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VANNOPPEN-DUMONT

Active
Private limited company (pre-2019)founded 2018active for 8 yearsG. Gezellelaan 74, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0701.599.119
Summary

VANNOPPEN-DUMONT has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €729,815 and a net result of €87,097. Equity has been growing by about 23% per year since 2019. Its solvency ranks better than 31% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 21-08-2018 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241and 1 other
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment units
2.278.757.850 3590 Diepenbeek, since 21-08-2018
2.278.757.949 3550 Heusden-Zolder, since 21-08-2018and 2 others
Financial year end
31 December
Peppol
Reachable since 13-02-2024

Board and ownership

Board
  • Dumont CharlotteDirector · since 21-08-2018
  • Vannoppen RoelDirector · since 21-08-2018

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€726,140
▼ 8.3%
Turnover
≈ €3.5m
estimated
Profit
€87,097
▼ 54.4%
Equity
€729,815
▲ 13.6%
Total assets
€3.7m
▲ 134%
Employees on 31-12-2025
18
▼ 5.3%
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts lateEquity €729,815 (19.7% of total assets)lowers riskFigures for financial year 2025 (filed on 04-09-2026)Liquidity: current ratio 1.16, cash €569,685Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 57% of small companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 45-21
equity 19.7% of total assets
Liquidity 50-17
short-term debt 40.5% · cash 15.4%
Profitability 72-12
return on assets 2.3%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,696 companies, NACE 47, small)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.4 percentage points vs 07-2025 09-2025: 1.1%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.3%▼ -0.8 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026lowest value 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.4 percentage points vs 07-2026 09-2026: 1.0%▲ +0.3 percentage points vs 08-2026 10-2026: 0.9%▼ -0.1 percentage points vs 09-2026 11-2026: 0.9%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.16 (1.4 in 2024), below the usual 1.5. Short-term debt is 40.5% and cash 15.4% of total assets. 80.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 35% of them on solvency, 63% on liquidity, 59% on profitability and 71% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Figures for financial year 2025 (filed on 04-09-2026)
NBB · annual accounts
raises risk · Equity €729,815 (19.7% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.16, cash €569,685
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
on the day
2022
26 days early
2021
29 days late
2020
33 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €190,808 to €87,097 ▼ 54.4% View
  • Positive: 9th fastest staff growth in Heusden-Zolder, Wholesale and retail trade sectorin the Checked rankings No. 9 View
  • Positive: 7 profitable years in a rowprofit 2025: €87,097 7 years View

Recent changes

  1. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as VANNOPPEN-DUMONT: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €1.9m and €4m, founded between 2013 and 2021.

CompanyTotal assetsGross margin
VANNOPPEN-DUMONT Heusden-Zolder€3.7m€0.7m
Boulangerie LIEMANS Amay€2.2m€0.9m
BAKKERIJ PANDA Oudenaarde€4.0m€1.5m
Bakkershuys 37 Grobbendonk€2.5m€1.1m
Brocenter Zuid Gent€2.3m€1.1m
Brocenter Oost Gent€2.2m€1.4m
Have a roll Antwerpen€1.9m€1.2m
Full comparison

Key facts about VANNOPPEN-DUMONT

What is the company number of VANNOPPEN-DUMONT?
The company number of VANNOPPEN-DUMONT is 0701.599.119. The VAT number is the same number with BE in front: BE 0701.599.119.
Where is VANNOPPEN-DUMONT based?
The registered office is at G. Gezellelaan 74, 3550 Heusden-Zolder.Company details
What does VANNOPPEN-DUMONT do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of VANNOPPEN-DUMONT?
The legal form of VANNOPPEN-DUMONT is Private limited company (pre-2019) (BVBA).
When was VANNOPPEN-DUMONT founded?
VANNOPPEN-DUMONT was founded on 21-08-2018.
Is VANNOPPEN-DUMONT still active?
Yes, VANNOPPEN-DUMONT is an active enterprise in the KBO register.
How many employees does VANNOPPEN-DUMONT have?
VANNOPPEN-DUMONT had an average of 11.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VANNOPPEN-DUMONT fall under?
In its 2025 annual accounts, VANNOPPEN-DUMONT states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of VANNOPPEN-DUMONT?
The turnover in financial year 2025 is ≈ €3.5m. This figure is estimated from the gross margin of €726,140 and 30 comparable companies (NACE 472). It probably lies between €2.5m and €5.0m. In financial year 2022 turnover was €1.5m.
Is VANNOPPEN-DUMONT profitable?
In financial year 2025, VANNOPPEN-DUMONT made a profit of €87,097.
Where can I find the annual accounts of VANNOPPEN-DUMONT?
VANNOPPEN-DUMONT filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VANNOPPEN-DUMONT due?
VANNOPPEN-DUMONT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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