VANTAGEM
ActiveVANTAGEM has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €34k. Equity is growing by ~27.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+3
Solvency100▲+2
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 11.4 against 5.73 in 2024; short-term debt: 8.1% and cash: 70.3% of total assets), and 17% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83%
Return on assets
39.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
29 d late
2022
32 d late
2021
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 90.7%
2024 · €37k
2021: €25k
2022: €24k
2023: €26k
2024: €37k
2021 → 2025
Total assets
€86k▲ 68.8%
2024 · €51k
2021: €46k
2022: €41k
2023: €34k
2024: €51k
2021 → 2025
Net result
€34k▲ 195%
2024 · €11k
2021: €25k
2022: €-1k
2023: €2k
2024: €11k
2021 → 2025
Working capital
€72k▲ 118%
2024 · €33k
2021: €25k
2022: €23k
2023: €26k
2024: €33k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€24k▼ 4.3%€26k▲ 8.3%€37k▲ 44.4%€71k▲ 90.7%
Operating result€36k-€-1k€3k€13k▲ 307%€18k▲ 38.2%
Net result€25k-€-1k€2k€11k▲ 480%€34k▲ 195%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€6k▼ 39.3%
Current assets
€79k▲ 97.3%
Equity and liabilities €86k
Equity
€71k▲ 90.7%
Debt
€15k▲ 8.2%
The debt ratio falls from 26.6% to 17.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €16k
Cash flow
€38k▲
2024 · €15k
Solvency
83.0%▲
2024 · 73.4%
Current ratio
11.40▲
2024 · 5.73
Quick ratio
11.40▲
2024 · 5.73
Debt / equity
0.21▼
2024 · 0.36
ROE
47.6%▲
2024 · 30.7%
ROA
39.5%▲
2024 · 22.6%
Interest coverage
54.73▼
2024 · 92.49
Debt
€15k▲
2024 · €13k
Debt ≤ 1 year
€7k▼
2024 · €7k
Income taxes
€4k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€86k▲
Fixed assets21/28€11k€6k▼
Intangible fixed assets21€10k€5k▼
Financial fixed assets28€1k€1k=
Current assets29/58€40k€79k▲
Amounts receivable within one year40/41€32k€19k▼
Trade receivables40€11k€19k▲
Other amounts receivable41€21k€526▼
Cash at bank and in hand54/58€8k€60k▲
Equity and liabilities
Total equity and liabilities10/49€51k€86k▲
Equity10/15€37k€71k▲
Reserves13€37k€71k▲
Distributable reserves133€37k€71k▲
Amounts payable17/49€13k€15k▲
Amounts payable within one year42/48€7k€7k▼
Trade debts44€1k€17▼
Suppliers440/4€1k€17▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€3k€3k▲
Accrued charges and deferred income492/3€6k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€19k€26k▲
Operating profit (loss)9901€13k€18k▲
Financial income75/76B€135€20k▲
Recurring financial income75€135€20k▲
Financial charges65/66B€170€396▲
Recurring financial charges65€170€396▲
Profit (loss) for the period before taxes9903€13k€37k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€11k€34k▲
Profit (loss) for the period to be appropriated9905€11k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€34k▲
Profit (loss) brought forward from the previous period14P€-1k€0▲
Transfer to equity691/2€10k€34k▲
To other reserves6921€10k€34k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €34k ▲195%
Net result €34k, the highest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €-1k ▼104%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meelpadweg 93650 Dilsen-StokkemGround area
473 m²
Building footprint
95 m²
Parcel 72032B0769/00H002, Flanders. Linked by address, not a title deed.
1 establishment unit
VANTAGEM
since 20202.309.784.289
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72032B0769/00H002 | Flanders | 473 m² | 1 · 94 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,644 EUR awarded · 2,644 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,644 EUR | 2,644 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500015374964SDA80
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,541 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.