VANNEROM
ActiveSummary
VANNEROM has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €237k and a net result of €-27k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 15865 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability9▲+3
Solvency95▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 27.6 against 16.6 in 2023; short-term debt: 2.6% and cash: 60.6% of total assets), and 29.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.1%
Return on assets
-8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-27k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
91 d late
2022
39 d early
2021
26 d late
2020
31 d late
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Financials · fiscal year 2024, micro schema
Equity
€237k▼ 10.3%
2023 · €264k
Total assets
€338k▼ 11.1%
2023 · €380k
Net result
€-27k▲ 30.7%
2023 · €-39k
Working capital
€238k▼ 11.0%
2023 · €268k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€68k▲ 16.0%€103k▲ 51.7%€34k▼ 66.8%€-33k€-26k▲ 20.3%
Net result€53k▲ 16.7%€75k▲ 41.8%€23k▼ 69.0%€-39k€-27k▲ 30.7%
Equity€205k▲ 35.0%€280k▲ 36.8%€303k▲ 8.3%€264k▼ 12.9%€237k▼ 10.3%
Total assets€421k▲ 17.8%€462k▲ 9.8%€464k▲ 0.4%€380k▼ 18.1%€338k▼ 11.1%
Debt€216k▲ 5.1%€182k▼ 15.7%€161k▼ 11.7%€116k▼ 27.8%€101k▼ 13.0%
Working capital€287k▲ 36.8%€358k▲ 24.6%€377k▲ 5.4%€268k▼ 29.0%€238k▼ 11.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2024 against €33k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €338k
Fixed assets
€91k ▼ 4.6%
Current assets
€247k ▼ 13.3%
Equity and liabilities €338k
Equity
€237k ▼ 10.3%
Debt
€101k ▼ 13.0%
Debt's share of the balance-sheet total falls from 30.5% to 29.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▲
2023 · €-17k
Cash flow
€-6k▲
2023 · €-23k
Current ratio
27.60▲
2023 · 16.60
Quick ratio
24.61▲
2023 · 15.72
Debt to equity
0.43▼
2023 · 0.44
ROE
-11.4%▲
2023 · -14.8%
ROA
-8.0%▲
2023 · -10.3%
Interest coverage
-11.28▼
2023 · -2.71
Debt ≤ 1 year
€9k▼
2023 · €17k
Debt > 1 year
€92k▼
2023 · €99k
Income taxes
€690▼
2023 · €694
Staff costs
€8k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €10k | €14k | €9k | €8k | ▼ 3.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €40k | €46k | €30k | €16k | €21k | ▲ 33.7% |
| Other operating charges640/8 | - | €1k | €1k | €1k | €2k | ▲ 21.5% |
| Gross operating margin9900 | €126k | €160k | €79k | €-7k | €5k | ▲ 177% |
| Operating profit (loss)9901 | €68k | €103k | €34k | €-33k | €-26k | ▲ 20.3% |
| Financial income75/76B | - | €1 | €22 | €397 | €7 | ▼ 98.3% |
| Recurring financial income75 | - | €1 | €22 | €397 | €7 | ▼ 98.3% |
| Financial charges65/66B | - | €1k | €6k | €6k | €429 | ▼ 93.1% |
| Recurring financial charges65 | €101 | €1k | €6k | €6k | €429 | ▼ 93.1% |
| Profit (loss) for the period before taxes9903 | €68k | €102k | €29k | €-38k | €-26k | ▲ 31.2% |
| Income taxes67/77 | €15k | €27k | €5k | €694 | €690 | ▼ 0.6% |
| Profit (loss) for the period9904 | €53k | €75k | €23k | €-39k | €-27k | ▲ 30.7% |
| Profit (loss) for the period to be appropriated9905 | €53k | €75k | €23k | €-39k | €-27k | ▲ 30.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €421k | €462k | €464k | €380k | €338k | ▼ 11.1% |
| Fixed assets21/28 | €111k | €73k | €50k | €95k | €91k | ▼ 4.6% |
| Intangible fixed assets21 | €45k | €17k | - | - | - | - |
| Tangible fixed assets22/27 | €66k | €56k | €50k | €95k | €91k | ▼ 4.6% |
| Land and buildings22 | - | - | - | €34k | €37k | ▲ 8.2% |
| Plant, machinery and equipment23 | - | €4k | €11k | €10k | €11k | ▲ 7.8% |
| Furniture and vehicles24 | - | €32k | €24k | €16k | €10k | ▼ 36.1% |
