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VANTORRE INTERIEUR

Active
Private limited companyfounded 20223 yrs activeDorpweg 50, 8377 Zuienkerke, BelgiumKBO/BCE: BE 0793.634.697
Summary

The computed 12-month bankruptcy probability of VANTORRE INTERIEUR is 3.6% (moderate). The 2024 annual accounts show equity of €136,526 and a net result of €41,376. Equity is growing by ~42.6% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability85▼-4
Solvency68▲+9
Growth52=
Track record94
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 1.88 against 1.47 in 2023; short-term debt: 31.8% and cash: 33.5% of total assets), but 56.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
46 d early
2024
37 d early
2023
29 d early
2022
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 November 2022, VANTORRE INTERIEUR was incorporated as a Private limited company.1 Total assets went from EUR 248,096 in 2022 to EUR 315,444 in 2024 and headcount from 1.5 to 3 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€136,526▲ 42.1%
2023 · €96,070
Total assets
€315,444▲ 11.1%
2023 · €284,029
Net result
€41,376▼ 9.1%
2023 · €45,522
Working capital
€88,073▲ 84.9%
2023 · €47,633
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€65,370-€60,016▼ 8.2%€55,159▼ 8.1%
Net result€50,648above the sector's middle half-€45,522above the sector's middle half▼ 10.1%€41,376above the sector's middle half▼ 9.1%
Equity€54,768within the sector's middle half-€96,070within the sector's middle half▲ 75.4%€136,526above the sector's middle half▲ 42.1%
Total assets€248,096within the sector's middle half-€284,029within the sector's middle half▲ 14.5%€315,444above the sector's middle half▲ 11.1%
Debt€193,327-€187,959▼ 2.8%€178,918▼ 4.8%
Working capital€3,201below the sector's middle half-€47,633within the sector's middle half▲ 1,388%€88,073within the sector's middle half▲ 84.9%
Solvency22.1%below the sector's middle half-33.8%within the sector's middle half▲ 11.7pp43.3%within the sector's middle half▲ 9.5pp
Current ratio1.04below the sector's middle half-1.47within the sector's middle half▲ 0.431.88within the sector's middle half▲ 0.41
Return on assets (ROA)20.4%above the sector's middle half-16.0%within the sector's middle half▼ 4.4pp13.1%within the sector's middle half▼ 2.9pp
Staff (FTE)1.5-3▲ 100%3=
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2022: €65,370€65,370Net result 2022: €50,648€50,648Operating result 2023: €60,016€60,016Net result 2023: €45,522€45,522Operating result 2024: €55,159€55,159Net result 2024: €41,376€41,376202220232024€0€20,000€40,000€60,000Operating result 2022: €65,370€65,400Net result 2022: €50,648€50,600Operating result 2023: €60,016€60,000Net result 2023: €45,522€45,500Operating result 2024: €55,159€55,200Net result 2024: €41,376€41,400202220232024
The operating result has fallen two years in a row; 2024 is 8% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €315,444
Fixed assets €127,143 ▼ 5.7%
Current assets €188,301 ▲ 26.3%
Equity and liabilities €315,444
Equity €136,526 ▲ 42.1%
Debt €178,918 ▼ 4.8%
Debt's share of the balance-sheet total falls from 66.2% to 56.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€92,376▼
2023 · €94,807
Cash flow
€78,593▼
2023 · €80,313
Quick ratio
1.76▲
2023 · 1.27
Debt to equity
1.31▼
2023 · 1.96
ROE
30.3%▼
2023 · 47.4%
Interest coverage
23.03▼
2023 · 26.39
Debt ≤ 1 year
€100,228▼
2023 · €101,502
Debt > 1 year
€60,690▼
2023 · €86,457
Income taxes
€11,140▼
2023 · €11,155
Staff costs
€177,501▲
2023 · €165,152
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet Code20232024
Assets
Total assets20/58€284,029€315,444▲
Fixed assets21/28€134,894€127,143▼
Tangible fixed assets22/27€134,894€127,143▼
Plant, machinery and equipment23€96,370€96,354=
Furniture and vehicles24€13,583€12,156▼
Leasing and similar rights25€24,941€18,632▼
Current assets29/58€149,135€188,301▲
Stocks and contracts in progress3€19,995€11,904▼
Stocks30/36€7,645€11,904▲
Contracts in progress37€12,350-
Amounts receivable within one year40/41€36,772€65,010▲
Trade receivables40€32,927€56,827▲
Other amounts receivable41€3,846€8,183▲
Cash at bank and in hand54/58€91,934€105,577▲
Deferred charges and accrued income490/1€433€5,810▲
Equity and liabilities
Total equity and liabilities10/49€284,029€315,444▲
Equity10/15€96,070€136,526▲
Contributions10/11€5,000€5,000=
Reserves13€91,070€131,526▲
Distributable reserves133€91,070€131,526▲
Amounts payable17/49€187,959€178,918▼
Amounts payable after more than one year17€86,457€60,690▼
Financial debts170/4€86,457€60,690▼
Amounts payable within one year42/48€101,502€100,228▼
Current portion of amounts payable after more than one year42€25,154€25,767▲
Trade debts44€34,554€24,060▼
Suppliers440/4€34,554€24,060▼
Taxes, remuneration and social security45€19,575€15,272▼
Taxes450/3€932€2,802▲
Remuneration and social security454/9€18,643€12,470▼
Other amounts payable47/48€22,219€35,130▲
Accrued charges and deferred income492/3-€18,000
Income statement Code20232024
