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VANJONA

Active
Private limited companyfounded 20242 yrs activeBrusselsesteenweg 2A, 3080 Tervuren, BelgiumKBO/BCE: BE 1005.331.556
Summary

The computed 12-month bankruptcy probability of VANJONA is 3.6% (moderate). The 2025 annual accounts show equity of €89,188 and a net result of €14,120. Its solvency ranks better than 57% of 13604 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability76▲+4
Solvency64▲+2
Growth78
Track record82
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity short (current ratio 0.34 against 0.28 in 2024; short-term debt: 25.4% and cash: 4.5% of total assets), and 61% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
39%
Return on assets
6.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
60 d early
2024
6 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VANJONA was incorporated on 29 January 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€89,188▲ 18.8%
2024 · €75,068
Total assets
€228,856▲ 13.7%
2024 · €201,283
Net result
€14,120▲ 179%
2024 · €5,068
Working capital
-€38,044▼ 11.8%
2024 · -€34,020
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€10,702-€25,954▲ 143%
Net result€5,068within the sector's middle half-€14,120within the sector's middle half▲ 179%
Equity€75,068within the sector's middle half-€89,188within the sector's middle half▲ 18.8%
Total assets€201,283within the sector's middle half-€228,856within the sector's middle half▲ 13.7%
Debt€126,215-€139,668▲ 10.7%
Working capital-€34,020below the sector's middle half--€38,044below the sector's middle half▼ 11.8%
Solvency37.3%within the sector's middle half-39.0%within the sector's middle half▲ 1.7pp
Current ratio0.28below the sector's middle half-0.34below the sector's middle half▲ 0.07
Return on assets (ROA)2.5%within the sector's middle half-6.2%within the sector's middle half▲ 3.7pp
Staff (FTE)1.2-1.7▲ 41.7%
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2024: €10,702€10,702Net result 2024: €5,068€5,068Operating result 2025: €25,954€25,954Net result 2025: €14,120€14,12020242025€0€10,000€20,000€30,000Operating result 2024: €10,702€10,700Net result 2024: €5,068€5,070Operating result 2025: €25,954€26,000Net result 2025: €14,120€14,10020242025
The operating result rises in 2025; 2025 is 143% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228,856
Fixed assets €208,873 ▲ 10.9%
Current assets €19,983 ▲ 54.6%
Equity and liabilities €228,856
Equity €89,188 ▲ 18.8%
Debt €139,668 ▲ 10.7%
Debt's share of the balance-sheet total falls from 62.7% to 61.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€53,423▲
2024 · €33,092
Cash flow
€41,589▲
2024 · €27,459
Quick ratio
0.22▲
2024 · 0.11
Debt to equity
1.57▼
2024 · 1.68
ROE
15.8%▲
2024 · 6.8%
Interest coverage
8.06▼
2024 · 8.69
Debt ≤ 1 year
€58,027▲
2024 · €46,944
Debt > 1 year
€81,641▲
2024 · €79,271
Income taxes
€5,732▲
2024 · €1,956
Staff costs
€45,223▲
2024 · €29,339
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€201,283€228,856▲
Fixed assets21/28€188,359€208,873▲
Tangible fixed assets22/27€188,359€208,873▲
Plant, machinery and equipment23€7,338€5,105▼
Furniture and vehicles24€10,383€51,929▲
Other tangible fixed assets26€170,638€151,838▼
Current assets29/58€12,925€19,983▲
Stocks and contracts in progress3€7,816€6,944▼
Stocks30/36€7,816€6,944▼
Amounts receivable within one year40/41€3,691€2,053▼
Trade receivables40€648€2,053▲
Other amounts receivable41€3,044-
Cash at bank and in hand54/58€692€10,371▲
Deferred charges and accrued income490/1€725€616▼
Equity and liabilities
Total equity and liabilities10/49€201,283€228,856▲
Equity10/15€75,068€89,188▲
Contributions10/11€70,000€70,000=
Reserves13€5,068€19,188▲
Distributable reserves133€5,068€19,188▲
Amounts payable17/49€126,215€139,668▲
Amounts payable after more than one year17€79,271€81,641▲
Financial debts170/4€79,271€81,641▲
Amounts payable within one year42/48€46,944€58,027▲
Current portion of amounts payable after more than one year42€28,729€38,498▲
Trade debts44€12,098€9,546▼
Suppliers440/4€12,098€9,546▼
Taxes, remuneration and social security45€3,035€6,192▲
Taxes450/3€710€5,236▲
Remuneration and social security454/9€2,325€955▼
