VANJA
ActiveSummary
VANJA has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €242,367 and a net result of €17,566. Equity has been growing by about 20% per year since 2019. Its solvency ranks better than 95% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 25-06-1990 Normal situation
- Activity
- Retail sale of information and communication equipment NACE 47400
- Joint committees
- 149.04 Paritair Subcomité voor de metaalhandel
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 30-06-2025
- Establishment unit
- 2.049.196.165 8000 Brugge, since 06-08-1990
- Financial year end
- 30 June
- Peppol
- Reachable
Board and ownership
- Jacxens Jean-ClaudeDirector · since 20-12-2023
- Jacxens MarcDirector · since 20-12-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €88,405
- ▲ 36.1%
- Turnover
- ≈ €660,000
- estimated
- Profit
- €17,566
- Equity
- €242,367
- ▲ 7.8%
- Total assets
- €264,062
- ▲ 3.1%
- Employees on 30-06-2025
- 1
- =
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 11.65, cash €74,982Founded in 1990Equity €242,367 (91.8% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 88% on liquidity, 65% on profitability and 57% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 30-01-2026 PDF all 34 filings
Every figure per financial year
The operating result for 2025 is a profit of €24,200, after a loss of €4,935 in 2024.
Staff
| Item | 30-06-2022 | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 1 | 1 |
| full-time | 1 | 1 | 1 | 1 |
| in full-time equivalents | 1 | 1 | 1 | 1 |
| Average over the year, in full-time equivalents | 1 | 1 | 1 | 1 |
| On a permanent contract | 1 | 1 | 1 | 1 |
Source: social balance sheet in the 2022 to 2025 annual accounts
Investments
| Item | 30-06-2022 | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|---|
| Tangible fixed assets | - | €13,300 | - | - |
| Depreciation and write-downs of the year | €5,221 | €5,228 | €7,141 | €6,247 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €357,641 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €242,743 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €46,530 | €53,113 | €61,932 | €57,018 | ▼ 7.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,789 | €2,788 | €3,391 | €5,221 | €5,228 | €7,141 | €6,247 | ▼ 12.5% |
| Other operating charges640/8 | - | - | - | €981 | €1,881 | €798 | €940 | ▲ 17.7% |
| Gross operating margin9900 | €69,708 | €112,931 | €144,528 | €117,444 | €117,362 | €64,938 | €88,405 | ▲ 36.1% |
| Operating profit (loss)9901 | €15,692 | €68,736 | €103,603 | €64,712 | €57,140 | -€4,935 | €24,200 | - |
| Financial income75/76B | - | - | - | €1,051 | €1,898 | €3,707 | €4,669 | ▲ 25.9% |
| Recurring financial income75 | €6 | €50 | €847 | €1,051 | €1,898 | €3,707 | €4,669 | ▲ 25.9% |
| Financial charges65/66B | - | - | - | €1,928 | €1,770 | €1,662 | €2,773 | ▲ 66.8% |
| Recurring financial charges65 | €2,751 | €2,349 | €2,544 | €1,928 | €1,770 | €1,662 | €2,773 | ▲ 66.8% |
| Profit (loss) for the period before taxes9903 | €12,947 | €66,437 | €101,906 | €63,835 | €57,268 | -€2,890 | €26,095 | - |
| Income taxes67/77 | €4,983 | €24,909 | €31,434 | €20,554 | €19,382 | - | €8,529 | - |
| Profit (loss) for the period9904 | €7,964 | €41,528 | €70,472 | €43,281 | €37,886 | -€2,890 | €17,566 | - |
| Profit (loss) for the period to be appropriated9905 | €7,964 | €41,528 | €70,472 | €43,281 | €37,886 | -€2,890 | €17,566 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €85,027 | €133,861 | €214,117 | €226,307 | €263,166 | €256,017 | €264,062 | ▲ 3.1% |
| Fixed assets21/28 | €6,199 | €3,411 | €21,924 | €16,703 | €24,775 | €17,633 | €11,386 | ▼ 35.4% |
| Tangible fixed assets22/27 | €6,199 | €3,411 | €21,924 | €16,703 | €24,775 | €17,633 | €11,386 | ▼ 35.4% |
