0.2 in 2020.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2020 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€91,425▲ 1.1%
2023 · €90,416
Total assets
€91,425▲ 1.0%
2023 · €90,558
Net result
€1,009▲ 143%
2023 · €414
Working capital
€90,416▲ 0.5%
2022 · €90,002
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€11,347-€12,625▼ 11.3%-€3,241▲ 74.3%-€1,613▲ 50.2%-€1,443▲ 10.5%
Net result-€4,422-€10,140▼ 129%-€450▲ 95.6%€414€1,009▲ 143%
Equity€100,592▲ 8.6%€90,452▼ 10.1%€90,002▼ 0.5%€90,416▲ 0.5%€91,425▲ 1.1%
Total assets€103,669▼ 29.0%€90,771▼ 12.4%€92,440▲ 1.8%€90,558▼ 2.0%€91,425▲ 1.0%
Debt€3,077▼ 94.2%€318▼ 89.7%€2,439▲ 666%€142▼ 94.2%
Working capital€100,592▲ 9.1%€90,452▼ 10.1%€90,002▼ 0.5%€90,416▲ 0.5%
Staff (FTE)0.2▼ 60.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2020: -€11,347-€11,347Net result 2020: -€4,422-€4,422Operating result 2021: -€12,625-€12,625Net result 2021: -€10,140-€10,140Operating result 2022: -€3,241-€3,241Net result 2022: -€450-€450Operating result 2023: -€1,613-€1,613Net result 2023: €414€414Operating result 2024: -€1,443-€1,443Net result 2024: €1,009€1,00920202021202220232024-€4,000-€2,000€0€2,000Operating result 2022: -€3,241-€3,240Net result 2022: -€450-€450Operating result 2023: -€1,613-€1,610Net result 2023: €414€414Operating result 2024: -€1,443-€1,440Net result 2024: €1,009€1,010202220232024
The operating result stays negative: a loss of €1,443 in 2024 against €1,613 in 2023; the loss shrinks.
Key figures and ratios
2024 value · change against 2023
Solvency
100.0%▲
2023 · 99.8%
ROE
1.1%▲
2023 · 0.5%
ROA
1.1%▲
2023 · 0.5%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.6% went bankrupt
4.0% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 30 lines
Balance sheet Code20232024
Assets
Total assets20/58€90,558€91,425▲
Current assets29/58€90,558€91,425▲
Amounts receivable within one year40/41€88,452€88,682▲
Trade receivables40€19,042€19,042=
Other amounts receivable41€69,410€69,641▲
Cash at bank and in hand54/58€12€246▲
Deferred charges and accrued income490/1€2,095€2,497▲
Equity and liabilities
Total equity and liabilities10/49€90,558€91,425▲
Equity10/15€90,416€91,425▲
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€69,956€70,965▲
Amounts payable17/49€142-
Amounts payable within one year42/48€142-
Taxes, remuneration and social security45€142-
Taxes450/3€142-
Income statement Code20232024
Other operating charges640/8€384€387▲
Gross operating margin9900-€1,228-€1,056▲
Operating profit (loss)9901-€1,613-€1,443▲
Financial income75/76B€2,095€2,497▲
Recurring financial income75€2,095€2,497▲
Financial charges65/66B€68€45▼
Recurring financial charges65€68€45▼
Profit (loss) for the period before taxes9903€414€1,009▲
Profit (loss) for the period9904€414€1,009▲
Profit (loss) for the period to be appropriated9905€414€1,009▲
Appropriation of the result
Profit (loss) to be appropriated9906€69,956€70,965▲
Profit (loss) brought forward from the previous period14P€69,542€69,956▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A--€2,723---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€383-----
Other operating charges640/8-€1,172€165€384€387▲ 0.8%
Gross operating margin9900€2,130-€11,453-€3,076-€1,228-€1,056▲ 14.1%
Operating profit (loss)9901-€11,347-€12,625-€3,241-€1,613-€1,443▲ 10.5%
Financial income75/76B-€3,119€2,994€2,095€2,497▲ 19.2%
Recurring financial income75€8,475€3,119€2,994€2,095€2,497▲ 19.2%
Financial charges65/66B-€538€157€68€45▼ 33.3%
Recurring financial charges65€1,327€538€157€68€45▼ 33.3%
Profit (loss) for the period before taxes9903-€4,199-€10,044-€404€414€1,009▲ 143%
Income taxes67/77€223€96€46---
Profit (loss) for the period9904-€4,422-€10,140-€450€414€1,009▲ 143%
Profit (loss) for the period to be appropriated9905-€4,422-€10,140-€450€414€1,009▲ 143%
Line20202021202220232024Change
Assets
Total assets20/58€103,669€90,771€92,440€90,558€91,425▲ 1.0%
Current assets29/58€103,669€90,771€92,440€90,558€91,425▲ 1.0%
Amounts receivable within one year40/41€92,095€85,571€89,282€88,452€88,682▲ 0.3%
Trade receivables40-€9,542€19,042€19,042€19,042=
Other amounts receivable41-€76,029€70,241€69,410€69,641▲ 0.3%
Cash at bank and in hand54/58€2,434€1,358€164€12€246▲ 1,976%
Deferred charges and accrued income490/1-€3,842€2,994€2,095€2,497▲ 19.2%
Equity and liabilities
Total equity and liabilities10/49€103,669€90,771€92,440€90,558€91,425▲ 1.0%
Equity10/15€100,592€90,452€90,002€90,416€91,425▲ 1.1%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14€80,132€69,992€69,542€69,956€70,965▲ 1.4%
Amounts payable17/49€3,077€318€2,439€142--
Amounts payable within one year42/48€3,077€318€2,439€142--
Trade debts44--€2,297---
Suppliers440/4--€2,297---
Taxes, remuneration and social security45-€318€142€142--
Taxes450/3-€318€142€142--
Line20202021202220232024Change
Profit (loss) for the period9904-€4,422-€10,140-€450€414€1,009▲ 143%
+ Depreciation and write-downs630€383-----
Operating cash flow (approximation)-€4,038-€10,140-€450€414€1,009▲ 143%
Change in cash--€1,076-€1,194-€152€235▲ 254%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €414
Net result €414 after 3 loss-making years.
31-12
Financial Liquidity times 17current ratio 638.09
Current ratio from 37.91 to 638.09; short-term debt falls from €2,439 to €142.
28-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€10,140
Net result drops to -€10,140, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 8current ratio 285.09
Current ratio from 33.69 to 285.09; short-term debt falls from €3,077 to €318.
30-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Liquidity times 12current ratio 33.69
Current ratio from 2.73 to 33.69; short-term debt falls from €53,454 to €3,077.
31-12
Financial Equity above €100,000Eq €100,592 ▲8.6%
Equity rises from €92,613 to €100,592.
10-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
Show earlier events
2019
28-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
171 m²
Building footprint
136 m²
Volume, LiDAR
1,107 m³
Parcel 24098A0486/00W000, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Varoman
Koophandelstraat 30, 3270 Scherpenheuvel-ZichemReal estate activities
since 20152.244.830.418
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24098A0486/00W000 Flanders 171 m² 1 · 136 m² 10.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded29-07-2015
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.