Vannijvel
ActiveThe computed 12-month bankruptcy probability of Vannijvel is 2.1% (moderate). The 2025 annual accounts show negative equity (€-72k) and a net result of €-3k. Equity is shrinking by ~39.4% per year across the filed fiscal years. The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
18
/ 100
Critical▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-78
Solvency33▼-1
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.17 against 0.51 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-486.9%
Return on assets
-21.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€72k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
66 d late
2023
1 d early
2022
3 d early
2021
120 d late
2020
4 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-72k▼ 4.6%
2024 · €-69k
2019: €-90
2020: €-1k
2021: €-34k
2022: €-25k
2023: €-54k
2024: €-69k
2019 → 2025
Total assets
€15k▼ 79.2%
2024 · €71k
2019: €14k
2020: €9k
2021: €9k
2022: €138k
2023: €112k
2024: €71k
2019 → 2025
Net result
€-3k▲ 78.0%
2024 · €-14k
2019: €-8k
2020: €-998
2021: €-33k
2022: €10k
2023: €-30k
2024: €-14k
2019 → 2025
Working capital
€-72k▼ 4.6%
2024 · €-69k
2019: €-90
2020: €-1k
2021: €-34k
2022: €-25k
2023: €-54k
2024: €-69k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-34k-€-25k▲ 28.3%€-54k▼ 120%€-69k▼ 26.6%€-72k▼ 4.6%
Operating result€-27k-€18k€-29k€-14k▲ 51.4%€-3k▲ 77.0%
Net result€-33k-€10k€-30k€-14k▲ 51.3%€-3k▲ 78.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €14k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-486.9%▼
2024 · -96.9%
Current ratio
0.17▼
2024 · 0.51
Quick ratio
0.17▼
2024 · 0.51
Debt / equity
-1.21▲
2024 · -2.03
ROE
4.4%▼
2024 · 21.0%
ROA
-21.5%▼
2024 · -20.4%
Debt
€86k▼
2024 · €139k
Debt ≤ 1 year
€86k▼
2024 · €139k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€15k▼
Current assets29/58€71k€15k▼
Amounts receivable within one year40/41€12k€11k▼
Other amounts receivable41€12k€11k▼
Cash at bank and in hand54/58€58k€4k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€71k€15k▼
Equity10/15€-69k€-72k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-89k€-92k▼
Amounts payable17/49€139k€86k▼
Amounts payable within one year42/48€139k€86k▼
Financial debts43€194€275▲
Credit institutions430/8€194€275▲
Trade debts44€0€3k▲
Suppliers440/4€0€3k▲
Other amounts payable47/48€139k€84k▼
Income statement
Code20242025
Other operating charges640/8€417€411▼
Gross operating margin9900€-14k€-3k▲
Operating profit (loss)9901€-14k€-3k▲
Financial income75/76B€84€338▲
Recurring financial income75€84€338▲
Financial charges65/66B€373€262▼
Recurring financial charges65€373€262▼
Profit (loss) for the period before taxes9903€-14k€-3k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-14k€-3k▲
Profit (loss) for the period to be appropriated9905€-14k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-89k€-92k▼
Profit (loss) brought forward from the previous period14P€-75k€-89k▼
Transfer from equity791/2€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 66 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 120 days late
2021
30-06
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 190 days late
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 555 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 2 establishment units since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ninoofse Steenweg 2071755 PajottegemGround area
2,176 m²
Building footprint
321 m²
Volume, LiDAR
2,345 m³
2 parcels, Flanders, Wallonia · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
SECRETARIAT AGRICOLE
since 19902.049.997.604
VANNIJVEL LANDHOUSEKRETARIAAT
since 19902.049.997.505
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23042B0090/00D000 | Flanders | 1,327 m² | 1 · 208 m² | 12.2 m · 3 fl. |
| 55033A0328/00G000 | Wallonia | 849 m² | 1 · 112 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-10-1990
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.