| Plant, machinery and equipment23 | - | - | - | €1,367 | €1,002 | €637 | €272 | ▼ 57.3% |
| Furniture and vehicles24 | - | - | - | €15,336 | €23,773 | €16,996 | €11,114 | ▼ 34.6% |
| Current assets29/58 | €78,828 | €130,450 | €192,193 | €209,605 | €238,391 | €238,384 | €252,676 | ▲ 6.0% |
| Amounts receivable after more than one year29 | - | - | - | €37,969 | €39,051 | €101,557 | €104,439 | ▲ 2.8% |
| Other amounts receivable291 | - | - | - | €37,969 | €39,051 | €101,557 | €104,439 | ▲ 2.8% |
| Stocks and contracts in progress3 | €16,021 | €8,775 | €7,095 | €5,545 | €6,114 | €9,449 | €13,396 | ▲ 41.8% |
| Stocks30/36 | - | - | - | €5,545 | €6,114 | €9,449 | €13,396 | ▲ 41.8% |
| Amounts receivable within one year40/41 | €56,909 | €46,069 | €28,579 | €33,131 | €74,245 | €77,510 | €46,611 | ▼ 39.9% |
| Trade receivables40 | - | - | - | €23,474 | €58,484 | €48,285 | €14,167 | ▼ 70.7% |
| Other amounts receivable41 | - | - | - | €9,657 | €15,762 | €29,225 | €32,444 | ▲ 11.0% |
| Cash at bank and in hand54/58 | €1,778 | €67,118 | €108,849 | €118,750 | €104,750 | €35,614 | €74,982 | ▲ 111% |
| Deferred charges and accrued income490/1 | - | - | - | €14,209 | €14,232 | €14,254 | €13,248 | ▼ 7.1% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €85,027 | €133,861 | €214,117 | €226,307 | €263,166 | €256,017 | €264,062 | ▲ 3.1% |
| Equity10/15 | €34,524 | €76,052 | €146,524 | €189,805 | €227,691 | €224,801 | €242,367 | ▲ 7.8% |
| Contributions10/11 | €18,750 | - | - | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Reserves13 | €15,774 | €57,302 | €127,774 | €171,055 | €208,941 | €206,051 | €223,617 | ▲ 8.5% |
| Non-distributable reserves130/1 | - | - | - | €1,875 | €1,875 | €1,875 | €1,859 | ▼ 0.8% |
| Reserves not available under the articles1311 | - | - | - | €1,875 | €1,875 | €1,875 | €1,859 | ▼ 0.8% |
| Distributable reserves133 | - | - | - | €169,180 | €207,066 | €204,176 | €221,758 | ▲ 8.6% |
| Amounts payable17/49 | €50,503 | €57,809 | €67,593 | €36,502 | €35,474 | €31,216 | €21,694 | ▼ 30.5% |
| Amounts payable after more than one year17 | €16,653 | €12,000 | €8,000 | - | - | - | - | - |
| Amounts payable within one year42/48 | €33,850 | €45,809 | €59,593 | €36,502 | €35,474 | €31,216 | €21,694 | ▼ 30.5% |
| Trade debts44 | €18,558 | €14,603 | €44,792 | €23,241 | €5,749 | €23,051 | €1,169 | ▼ 94.9% |
| Suppliers440/4 | - | - | - | €23,241 | €5,749 | €23,051 | €1,169 | ▼ 94.9% |
| Taxes, remuneration and social security45 | - | - | - | €13,261 | €29,726 | €8,165 | €20,525 | ▲ 151% |
| Taxes450/3 | - | - | - | €11,286 | €29,317 | €3,271 | €14,266 | ▲ 336% |
| Remuneration and social security454/9 | - | - | - | €1,975 | €409 | €4,893 | €6,259 | ▲ 27.9% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,964 | €41,528 | €70,472 | €43,281 | €37,886 | -€2,890 | €17,566 | - |
| + Depreciation and write-downs630 | €2,789 | €2,788 | €3,391 | €5,221 | €5,228 | €7,141 | €6,247 | ▼ 12.5% |
| Operating cash flow (approximation) | €10,753 | €44,316 | €73,863 | €48,502 | €43,115 | €4,251 | €23,813 | ▲ 460% |
| Investment in fixed assets (approximation) | - | €0 | -€21,904 | €0 | -€13,300 | €0 | €0 | - |
| Change in cash | - | €65,340 | €41,731 | €9,901 | -€14,000 | -€69,136 | €39,368 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 31,368 companies had the same profile as VANJA has now. Two years later, 93.5% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VANJA itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for VANJA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 34 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 30-01-2026 | 2026-00029203 | |
| 30-06-2024 | micro format | 20-12-2024 | 2024-00624046 | |
