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VARIPHONE INTERNATIONAL

Active
Private limited company (pre-2019)founded 198838 yrs activeDeusterstraat 72, 3990 Peer, BelgiumKBO/BCE: BE 0435.153.381
Summary

VARIPHONE INTERNATIONAL has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €269,984 and a net result of €189,061. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 30% of 241 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Manufacture of medical and dental instruments and supplies
NACE 32500NACE 33103
#5 oldest company in Peer, Manufacturing sector1 site
How big
€1.1mtotal assets 2025
Staff
19.3 FTE
Equity
€269,984
Profit
€189,061
Turnover not published (abridged schema)
Financially healthy?
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Board
1 member
Accounts 3 d early1 of 9 deeds read
Why 94- 1 of the last 3 late+ Founded in 1988+ Liquidity: current ratio 1.58, cash €519,219+ Profit of €189,061 (FY 2025)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 54% of its sector peers (NACE 32, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 51-17
equity 25.5% of total assets
Liquidity 68+29
short-term debt 61.4% · cash 49.1%
Profitability 91+10
return on assets 17.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (111 companies)
  • Founded in 1988 lowers the probability for this profile
  • Liquidity: current ratio 1.58, cash €519,219 lowers the probability
  • 1 of the last 3 late raises the probability
  • Profit of €189,061 (FY 2025) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.24 in 2024; short-term debt: 61.4% and cash: 49.1% of total assets), but 74.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 32, small). Better than this share of them on solvency 27%, liquidity 90%, profitability 91%, growth against the median 7%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1988
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.58, cash €519,219
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Profit of €189,061 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
29 d early
2023
68 d late
2022
on the day
2021
31 d early
2020
4 d early
2019
73 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 40% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Appointment: iPanola (non-statutory director)Permanent representative: Paul Raus ·…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Highest result since 2018net €189,061 ▲9.8%

Key points

  • Caution: Equity fell in 2025from €736,229 to €269,984 ▼ 63.3% View
  • Positive: Oldest company in Peer, Manufacturing sectorin the Checked rankings #5 View
  • New directorlatest change 01-07-2026 · 1 in office 1 joined View

By topic

Financials

Fiscal year
2025
Total assets
€1.1m
Profit
€189,061
Solvency
25.5%
Total assets▼ 38.4%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 28-07-2026Appointment: iPanola (non-statutory director)
  2. 28-07-2026Annual accounts filed
  3. 31-12-2025Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Manufacture of medical and dental instruments and suppliesNACE 32500
Founded
07-09-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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