Vanimmo
ActiveSummary
Vanimmo has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79,033 and a net result of €21,084. Equity has been shrinking by about 3.4% per year since 2018. The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 01-10-1981 Normal situation
- Activity
- “Het uitoefenen van het beroep van logopediste zowel individueel als in groepsverband.” (deed in Dutch)From the articles, 6 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.019.481.008 1800 Vilvoorde, since 01-10-1981
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- VAN GYSEL Carla ErminaChair
- VANDERMEULEN Rudi JozefManaging director
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €22,831
- ▲ 13×
- Turnover
- ≈ €150,000
- estimated
- Profit
- €21,084
- ▲ 96×
- Equity
- €79,033
- ▲ 36.4%
- Total assets
- €92,729
- ▲ 34.0%
Score breakdownlowers riskSize: total assets €92,729Founded in 1981Liquidity: current ratio 6.87, cash €78,402Equity €79,033 (85.2% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 88% on liquidity, 78% on profitability and 83% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 34 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 29-06-2026 at the NBB all 44 filings
Every figure per financial year
The operating result for 2025 is 74 times that of 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €4,182 | - | €1,155 |
| Depreciation and write-downs of the year | €573 | €417 | €569 | €623 | €840 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €274 | €573 | €417 | €569 | €623 | €840 | ▲ 34.9% |
| Other operating charges640/8 | - | - | - | €700 | €711 | €400 | €801 | €826 | ▲ 3.2% |
| Non-recurring operating charges66A | - | - | - | - | - | €180 | - | - | - |
| Gross operating margin9900 | -€20,079 | €1,426 | -€6,311 | -€11 | -€1,110 | -€1,771 | €1,711 | €22,831 | ▲ 13× |
| Operating profit (loss)9901 | -€21,940 | -€2,361 | -€7,284 | -€1,284 | -€2,238 | -€2,919 | €287 | €21,165 | ▲ 74× |
| Financial income75/76B | - | - | - | - | - | - | - | €1 | - |
| Recurring financial income75 | - | - | €3 | - | - | - | - | €1 | - |
| Financial charges65/66B | - | - | - | €74 | €48 | €65 | €67 | €82 | ▲ 22.5% |
| Recurring financial charges65 | €541 | €12 | €8 | €74 | €48 | €65 | €67 | €82 | ▲ 22.5% |
| Profit (loss) for the period before taxes9903 | -€22,481 | -€2,373 | -€7,288 | -€1,357 | -€2,285 | -€2,984 | €220 | €21,084 | ▲ 96× |
| Profit (loss) for the period9904 | -€22,481 | -€2,373 | -€7,288 | -€1,357 | -€2,285 | -€2,984 | €220 | €21,084 | ▲ 96× |
| Profit (loss) for the period to be appropriated9905 | -€22,481 | -€2,373 | -€7,288 | -€1,357 | -€2,285 | -€2,984 | €220 | €21,084 | ▲ 96× |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €100,883 | €82,844 | €68,547 | €70,366 | €71,121 | €70,666 | €69,188 | €92,729 | ▲ 34.0% |
| Formation expenses20 | - | - | - | - | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | - | - | €1,238 | €665 | €249 | €3,682 | €3,059 | €3,374 | ▲ 10.3% |
| Tangible fixed assets22/27 | - | - | €1,238 | €665 | €249 | €3,682 | €3,059 | €3,374 | ▲ 10.3% |
| Land and buildings22 | - | - | - | - | - | €2,787 | €2,486 | €2,184 | ▼ 12.1% |
| Plant, machinery and equipment23 | - | - | - | €665 | €249 | €895 | €573 | €1,190 | ▲ 107% |
| Furniture and vehicles24 | - | - | - | - | €0 | €0 | €0 | €0 | - |
| Current assets29/58 | €100,883 | €82,844 | €67,309 | €69,701 | €70,873 | €66,984 | €66,129 | €89,355 | ▲ 35.1% |
| Amounts receivable within one year40/41 | €1,352 | €1,848 | €677 | €1,569 | €4,034 | €4,588 | €4,434 | €10,945 | ▲ 147% |
| Trade receivables40 | - | - | - | €1,569 | €4,034 | €4,588 | €4,434 | €10,945 | ▲ 147% |
| Cash at bank and in hand54/58 | €98,454 | €80,457 | €66,632 | €68,032 | €66,739 | €61,696 | €61,687 | €78,402 | ▲ 27.1% |
| Deferred charges and accrued income490/1 | - | - | - | €100 | €100 | €700 | €8 | €8 | = |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €100,883 | €82,844 | €68,547 | €70,366 | €71,121 | €70,666 | €69,188 | €92,729 | ▲ 34.0% |
| Equity10/15 | €74,017 | €71,644 | €64,356 | €62,999 | €60,713 | €57,729 | €57,949 | €79,033 | ▲ 36.4% |
| Contributions10/11 | €81,631 | €81,631 | €81,631 | €81,631 | €81,631 | €81,631 | €81,631 | €81,631 | = |
| Capital10 | - | - | - | €81,631 | €81,631 | €81,631 | €81,631 | €81,631 | = |
| Issued capital100 | - | - | - | €81,631 | €81,631 | €81,631 | €81,631 | €81,631 | = |
| Profit (loss) carried forward14 | -€7,614 | -€9,987 | -€17,275 | -€18,633 | -€20,918 | -€23,902 | -€23,682 | -€2,599 | ▲ 89.0% |
| Amounts payable17/49 | €26,866 | €11,200 | €4,191 | €7,367 | €10,408 | €12,937 | €11,239 | €13,696 | ▲ 21.9% |
| Amounts payable within one year42/48 | €26,866 | €11,200 | €4,191 | €7,367 | €9,791 | €12,357 | €10,664 | €13,000 | ▲ 21.9% |
| Trade debts44 | €16,760 | €612 | €432 | €432 | €391 | - | €387 | - | - |
| Suppliers440/4 | - | - | - | €432 | €391 | - | €387 | - | - |
