Equity
VANIMI has made a profit without a break since 2022.
VANIMI has made a profit without a break since 2022.
In 2025, 7 people joined and 5 left.
Short-term debts fell from €88,243 to €54,493.
The 2023 accounts came latest: 31 days after the end of the period.
Higher solvency than 83% of companies in retail trade. Sector median 33.1% · 22,909 companies.
The dashed line is the sector median: 0.6% across 40,276 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 84% of them on solvency, 71% on liquidity, 44% on profitability and 44% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 5,047 companies had the same profile as VANIMI has now. Each dot stands for 13 companies, two years later.
That fits the bankruptcy probability of VANIMI itself: 1.7% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for VANIMI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.63 (1.14 in 2024), above the usual 1.5. Short-term debt is 23.8% and cash 17.9% of total assets. 26.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 5 accounts on average 29 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| VANIMI Woluwe-Saint-Pierre | €229,424 | €188,422 | 73.7% | - |
| Coopérative Alimentaire Belge des Artisans Solidaires Ixelles | €259,825 | €210,614 | -1.3% | - |
| Koffieman Sint-Katelijne-Waver | €251,889 | €207,292 | 1.0% | - |
| CR&FAMILY GROUP Beersel | €229,300 | €181,944 | 24.6% | - |
| MABIO Namur | €216,779 | €226,676 | -6.1% | - |
| RI.DE.QUA Brussels | €219,455 | €183,019 | 26.8% | - |
| Boischéri Ixelles | €222,621 | €105,470 | 19.4% | - |
These companies have the same main activity as VANIMI: other retail sale of food (NACE 47279). They are comparable in size and age: total assets between €217,000 and €260,000, founded between 2019 and 2021.
VANIMI has existed since 2021. Turnover grew from €271,781 in 2021 to €618,499 in 2025.
Solvency rose in 2025 from 62.9% to 73.7% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 83% of 22,909 companies in 2025.
Higher than 55% of 22,039 companies in 2025.
Higher than 40% of 22,189 companies in 2025.
Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
In 2025, 7 people joined and 5 left.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
229,424 | 263,952 | 250,227 | 244,476 | 214,814 | |
20 |
- | 261 | 519 | 777 | 1,035 | |
21/28 |
140,739 | 163,527 | 184,566 | 180,267 | 178,651 | |
21 |
958 | 2,159 | 3,360 | 4,562 | 5,402 | |
22/27 |
138,601 | 160,188 | 180,026 | 174,525 | 172,068 | |
23 |
28,422 | 33,386 | 43,182 | 46,657 | 40,369 | |
24 |
5,150 | 4,860 | 3,727 | 4,110 | 1,815 | |
26 |
104,279 | 121,191 | 133,116 | 123,758 | 129,884 | |
27 |
750 | 750 | - | - | - | |
28 |
1,180 | 1,180 | 1,180 | 1,180 | 1,180 | |
29/58 |
88,684 | 100,164 | 65,142 | 63,432 | 35,129 | |
3 |
38,640 | 41,400 | 35,000 | 30,758 | 24,002 | |
30/36 |
38,640 | 41,400 | 35,000 | 30,758 | 24,002 | |
40/41 |
8,876 | 11,037 | 2,304 | 1,329 | 2,359 | |
40 |
4,357 | 6,433 | 2,100 | 1,224 | 1,451 | |
41 |
4,519 | 4,604 | 204 | 105 | 908 | |
54/58 |
41,169 | 47,727 | 26,037 | 31,345 | 8,768 | |
490/1 |
- | 0 | 1,801 | - | - | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
229,424 | 263,952 | 250,227 | 244,476 | 214,814 | |
10/15 |
169,187 | 166,005 | 133,297 | 98,698 | 34,480 | |
10/11 |
50,000 | 50,000 | 50,000 | 50,000 | 50,000 | |
14 |
119,187 | 116,005 | 83,297 | 48,698 | -15,520 | |
17/49 |
60,237 | 97,947 | 116,930 | 145,778 | 180,334 | |
