VANYCO
ActiveVANYCO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €66k. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 38% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent▲ +28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+16
Solvency74▲+37
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 0.48 in 2024), and 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.1%
Return on assets
25.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
16 d early
2023
30 d late
2022
2 d early
2021
31 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 135%
2024 · €49k
2020: €16k
2021: €21k
2022: €41k
2023: €43k
2024: €49k
2020 → 2025
Total assets
€256k▲ 60.1%
2024 · €160k
2020: €31k
2021: €156k
2022: €155k
2023: €172k
2024: €160k
2020 → 2025
Net result
€66k▲ 705%
2024 · €8k
2020: €15k
2021: €6k
2022: €19k
2023: €2k
2024: €8k
2020 → 2025
Working capital
€19k
2024 · €-29k
2020: €15k
2021: €-51k
2022: €-44k
2023: €-41k
2024: €-29k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€41k▲ 91.9%€43k▲ 5.4%€49k▲ 14.6%€116k▲ 135%
Operating result€8k-€26k▲ 216%€6k▼ 76.1%€17k▲ 181%€96k▲ 454%
Net result€6k-€19k▲ 247%€2k▼ 88.7%€8k▲ 274%€66k▲ 705%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 454% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €256k
Fixed assets
€177k▲ 32.4%
Current assets
€80k▲ 199%
Equity and liabilities €256k
Equity
€116k▲ 135%
Debt
€141k▲ 26.8%
The debt ratio falls from 69.4% to 54.9%: equity grows faster than debt.
Key figures and ratios
EBITDA
€114k▲
2024 · €28k
Cash flow
€84k▲
2024 · €19k
Solvency
45.1%▲
2024 · 30.6%
Current ratio
1.31▲
2024 · 0.48
Quick ratio
1.31▲
2024 · 0.48
Debt / equity
1.22▼
2024 · 2.26
ROE
57.5%▲
2024 · 16.8%
ROA
25.9%▲
2024 · 5.2%
Interest coverage
20.65▲
2024 · 4.72
Debt
€141k▲
2024 · €111k
Debt ≤ 1 year
€61k▲
2024 · €56k
Debt > 1 year
€73k▲
2024 · €51k
Income taxes
€24k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€256k▲
Fixed assets21/28€134k€177k▲
Tangible fixed assets22/27€133k€167k▲
Land and buildings22€128k€127k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€1k€37k▲
Other tangible fixed assets26€1k€863▼
Financial fixed assets28€300€10k▲
Current assets29/58€27k€80k▲
Amounts receivable within one year40/41€21k€40k▲
Trade receivables40€19k€37k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€5k€38k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€160k€256k▲
Equity10/15€49k€116k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€48k€115k▲
Amounts payable17/49€111k€141k▲
Amounts payable after more than one year17€51k€73k▲
Financial debts170/4€51k€73k▲
Amounts payable within one year42/48€56k€61k▲
Current portion of amounts payable after more than one year42€4k€12k▲
Financial debts43€11€434▲
Credit institutions430/8€11€0▼
Other loans439-€434
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€7k€2k▼
Other amounts payable47/48€41k€44k▲
Accrued charges and deferred income492/3€4k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€18k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€29k€117k▲
Operating profit (loss)9901€17k€96k▲
Financial income75/76B€1€20▲
Recurring financial income75€1€20▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€11k€91k▲
Income taxes67/77€3k€24k▲
Profit (loss) for the period9904€8k€66k▲
Profit (loss) for the period to be appropriated9905€8k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€115k▲
Profit (loss) brought forward from the previous period14P€42k€48k▲
Profit to be distributed694/7€2k€0▼
Directors or managers695€2k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €66k ▲705%
Operating result €96k, net result €66k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.31
Current ratio from 0.48 to 1.31.
31-12
Financial
Equity above €100kEq €116k ▲135%
6 profitable years in a row build equity to €116k.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €2k ▼88.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikhofstraat(DE) 838600 DiksmuideGround area
2,243 m²
Building footprint
297 m²
Volume, LiDAR
1,293 m³
Parcel 32472B0169/00C000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANYCO
since 20202.303.747.030
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32472B0169/00C000 | Flanders | 2,243 m² | 1 · 297 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 59,818 EUR awarded · 22,318 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 57,497 EUR | 19,997 EUR |
| 2024 | 1 | 1,505 EUR | 1,505 EUR |
| 2023 | 1 | 816 EUR | 816 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 15,457 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2020
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
46150Agents in the wholesale of furniture, household goods and hardware
46190Agents in non-specialised wholesale trade
47750Retail sale of cosmetics and toilet articles
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
70200Business and other management consultancy
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.