| Other amounts payable47/48 | - | - | - | €6,935 | €9,400 | €12,357 | €10,277 | €13,000 | ▲ 26.5% |
| Accrued charges and deferred income492/3 | - | - | - | - | €616 | €580 | €575 | €696 | ▲ 21.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€22,481 | -€2,373 | -€7,288 | -€1,357 | -€2,285 | -€2,984 | €220 | €21,084 | ▲ 96× |
| + Depreciation and write-downs630 | - | - | €274 | €573 | €417 | €569 | €623 | €840 | ▲ 34.9% |
| Operating cash flow (approximation) | -€22,481 | -€2,373 | -€7,015 | -€784 | -€1,869 | -€2,415 | €843 | €21,924 | ▲ 26× |
| Investment in fixed assets (approximation) | - | - | - | €0 | €0 | -€4,002 | €0 | -€1,155 | - |
| Change in cash | - | -€17,997 | -€13,826 | €1,400 | -€1,293 | -€5,043 | -€9 | €16,715 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 31,368 companies had the same profile as Vanimmo has now. Two years later, 93.5% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Vanimmo itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for Vanimmo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 44 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 29-06-2026 | 2026-00219030 | |
| 31-12-2024 | micro format | 17-06-2025 | 2025-00145045 | |
| 31-12-2023 | micro format | 28-06-2024 | 2024-00190760 | |
| 31-12-2022 | micro format | 28-06-2023 | 2023-00176009 | |
| 31-12-2021 | micro format | 20-06-2022 | 2022-20079990 | |
| 31-12-2020 | micro format | 06-07-2021 | 2021-31900128 | |
| 31-12-2019 | micro format | 03-07-2020 | 2020-26300046 | |
| 31-12-2018 | micro format | 05-07-2019 | 2019-30600524 | |
| 31-12-2017 | micro format | 19-10-2018 | 2018-69700513 | |
| 31-12-2016 | micro format | 28-09-2017 | 2017-64100501 |
Board & ownership
Directors
Board 2
Day-to-day management 2
Owners and capital
Shareholders
- VANDERMEULEN Rudi Jozef 20 shares
- VAN GYSEL Carla Ermina 870 shares
Capital transactions
- 01-12-2022 Capital stated in the deed · €81,631.34 · 890 shares
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| VAN GYSEL Carla Ermina |
|
| VANDERMEULEN Rudi Jozef |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Voorstel verworpen bij staking stemmen, elke bestuurder kan één collega volmacht geven voor bepaalde raad om te stemmen”
Articles of association, deed of 01-12-2022 (in Dutch)
Network & group
Vanimmo shares no director with another company.
Companies at the same address
1 other companyConnections & network
2 current directorsThe network starts from the directors of Vanimmo. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
01-12
Gazette deed
2 directors resigning, 5 reappointedResignations: VAN GYSEL Carla Ermina (director) and VANDERMEULEN Rudi Jozef (director) · Reappointments: VAN GYSEL Carla Ermina (director) and VANDERMEULEN Rudi Jozef (director) · Shareholding18 points ▸
- General meeting, 25-11-2022
- VANDERMEULEN Rudi Jozef holds 20 shares
- VAN GYSEL Carla Ermina holds 870 shares
- Other provision, “aanwezige aandelen en kapitaalvertegenwoordiging”, 100 (deed in Dutch)
- Amendment of the articles, mentioned 2 times in the deed
- Capital, €81,631.34
- Registered office clause, “1860 Meise,’s Herenweg 18, DERDE BESLISSING” (deed in Dutch)
- Director resignation, VAN GYSEL Carla Ermina (director)
- Director resignation, VANDERMEULEN Rudi Jozef (director)
- Director reappointment, VAN GYSEL Carla Ermina (director (not named in the articles))
- Director reappointment, VANDERMEULEN Rudi Jozef (director (not named in the articles))
- Director discharge, VAN GYSEL Carla Ermina
- The act holds 6 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
6 activities
- Het uitoefenen van het beroep van logopediste zowel individueel als in groepsverband.
- Alle roerende en onroerende verrichtingen in verband met het kopen,het bouwen,het verbouwen,de inrichting,de verhuring en de onderverhuring of ruiling en de verkoop van alle onroerende goederen,gebouwd of niet gebouwd.
- Dit alles zowel voor eigen rekening als voor rekening van derden of bij deelneming.
- Ze mag verder alle verrichtingen doen die met het voorgaande in verband staan,met inbegrip van deelname in andere vennootschappen,of ondernemingen.
- De vennootschap mag het bestuur waarnemen en toezicht en controle uitoefenen over alle verbonden vennootschappen.,met dewelke een of andere band van deelneming bestaat en mag alle leningen,van gelijk welke vorm en voor gelijk welke duur,aan deze laatsten toestaan.
- Zij mag bij wijze van inbreng in speciën of in natura,van fusie,inschrijving,deelneming,financiële tussenkomst of op een andere wijze,een aandeel nemen in alle bestaande of op te richten vennootschappen of bedrijven in België of het buitenland,waarvan het voorwerp identiek,gelijkaardig of verwant is met het hare,of van aard is de uitoefening van haar doel te bevorderen.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23050D0304/00G000 | Flanders | 1,570 m² | 1 · 334 m² | 8.1 m · 2 |
| 23643G0455/00C003 | Flanders | 189 m² | 1 · 59 m² | 17.6 m · 5 |