VARIMED
ActiveSummary
VARIMED has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €100k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26▼-74
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.3%
Return on assets
44.7%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
2 d late
2024
32 d early
2023
11 d early
2022
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 98.7%
2024 · €228k
2022: €47k
2023: €136k
2024: €228k
2022 → 2025
Total assets
€224k▼ 15.5%
2024 · €265k
2022: €66k
2023: €163k
2024: €265k
2022 → 2025
Net result
€100k▲ 8.8%
2024 · €92k
2022: €44k
2023: €90k
2024: €92k
2022 → 2025
Working capital
€-15k
2024 · €205k
2022: €48k
2023: €136k
2024: €205k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€47k-€136k▲ 189%€228k▲ 67.8%€3k▼ 98.7%
Operating result€55k-€115k▲ 107%€118k▲ 3.0%€130k▲ 9.5%
Net result€44k-€90k▲ 104%€92k▲ 2.7%€100k▲ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224k
Fixed assets
€41k ▼ 20.4%
Current assets
€183k ▼ 14.4%
Equity and liabilities €224k
Equity
€3k ▼ 98.7%
Debt
€221k ▲ 488%
Debt's share of the balance-sheet total rises from 14.2% to 98.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€141k▲
2024 · €124k
Cash flow
€112k▲
2024 · €98k
Current ratio
0.92▼
2024 · 22.82
Debt to equity
73.56▲
2024 · 0.17
ROA
44.7%▲
2024 · 34.7%
Interest coverage
89.11▼
2024 · 96.52
Debt ≤ 1 year
€199k▲
2024 · €9k
Debt > 1 year
€20k▼
2024 · €28k
Income taxes
€28k▲
2024 · €25k
A ratio outside any meaningful range has been withheld (balance sheet total €224k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€265k€224k▼
Fixed assets21/28€51k€41k▼
Tangible fixed assets22/27€51k€41k▼
Furniture and vehicles24€51k€41k▼
Current assets29/58€214k€183k▼
Amounts receivable within one year40/41€872€872=
Other amounts receivable41€872€872=
Cash at bank and in hand54/58€212k€180k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€265k€224k▼
Equity10/15€228k€3k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€225k€3▼
Amounts payable17/49€38k€221k▲
Amounts payable after more than one year17€28k€20k▼
Financial debts170/4€28k€20k▼
Amounts payable within one year42/48€9k€199k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44-€953
Suppliers440/4-€953
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€2k€188k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€12k▲
Other operating charges640/8€1k€956▼
Gross operating margin9900€126k€142k▲
Operating profit (loss)9901€118k€130k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€117k€128k▲
Income taxes67/77€25k€28k▲
Profit (loss) for the period9904€92k€100k▲
Profit (loss) for the period to be appropriated9905€92k€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€225k€325k▲
Profit (loss) brought forward from the previous period14P€133k€225k▲
Profit to be distributed694/7-€325k
Return on contributions (dividend)694-€325k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Highest result since 2022net €100k ▲8.8%
Operating result €130k, net result €100k, both a record.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 22.82
Current ratio from 5.87 to 22.82; short-term debt falls from €28k to €9k.
30-06
Financial
Equity above €200kEq €228k ▲67.8%
3 profitable years in a row build equity to €228k.
20-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €100kEq €136k ▲189%
2 profitable years in a row build equity to €136k.
22-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Morlanwelz · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Alphonse Vanrôme(CAR) 727141 MorlanwelzGround area
1,307 m²
Building footprint
148 m²
Volume, LiDAR
360 m³
2 parcels, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VARIMED
since 20222.327.541.724
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56015D0014/00B006 | Wallonia | 895 m² | 1 · 104 m² | - |
| 56015D0027/00S004 | Wallonia | 412 m² | 1 · 44 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Praktijkhuis Baarle
BE 0689.587.549
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Dokter Van Deun Thomas
BE 0721.508.269
Kontich · Eq €3,000
DR. CATHERINE THEUWIS
BE 0729.737.037
Alken · Eq €3,000
Dr. Tessa Vande Velde
BE 0730.852.438
Heist-op-den-Berg · Eq €3,000
DOKTER PHEANDRA DE WACHTER
BE 0730.975.964
Wuustwezel · Eq €3,000
Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 1,025 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2022
Fiscal year end30-06
Activities, NACEBEL 2025
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.