| 30-06-2023 | micro format | 28-02-2024 | 2024-00037863 | |
| 30-06-2022 | micro format | 25-01-2023 | 2023-00005093 | |
| 30-06-2021 | micro format | 25-02-2022 | 2022-06400151 | |
| 30-06-2020 | micro format | 16-02-2021 | 2021-05500098 | |
| 30-06-2019 | micro format | 19-12-2019 | 2019-76800216 | |
| 30-06-2018 | micro format | 11-02-2019 | 2019-04900484 | |
| 30-06-2017 | micro format | 22-12-2017 | 2017-72900006 | |
| 30-06-2016 | abbreviated format | 27-01-2017 | 2017-02500217 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 24-01-2024 Converted to unavailable equity · €20,625
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Jacxens Jean-Claude |
|
| Jacxens Marc |
|
Network & group
VANJA shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of VANJA. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
24-01
Gazette deed
2 directors resigning, 2 reappointedResignations: Jacxens Marc (director) and Jacxens Jean-Claude (director) · Reappointments: Jacxens Marc (director) and Jacxens Jean-Claude (director) · Power of attorney15 points ▸
- Power of attorney, Angélique DOBBELAERE
- Director resignation, Jacxens Marc (director)
- Director resignation, Jacxens Jean-Claude (director)
- Director reappointment, Jacxens Marc (director (not named in the articles))
- Director reappointment, Jacxens Jean-Claude (director (not named in the articles))
- Other provision, “kwijting ontslagnemende zaakvoerders/bestuurders, algemene vergadering” (deed in Dutch)
- Registered office clause, “Brugge,Sint-Jozefsstraat 44, adres van zetel is gevestigd te” (deed in Dutch)
- General meeting, 20-12-2023
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm, statuten aanpassen en rechtsvorm besloten vennootschap behouden” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “vormen en meerderheden statutenwijziging, statutair onbeschikbare eigen vermogensrekening opheffen en middelen beschikbaar maken voor uitkering” (deed in Dutch)
- Other provision, “voorzitter, vrijstelling voorlezing bijzonder verslag bestuursorgaan over voorwerpwijziging” (deed in Dutch)
- The act holds 3 more points.
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
6 activities
- De kleinhandel van allerhande artikelen die verband houden met de uitrusting en met het gebruik ervan in kantoren en burelen, zoals bureelmeubilair, bureelmateriaal, bureelmachines, computers en tekstverwerkers, printers, bureelartikelen en bureelbenodigdheden, zonder dat deze opsomming beperkt is;
- De verhuur van bureelmachines en computers;
- Het verzorgen van een copy-service met alle daarmee verband houdende activiteiten;
- Het verzorgen van een hersteldienst van allerhande bureelmachines, computers en materiaal;
- Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren. In dit kader mag de vennootschap zich tevens borgstellen en onroerende goederen in pand geven of hypothekeren voor verbintenissen door derde personen en ondernemingen aangegaan. Zij mag eveneens al haar goederen, met inbegrip van het handelsfonds, in pand geven en aval verlenen in het voordeel van derden; alsmede mag zij alle financiële operaties verrichten, behalve die wettelijk voorbehouden zijn aan depositobanken, houders van deposito's op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen;
- Het aangaan en afsluiten van leningen, kredieten en financieringen alsmede het verstrekken van leningen, kredieten en financieringen aan vennootschappen, particulieren, organisaties, derden, al dan niet gelieerd, in de meest brede zin van het woord.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31807H0417/00B007 | Flanders | 598 m² | 1 · 131 m² | 9.7 m · 1 |
| 31804D0379/00G000 | Flanders | 131 m² | 1 · 122 m² | 17.0 m · 3 |