VANMEER RJ
ActiveVANMEER RJ has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €-9k. Equity is growing by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 3101 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency48▼-17
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.85 in 2024), and 73.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.9%
Return on assets
-2.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
64 d early
2024
128 d early
2023
106 d early
2022
35 d early
2021
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k▼ 7.3%
2024 · €130k
2021: €61k
2022: €66k
2023: €76k
2024: €130k
2021 → 2025
Total assets
€448k▲ 2.3%
2024 · €438k
2021: €272k
2022: €227k
2023: €462k
2024: €438k
2021 → 2025
Net result
€-9k
2024 · €54k
2021: €46k
2022: €4k
2023: €11k
2024: €54k
2021 → 2025
Working capital
€33k▼ 57.5%
2024 · €76k
2021: €103k
2022: €60k
2023: €56k
2024: €76k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€66k▲ 7.3%€76k▲ 16.1%€130k▲ 70.4%€121k▼ 7.3%
Operating result€68k-€11k▼ 83.1%€15k▲ 35.1%€87k▲ 462%€506▼ 99.4%
Net result€46k-€4k▼ 90.4%€11k▲ 137%€54k▲ 409%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €448k
Fixed assets
€298k▲ 9.6%
Current assets
€150k▼ 9.7%
Equity and liabilities €448k
Equity
€121k▼ 7.3%
Debt
€328k▲ 6.3%
The debt ratio rises from 70.3% to 73.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€41k▼
2024 · €126k
Cash flow
€31k▼
2024 · €93k
Solvency
26.9%▼
2024 · 29.7%
Current ratio
1.28▼
2024 · 1.85
Quick ratio
0.47▼
2024 · 1.10
Debt / equity
2.72▲
2024 · 2.37
ROE
-7.9%▼
2024 · 41.3%
ROA
-2.1%▼
2024 · 12.3%
Interest coverage
3.77▼
2024 · 9.55
Debt
€328k▲
2024 · €308k
Debt ≤ 1 year
€117k▲
2024 · €90k
Debt > 1 year
€209k▼
2024 · €218k
Income taxes
€0▼
2024 · €21k
Staff costs
€115k▲
2024 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€438k€448k▲
Fixed assets21/28€272k€298k▲
Tangible fixed assets22/27€272k€298k▲
Land and buildings22€225k€214k▼
Plant, machinery and equipment23€36k€79k▲
Furniture and vehicles24€10k€5k▼
Financial fixed assets28€161€165▲
Current assets29/58€166k€150k▼
Stocks and contracts in progress3€68k€95k▲
Stocks30/36€68k€95k▲
Amounts receivable within one year40/41€27k€53k▲
Trade receivables40€6k€39k▲
Other amounts receivable41€21k€13k▼
Cash at bank and in hand54/58€45k€0▼
Deferred charges and accrued income490/1€26k€2k▼
Equity and liabilities
Total equity and liabilities10/49€438k€448k▲
Equity10/15€130k€121k▼
Contributions10/11€15k€15k=
Reserves13€115k€115k=
Distributable reserves133€115k€115k=
Profit (loss) carried forward14-€-9k
Amounts payable17/49€308k€328k▲
Amounts payable after more than one year17€218k€209k▼
Financial debts170/4€218k€209k▼
Amounts payable within one year42/48€90k€117k▲
Current portion of amounts payable after more than one year42€36k€23k▼
Financial debts43-€31k
Credit institutions430/8-€31k
Trade debts44€53k€59k▲
Suppliers440/4€53k€59k▲
Taxes, remuneration and social security45€81€5k▲
Taxes450/3€81€3k▲
Remuneration and social security454/9€0€1k▲
Other amounts payable47/48€344€392▲
Accrued charges and deferred income492/3€625€863▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€90k€115k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€41k▲
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€4k€0▼
Gross operating margin9900€223k€161k▼
Operating profit (loss)9901€87k€506▼
Financial income75/76B€1k€957▼
Recurring financial income75€1k€957▼
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€75k€-9k▼
Income taxes67/77€21k€0▼
Profit (loss) for the period9904€54k€-9k▼
Profit (loss) for the period to be appropriated9905€54k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€-9k▼
Transfer to equity691/2€54k€0▼
To other reserves6921€54k€0▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-9k ▼118%
Net result drops to €-9k, the lowest in the series.
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €54k ▲409%
Operating result €87k, net result €54k, both a record.
31-12
Financial
Equity above €100kEq €130k ▲70.4%
4 profitable years in a row build equity to €130k.
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Borgwormseweg 123800 Sint-TruidenGround area
1,072 m²
Building footprint
207 m²
Volume, LiDAR
1,512 m³
Parcel 71009D0233/00M000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VANMEER RJ
since 20042.137.832.983
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71009D0233/00M000 | Flanders | 1,072 m² | 1 · 207 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 60,611 EUR awarded · 60,611 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 26,147 EUR | 26,147 EUR |
| 2024 | 3 | 24,893 EUR | 24,893 EUR |
| 2023 | 1 | 1,001 EUR | 1,001 EUR |
| 2022 | 1 | 8,570 EUR | 8,570 EUR |
Schemes
Brede weersverzekering
Subsidie voor de verwarringstechniek in de fruitteelt
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.137.832.983
Similar companies · same sector, comparable size
AGRO KERKOM
BE 0877.160.112
Sint-Truiden · Eq €121k
TERK
BE 0889.428.434
Sint-Truiden · Eq €122k
BOMI
BE 0635.654.163
Sint-Truiden · Eq €122k
JAMAE
BE 0881.040.805
Sint-Truiden · Eq €126k
Halberry
BE 0792.608.873
Hoogstraten · Eq €126k
Of 1,344 companies in sector 01240 we hold annual accounts for 320. 247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2021
Fiscal year end31-12
Activities, NACEBEL
01240Growing of pome and stone fruits
01610Support activities for crop production
01630Crop and animal production, hunting and related service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.