| Other tangible fixed assets26 | - | €19k | €16k | €35k | €33k | ▼ 5.9% |
| Current assets29/58 | €309k | €389k | €413k | €285k | €247k | ▼ 13.3% |
| Stocks and contracts in progress3 | - | - | €6k | €15k | €27k | ▲ 78.0% |
| Stocks30/36 | - | - | €6k | €15k | €27k | ▲ 78.0% |
| Amounts receivable within one year40/41 | €26k | €37k | €17k | €12k | €10k | ▼ 22.7% |
| Trade receivables40 | - | €21k | €10k | €12k | €8k | ▼ 34.5% |
| Other amounts receivable41 | - | €15k | €7k | €508 | €2k | ▲ 254% |
| Cash at bank and in hand54/58 | €283k | €257k | €387k | €253k | €205k | ▼ 19.0% |
| Deferred charges and accrued income490/1 | - | €95k | €3k | €5k | €6k | ▲ 29.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €421k | €462k | €464k | €380k | €338k | ▼ 11.1% |
| Equity10/15 | €205k | €280k | €303k | €264k | €237k | ▼ 10.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €186k | €261k | €284k | €245k | €218k | ▼ 11.0% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €259k | €283k | €244k | €217k | ▼ 11.1% |
| Amounts payable17/49 | €216k | €182k | €161k | €116k | €101k | ▼ 13.0% |
| Amounts payable after more than one year17 | €194k | €151k | €125k | €99k | €92k | ▼ 7.0% |
| Financial debts170/4 | - | €16k | €7k | - | - | - |
| Other amounts payable178/9 | - | €134k | €118k | €99k | €92k | ▼ 7.0% |
| Amounts payable within one year42/48 | €22k | €31k | €36k | €17k | €9k | ▼ 47.8% |
| Current portion of amounts payable after more than one year42 | - | €9k | €9k | €7k | - | - |
| Trade debts44 | €914 | €19k | €8k | €5k | €3k | ▼ 44.6% |
| Suppliers440/4 | - | €19k | €8k | €5k | €3k | ▼ 44.6% |
| Taxes, remuneration and social security45 | - | €3k | €19k | €4k | €5k | ▲ 6.7% |
| Taxes450/3 | - | €2k | €18k | €2k | €2k | ▲ 0.6% |
| Remuneration and social security454/9 | - | €1k | €1k | €2k | €2k | ▲ 14.3% |
| Other amounts payable47/48 | - | - | €169 | €796 | €2k | ▲ 95.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €53k | €75k | €23k | €-39k | €-27k | ▲ 30.7% |
| + Depreciation and write-downs630 | €40k | €46k | €30k | €16k | €21k | ▲ 33.7% |
| Operating cash flow (approximation) | €93k | €121k | €53k | €-23k | €-6k | ▲ 74.4% |
| Investment in fixed assets (approximation) | - | €-7k | €-8k | €-61k | €-17k | ▲ 72.4% |
| Change in cash | - | €-26k | €130k | €-134k | €-48k | ▲ 64.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €75k ▲41.8%
Operating result €103k, net result €75k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €200kEq €205k ▲35%
3 profitable years in a row build equity to €205k.
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
31-12
Financial
Equity above €150kEq €151k ▲42.9%
2 profitable years in a row build equity to €151k.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 41 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 2015
Ground area
912 m²
Building footprint
160 m²
Volume, LiDAR
849 m³
Parcel 51045D0613/00H000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANNEROM
since 20152.269.045.873
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51045D0613/00H000 | Wallonia | 912 m² | 1 · 160 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFrasnes-lez-Anvaing2.269.045.873
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Of 6,149 companies in sector 46190 we hold annual accounts for 2,570. 1,809 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-08-2015
Fiscal year end31-12
Activities, NACEBEL 2025
46170Agents in the wholesale of food, beverages and tobacco
46190Agents in non-specialised wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.