Vanmax consult
ActiveSummary
Vanmax consult has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146k and a net result of €-56k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability10▼-72
Solvency43▼-5
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.16 in 2024; short-term debt: 14.1% of total assets), and 82.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 8692 sector peers (2025).
NBB · sector comparisonPosition among 8692 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
91 d late
2023
22 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€146k▼ 27.7%
2024 · €203k
Total assets
€816k▼ 7.7%
2024 · €884k
Net result
€-56k
2024 · €93k
Working capital
€-38k▲ 91.5%
2024 · €-447k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€146k-€136k▼ 6.8%€-26k
Net result€100k-€93k▼ 6.8%€-56k
Equity€110k-€203k▲ 84.7%€146k▼ 27.7%
Total assets€324k-€884k▲ 172%€816k▼ 7.7%
Debt€215k-€681k▲ 217%€670k▼ 1.7%
Working capital€12k-€-447k€-38k▲ 91.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26k after €136k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €816k
Fixed assets
€739k ▼ 7.2%
Current assets
€77k ▼ 12.0%
Equity and liabilities €816k
Equity
€146k ▼ 27.7%
Debt
€670k ▼ 1.7%
Debt's share of the balance-sheet total rises from 77.1% to 82.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-14k▼
2024 · €145k
Cash flow
€-43k▼
2024 · €102k
Current ratio
0.67▲
2024 · 0.16
Debt to equity
4.57▲
2024 · 3.36
ROE
-38.3%▼
2024 · 45.9%
ROA
-6.9%▼
2024 · 10.5%
Interest coverage
-0.46▼
2024 · 7.63
Debt ≤ 1 year
€115k▼
2024 · €535k
Debt > 1 year
€555k▲
2024 · €147k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €9k | €13k | ▲ 38.3% |
| Other operating charges640/8 | - | €2k | €467 | ▼ 77.4% |
| Gross operating margin9900 | €152k | €148k | €-13k | ▼ 109% |
| Operating profit (loss)9901 | €146k | €136k | €-26k | ▼ 119% |
| Financial income75/76B | - | €349 | - | - |
| Recurring financial income75 | - | €349 | - | - |
| Financial charges65/66B | €6k | €19k | €30k | ▲ 56.0% |
| Recurring financial charges65 | €6k | €19k | €30k | ▲ 56.0% |
| Non-recurring financial charges66B | - | - | €0 | - |
| Profit (loss) for the period before taxes9903 | €140k | €118k | €-56k | ▼ 148% |
| Income taxes67/77 | €40k | €25k | - | - |
| Profit (loss) for the period9904 | €100k | €93k | €-56k | ▼ 160% |
| Profit (loss) for the period to be appropriated9905 | €100k | €93k | €-56k | ▼ 160% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €324k | €884k | €816k | ▼ 7.7% |
| Fixed assets21/28 | €254k | €797k | €739k | ▼ 7.2% |
| Tangible fixed assets22/27 | €254k | €752k | €739k | ▼ 1.7% |
| Land and buildings22 | €254k | €752k | €739k | ▼ 1.7% |
| Financial fixed assets28 | - | €45k | - | - |
| Current assets29/58 | €70k | €87k | €77k | ▼ 12.0% |
| Amounts receivable within one year40/41 | - | €76k | €77k | ▲ 1.5% |
| Trade receivables40 | - | €65k | €76k | ▲ 16.8% |
| Other amounts receivable41 | - | €10k | €284 | ▼ 97.2% |
| Cash at bank and in hand54/58 | €70k | €12k | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €324k | €884k | €816k | ▼ 7.7% |
| Equity10/15 | €110k | €203k | €146k | ▼ 27.7% |
| Contributions10/11 | €10k | €10k | €10k | = |
| Reserves13 | €100k | €100k | €100k | = |
| Distributable reserves133 | €100k | €100k | €100k | = |
| Profit (loss) carried forward14 | - | €93k | €37k | ▼ 60.4% |
| Amounts payable17/49 | €215k | €681k | €670k | ▼ 1.7% |
| Amounts payable after more than one year17 | €157k | €147k | €555k | ▲ 278% |
| Financial debts170/4 | €157k | €147k | €555k | ▲ 278% |
| Amounts payable within one year42/48 | €58k | €535k | €115k | ▼ 78.5% |
| Current portion of amounts payable after more than one year42 | €18k | €17k | €10k | ▼ 43.9% |
| Financial debts43 | - | - | €400 | - |
| Credit institutions430/8 | - | - | €400 | - |
| Trade debts44 | €444 | €472k | €3k | ▼ 99.3% |
| Suppliers440/4 | €444 | €472k | €3k | ▼ 99.3% |
| Taxes, remuneration and social security45 | €17k | €25k | €3k | ▼ 89.4% |
| Taxes450/3 | €17k | €25k | €3k | ▼ 89.4% |
| Other amounts payable47/48 | €23k | €20k | €99k | ▲ 391% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €100k | €93k | €-56k | ▼ 160% |
| + Depreciation and write-downs630 | €6k | €9k | €13k | ▲ 38.3% |
| Operating cash flow (approximation) | €106k | €102k | €-43k | ▼ 143% |
| Investment in fixed assets (approximation) | - | €-552k | €45k | ▲ 108% |
| Change in cash | - | €-58k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-56k
Net result drops to €-56k, the lowest in the series.
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 91 days late
2024
31-12
Financial
Equity above €200kEq €203k ▲84.7%
2 profitable years in a row build equity to €203k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2022
Ground area
1,067 m²
Building footprint
169 m²
Volume, LiDAR
979 m³
Parcel 45015C0885/00B002, Flanders · tallest building 11.3 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Vanmax consult
since 20222.338.978.321
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45015C0885/00B002 | Flanders | 1,067 m² | 1 · 169 m² | 11.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,849 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.