VANOZ
ActiveVANOZ has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198k and a net result of €5k. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 61% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-3
Solvency69▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.75 in 2024; short-term debt: 51.6% and cash: 29.6% of total assets), and 55.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.3%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
10 d early
2023
11 d early
2022
23 d late
2021
19 d early
2020
9 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€198k▲ 2.7%
2024 · €193k
2018: €38k
2019: €41k
2020: €42k
2021: €29k
2022: €171k
2023: €177k
2024: €193k
2018 → 2025
Total assets
€447k▼ 0.9%
2024 · €451k
2018: €277k
2019: €271k
2020: €263k
2021: €386k
2022: €562k
2023: €464k
2024: €451k
2018 → 2025
Net result
€5k▼ 66.3%
2024 · €15k
2018: €1k
2019: €3k
2020: €1k
2021: €-13k
2022: €142k
2023: €6k
2024: €15k
2018 → 2025
Working capital
€-46k▲ 22.4%
2024 · €-60k
2018: €-218k
2019: €-207k
2020: €-194k
2021: €-339k
2022: €-78k
2023: €-68k
2024: €-60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€171k▲ 491%€177k▲ 3.5%€193k▲ 8.7%€198k▲ 2.7%
Operating result€-13k-€184k€6k▼ 96.8%€18k▲ 194%€6k▼ 64.3%
Net result€-13k-€142k€6k▼ 95.8%€15k▲ 161%€5k▼ 66.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €447k
Fixed assets
€262k▼ 3.3%
Current assets
€184k▲ 2.7%
Equity and liabilities €447k
Equity
€198k▲ 2.7%
Provisions
€18k▼ 3.7%
Debt
€231k▼ 3.6%
The debt ratio falls from 53.1% to 51.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €26k
Cash flow
€14k▼
2024 · €24k
Solvency
44.3%▲
2024 · 42.8%
Current ratio
0.80▲
2024 · 0.75
Quick ratio
0.80▲
2024 · 0.75
Debt / equity
1.17▼
2024 · 1.24
ROE
2.6%▼
2024 · 8.0%
ROA
1.2%▼
2024 · 3.4%
Interest coverage
129.71▼
2024 · 226.39
Debt
€231k▼
2024 · €239k
Debt ≤ 1 year
€231k▼
2024 · €239k
Income taxes
€3k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€451k€447k▼
Fixed assets21/28€271k€262k▼
Tangible fixed assets22/27€271k€262k▼
Land and buildings22€271k€262k▼
Current assets29/58€180k€184k▲
Amounts receivable after more than one year29€2k€2k=
Other amounts receivable291€2k€2k=
Amounts receivable within one year40/41€953-
Trade receivables40€922-
Other amounts receivable41€31-
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€127k€132k▲
Deferred charges and accrued income490/1€397€417▲
Equity and liabilities
Total equity and liabilities10/49€451k€447k▼
Equity10/15€193k€198k▲
Contributions10/11€20k€20k=
Reserves13€56k€62k▲
Tax-exempt reserves132€56k€54k▼
Distributable reserves133-€7k
Profit (loss) carried forward14€116k€116k=
Provisions and deferred taxes16€19k€18k▼
Deferred taxes168€19k€18k▼
Amounts payable17/49€239k€231k▼
Amounts payable within one year42/48€239k€231k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45-€391
Taxes450/3-€391
Other amounts payable47/48€238k€229k▼
Income statement
Code20242025
Non-recurring operating income76A€9k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€29k€17k▼
Operating profit (loss)9901€18k€6k▼
Financial income75/76B€2k€2k=
Recurring financial income75€2k€2k=
Financial charges65/66B€116€116=
Recurring financial charges65€116€116=
Profit (loss) for the period before taxes9903€19k€8k▼
Transfer from deferred taxes780€22k€688▼
Income taxes67/77€26k€3k▼
Profit (loss) for the period9904€15k€5k▼
Transfer from tax-exempt reserves789€65k€2k▼
Profit (loss) for the period to be appropriated9905€81k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€116k€123k▲
Profit (loss) brought forward from the previous period14P€35k€116k▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Back to profitnet €142k
Net result €142k after one loss-making year.
31-12
Financial
Equity above €150kEq €171k ▲491%
Equity rises from €29k to €171k.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-13k ▼1061%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Albertlaan 493900 PeltGround area
6,178 m²
Building footprint
2,578 m²
Volume, LiDAR
9,085 m³
2 parcels, Flanders · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Koning Albertlaan 49, 3910 Pelt
since 20212.319.670.866
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029A1352/00A000 | Flanders | 6,006 m² | 1 · 2,406 m² | 7.6 m · 1 fl. |
| 72025E0076/00S000 | Flanders | 173 m² | 1 · 172 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400XRT3X7TXHXZG32
Similar companies · same sector, comparable size
C&C PROJECTS
BE 0884.242.496
Oostende · Eq €198k
FUGAVE
BE 0694.696.182
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S.E.Q.C.
BE 0832.598.510
Sint-Niklaas · Eq €197k
KARIN
BE 0889.615.308
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Calevoet Development
BE 0756.682.053
Deinze · Eq €197k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 5,329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2004
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
68201Renting and operating of own or leased residential real estate, excluding social housing
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.