Remuneration, social security and pensions62€165,152€177,501▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34,791€37,218▲
Other operating charges640/8€3,973€2,004▼
Gross operating margin9900€263,932€271,881▲
Operating profit (loss)9901€60,016€55,159▼
Financial income75/76B€254€1,368▲
Recurring financial income75€254€1,368▲
Financial charges65/66B€3,593€4,011▲
Recurring financial charges65€3,593€4,011▲
Profit (loss) for the period before taxes9903€56,677€52,516▼
Income taxes67/77€11,155€11,140▼
Profit (loss) for the period9904€45,522€41,376▼
Profit (loss) for the period to be appropriated9905€45,522€41,376▼
Appropriation of the result
Profit (loss) to be appropriated9906€45,522€41,376▼
Transfer to equity691/2€41,302€40,456▼
To other reserves6921€41,302€40,456▼
Profit to be distributed694/7€4,220€920▼
Return on contributions (dividend)694€920€920=
Directors or managers695€3,300-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Remuneration, social security and pensions62€60,543€165,152€177,501▲ 7.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,878€34,791€37,218▲ 7.0%
Other operating charges640/8€235€3,973€2,004▼ 49.6%
Gross operating margin9900€130,025€263,932€271,881▲ 3.0%
Operating profit (loss)9901€65,370€60,016€55,159▼ 8.1%
Financial income75/76B€12€254€1,368▲ 439%
Recurring financial income75€12€254€1,368▲ 439%
Financial charges65/66B€504€3,593€4,011▲ 11.7%
Recurring financial charges65€504€3,593€4,011▲ 11.7%
Profit (loss) for the period before taxes9903€64,877€56,677€52,516▼ 7.3%
Income taxes67/77€14,229€11,155€11,140▼ 0.1%
Profit (loss) for the period9904€50,648€45,522€41,376▼ 9.1%
Profit (loss) for the period to be appropriated9905€50,648€45,522€41,376▼ 9.1%
Line202220232024Change
Assets
Total assets20/58€248,096€284,029€315,444▲ 11.1%
Formation expenses20€955---
Fixed assets21/28€162,223€134,894€127,143▼ 5.7%
Tangible fixed assets22/27€162,223€134,894€127,143▼ 5.7%
Plant, machinery and equipment23€117,814€96,370€96,354=
Furniture and vehicles24€13,160€13,583€12,156▼ 10.5%
Leasing and similar rights25€31,250€24,941€18,632▼ 25.3%
Current assets29/58€84,917€149,135€188,301▲ 26.3%
Stocks and contracts in progress3€14,199€19,995€11,904▼ 40.5%
Stocks30/36€11,699€7,645€11,904▲ 55.7%
Contracts in progress37€2,500€12,350--
Amounts receivable within one year40/41€46,870€36,772€65,010▲ 76.8%
Trade receivables40€31,240€32,927€56,827▲ 72.6%
Other amounts receivable41€15,630€3,846€8,183▲ 113%
Cash at bank and in hand54/58€23,084€91,934€105,577▲ 14.8%
Deferred charges and accrued income490/1€765€433€5,810▲ 1,243%
Equity and liabilities
Total equity and liabilities10/49€248,096€284,029€315,444▲ 11.1%
Equity10/15€54,768€96,070€136,526▲ 42.1%
Contributions10/11€5,000€5,000€5,000=
Reserves13€49,768€91,070€131,526▲ 44.4%
Distributable reserves133€49,768€91,070€131,526▲ 44.4%
Amounts payable17/49€193,327€187,959€178,918▼ 4.8%
Amounts payable after more than one year17€111,611€86,457€60,690▼ 29.8%
Financial debts170/4€111,611€86,457€60,690▼ 29.8%
Amounts payable within one year42/48€81,716€101,502€100,228▼ 1.3%
Current portion of amounts payable after more than one year42€24,563€25,154€25,767▲ 2.4%
Trade debts44€10,157€34,554€24,060▼ 30.4%
Suppliers440/4€10,157€34,554€24,060▼ 30.4%
Taxes, remuneration and social security45€28,497€19,575€15,272▼ 22.0%
Taxes450/3€22,028€932€2,802▲ 201%
Remuneration and social security454/9€6,469€18,643€12,470▼ 33.1%
Other amounts payable47/48€18,498€22,219€35,130▲ 58.1%
Accrued charges and deferred income492/3--€18,000-
Line202220232024Change
Profit (loss) for the period9904€50,648€45,522€41,376▼ 9.1%
+ Depreciation and write-downs630€3,878€34,791€37,218▲ 7.0%
Operating cash flow (approximation)€54,526€80,313€78,593▼ 2.1%
Investment in fixed assets (approximation)--€7,462-€29,466▼ 295%
Change in cash-€68,851€13,642▼ 80.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €41,376 ▼9.1%
Net result drops to €41,376, the lowest in the series.
31-12
Financial Equity above €100,000Eq €136,526 ▲42.1%
3 profitable years in a row build equity to €136,526.
02-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zuienkerke · 2 establishment units since 2022
seat establishment approximate All 2 establishment units on the map
Ground area
4.9 ha
Building footprint
1.3 ha
Volume, LiDAR
99,135 m³
2 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
VANTORRE INTERIEUR
Dorpweg 50, 8377 ZuienkerkeJoinery installation
since 20222.338.309.021
VANTORRE INTERIEUR
Oudenburgsesteenweg 31, 8400 OostendeJoinery installation
since 20222.338.309.120
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35382G0267/00T000 Flanders 4.9 ha 1 · 1.2 ha 11.3 m · 3 fl.
31018B0348/00T000 Flanders 688 m² 1 · 225 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,025 companies in sector 43320 we hold annual accounts for 9,140. 7,677 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:0793634697
Also 9925:BE0793634697
Registered 14-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.