Financials
- Fiscal year
- 2025
- Total assets
- €158,465
- Loss
- -€11,111
- Solvency
- 4.9%
Total assets▼ 5.5%
Net result
20182025
VANTORRE CONSTRUCT
ActiveSummary
The annual accounts of VANTORRE CONSTRUCT for fiscal year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €7,749 and a net result of -€11,111. Equity is shrinking by ~36.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 11006 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Development of residential building projects
NACE 68121Real estate development NACE 41101
1 site
Size
€158,465total assets 2025
- Equity
- €7,749
- Loss
- -€11,111
Turnover not published (abridged schema)
Structure
Accounts filed 31 d late0 of 2 deeds read
Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Latest accounts 31 days late; 1 of the last 3 late- Loss of €11,111, the second in a row (FY 2025)- Liquidity: current ratio 0.11, cash €1,775, halved+ Size: total assets €158,465Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 14% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
30-6
equity 4.9% of total assets
Liquidity
1-9
short-term debt 95.1% · cash 1.1%
Profitability
15+15
return on assets -7.0%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● 0.0% vs 11-2024
01-2025: 0.1%▼ -1.7% vs 12-2024lowest value
02-2025: 0.1%● 0.0% vs 01-2025lowest value
03-2025: 0.1%● 0.0% vs 02-2025lowest value
04-2025: 0.1%▲ +8.6% vs 03-2025
05-2025: 0.1%▼ -1.6% vs 04-2025
06-2025: 0.1%▼ -3.2% vs 05-2025
07-2025: 0.1%▲ +45.0% vs 06-2025
08-2025: 0.2%▲ +87.4% vs 07-2025
09-2025: 0.2%▲ +15.3% vs 08-2025
10-2025: 0.9%▲ +384% vs 09-2025
11-2025: 0.9%● 0.0% vs 10-2025
12-2025: 0.9%● 0.0% vs 11-2025
01-2026: 0.9%▼ -1.0% vs 12-2025
02-2026: 0.9%● 0.0% vs 01-2026
03-2026: 0.9%▼ -1.7% vs 02-2026
04-2026: 0.9%▼ -1.6% vs 03-2026
05-2026: 0.9%▼ -2.3% vs 04-2026
06-2026: 0.8%▼ -3.5% vs 05-2026
07-2026: 0.9%▲ +9.7% vs 06-2026
08-2026: 1.5%▲ +66.7% vs 07-2026highest value
09-2026: 0.8%▼ -46.2% vs 08-2026
10-2026: 0.8%● 0.0% vs 09-2026
- Size: total assets €158,465 lowers the probability for this profile
- Latest accounts 31 days late; 1 of the last 3 late raises the probability
- Loss of €11,111, the second in a row (FY 2025) raises the probability
- Liquidity: current ratio 0.11, cash €1,775, halved raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.11 against 0.14 in 2024; short-term debt: 95.1% and cash: 1.1% of total assets), and 95.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 26%, liquidity 5%, profitability 17%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€11,111
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 11006 sector peers (2025).
NBB · sector comparisonPosition among 11006 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
76 d early
2020
1 d early
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 29-08-2025Annual accounts filed
- 30-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Development of residential building projectsNACE 68121
- Founded
- 29-08-2011
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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