Other amounts payable47/48€3,082€3,792▲
Income statement Code20242025
Non-recurring operating income76A-€11,849
Remuneration, social security and pensions62€29,339€45,223▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,391€27,469▲
Non-recurring operating charges66A€50€150▲
Gross operating margin9900€62,481€98,796▲
Operating profit (loss)9901€10,702€25,954▲
Financial income75/76B€133€529▲
Recurring financial income75€133€529▲
Financial charges65/66B€3,810€6,632▲
Recurring financial charges65€3,810€6,632▲
Profit (loss) for the period before taxes9903€7,025€19,852▲
Income taxes67/77€1,956€5,732▲
Profit (loss) for the period9904€5,068€14,120▲
Profit (loss) for the period to be appropriated9905€5,068€14,120▲
Appropriation of the result
Profit (loss) to be appropriated9906€5,068€14,120▲
Transfer to equity691/2€5,068€14,120▲
To other reserves6921€5,068€14,120▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Non-recurring operating income76A-€11,849-
Remuneration, social security and pensions62€29,339€45,223▲ 54.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,391€27,469▲ 22.7%
Non-recurring operating charges66A€50€150▲ 200%
Gross operating margin9900€62,481€98,796▲ 58.1%
Operating profit (loss)9901€10,702€25,954▲ 143%
Financial income75/76B€133€529▲ 298%
Recurring financial income75€133€529▲ 298%
Financial charges65/66B€3,810€6,632▲ 74.1%
Recurring financial charges65€3,810€6,632▲ 74.1%
Profit (loss) for the period before taxes9903€7,025€19,852▲ 183%
Income taxes67/77€1,956€5,732▲ 193%
Profit (loss) for the period9904€5,068€14,120▲ 179%
Profit (loss) for the period to be appropriated9905€5,068€14,120▲ 179%
Line20242025Change
Assets
Total assets20/58€201,283€228,856▲ 13.7%
Fixed assets21/28€188,359€208,873▲ 10.9%
Tangible fixed assets22/27€188,359€208,873▲ 10.9%
Plant, machinery and equipment23€7,338€5,105▼ 30.4%
Furniture and vehicles24€10,383€51,929▲ 400%
Other tangible fixed assets26€170,638€151,838▼ 11.0%
Current assets29/58€12,925€19,983▲ 54.6%
Stocks and contracts in progress3€7,816€6,944▼ 11.2%
Stocks30/36€7,816€6,944▼ 11.2%
Amounts receivable within one year40/41€3,691€2,053▼ 44.4%
Trade receivables40€648€2,053▲ 217%
Other amounts receivable41€3,044--
Cash at bank and in hand54/58€692€10,371▲ 1,399%
Deferred charges and accrued income490/1€725€616▼ 15.0%
Equity and liabilities
Total equity and liabilities10/49€201,283€228,856▲ 13.7%
Equity10/15€75,068€89,188▲ 18.8%
Contributions10/11€70,000€70,000=
Reserves13€5,068€19,188▲ 279%
Distributable reserves133€5,068€19,188▲ 279%
Amounts payable17/49€126,215€139,668▲ 10.7%
Amounts payable after more than one year17€79,271€81,641▲ 3.0%
Financial debts170/4€79,271€81,641▲ 3.0%
Amounts payable within one year42/48€46,944€58,027▲ 23.6%
Current portion of amounts payable after more than one year42€28,729€38,498▲ 34.0%
Trade debts44€12,098€9,546▼ 21.1%
Suppliers440/4€12,098€9,546▼ 21.1%
Taxes, remuneration and social security45€3,035€6,192▲ 104%
Taxes450/3€710€5,236▲ 637%
Remuneration and social security454/9€2,325€955▼ 58.9%
Other amounts payable47/48€3,082€3,792▲ 23.0%
Line20242025Change
Profit (loss) for the period9904€5,068€14,120▲ 179%
+ Depreciation and write-downs630€22,391€27,469▲ 22.7%
Operating cash flow (approximation)€27,459€41,589▲ 51.5%
Investment in fixed assets (approximation)--€47,983-
Change in cash-€9,679-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
282 m²
Building footprint
187 m²
Parcel 24302D0188/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
VANJONA
Brusselsesteenweg 2A, 3080 TervurenFood and beverage service activities
since 20242.358.598.055
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24302D0188/00C000 Flanders 282 m² 1 · 187 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Tervuren2.358.598.055
1 permission
Toelating · Frituur · since 03-06-2024

Similar companies · same sector, comparable size

Of 21,853 companies in sector 56112 we hold annual accounts for 9,777. 7,955 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Contact
E-mail elly88fu@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005331556
Also 9925:BE1005331556
Registered 23-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.