17 |
- | 9,704 | 26,106 | 42,220 | 58,050 | |
170/4 |
- | 9,704 | 26,106 | 42,220 | 58,050 | |
42/48 |
54,493 | 88,243 | 88,748 | 102,520 | 118,336 | |
42 |
9,704 | 16,403 | 17,480 | 21,297 | 25,118 | |
44 |
10,158 | 21,501 | 27,129 | 19,110 | 20,272 | |
440/4 |
10,158 | 21,501 | 27,129 | 19,110 | 20,272 | |
45 |
24,316 | 33,221 | 26,503 | 17,728 | 2,791 | |
450/3 |
24,316 | 33,221 | 26,503 | 17,728 | 2,791 | |
47/48 |
10,316 | 17,118 | 17,635 | 44,385 | 70,155 | |
492/3 |
5,744 | 0 | 2,076 | 1,038 | 3,948 | |
| Income statement | ||||||
70 |
618,499 | 629,967 | 557,564 | 517,946 | 271,781 | |
9900 |
188,422 | 189,729 | 202,564 | 171,860 | 41,276 | |
60/61 |
431,437 | 440,238 | 355,000 | 346,086 | 230,504 | |
62 |
143,662 | 109,838 | 121,851 | 72,702 | 34,982 | |
630 |
31,873 | 30,527 | 27,402 | 21,686 | 13,968 | |
640/8 |
1,398 | 1,355 | 1,445 | 6,726 | 4,617 | |
9901 |
11,489 | 48,009 | 51,867 | 70,746 | -12,291 | |
75/76B |
5 | 72 | 10 | 5 | 298 | |
75 |
5 | 72 | 10 | 5 | 298 | |
65/66B |
7,413 | 7,212 | 6,367 | 5,717 | 3,528 | |
65 |
7,413 | 7,212 | 6,367 | 5,717 | 3,528 | |
9903 |
4,081 | 40,869 | 45,511 | 65,034 | -15,520 | |
67/77 |
900 | 8,161 | 10,911 | 816 | - | |
9904 |
3,182 | 32,708 | 34,599 | 64,218 | -15,520 | |
9905 |
3,182 | 32,708 | 34,599 | 64,218 | -15,520 | |
| Appropriation of the result | ||||||
9906 |
119,187 | 116,005 | 83,297 | 48,698 | -15,520 | |
14P |
116,005 | 83,297 | 48,698 | -15,520 | - | |
| Social balance sheet | ||||||
9087 |
3.2 | 2.8 | 2.9 | 2.1 | 1 | |
Hours worked1013 |
5,207 | 4,104 | 4,457 | 3,494 | 1,712 | |
| Document | ||||||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-08-2026.
2025 annual accounts filed 30 days after the deadline. Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00482860.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-08-2026 | 2026-00482860 | |
| 31-12-2024 | micro format | 31-08-2025 | 2025-00460401 | |
| 31-12-2023 | micro format | 31-08-2024 | 2024-00423986 | |
| 31-12-2022 | micro format | 29-08-2023 | 2023-00369267 | |
| 31-12-2021 | micro format | 25-08-2022 | 2022-20316081 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 43,362 | 78,536 | 79,269 | 92,432 | 1,677 | ||
| 35,055 | 63,235 | 62,001 | 85,904 | -1,553 | ||
| 7,377 | 9,488 | 32,902 | 23,044 | 192,364 | ||
| -6,559 | 21,690 | -5,308 | 22,576 | - | ||
| 34,191 | 11,921 | -23,606 | -39,088 | -83,208 | ||
| 1.9% | 7.6% | 9.3% | 13.7% | -4.5% | ||
| 73.7% | 62.9% | 53.3% | 40.4% | 16.1% | ||
| 1.63 | 1.14 | 0.73 | 0.62 | 0.30 | ||
| 0.92 | 0.67 | 0.34 | 0.32 | 0.09 | ||
| 0.36 | 0.59 | 0.88 | 1.48 | 5.23 | ||
| 1.9% | 19.7% | 26.0% | 65.1% | -45.0% | ||
| 1.4% | 12.4% | 13.8% | 26.3% | -7.2% | ||
| 5.85 | 10.89 | 12.45 | 16.17 | 0.48 | ||
| 3 days | 4 days | 1 day | 1 day | 2 days | ||
| 9 days | 18 days | 28 days | 20 days | 32 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 4 | 2 | 5 | 2 | 2 |
| full-time | 3 | 2 | 3 | 2 | 2 |
| part-time | 1 | - | 2 | - | - |
| in full-time equivalents | 3.3 | 2 | 3.9 | 2 | 2 |
| 3.2 | 2.8 | 2.9 | 2.1 | 1 | |
| On a permanent contract | 1 | 2 | 3 | 2 | 2 |
| Joined | 7 | 3 | 3 | 1 | 2 |
| Left | 5 | 6 | 0 | 1 | 0 |
| Training hours | 0 | - | 0 | 0 | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €7,377 | €9,488 | €32,902 | €23,044 | €185,178 |
| Intangible fixed assets | - | - | - | - | €6,006 |
| Financial fixed assets | - | - | - | - | €1,180 |
| €31,873 | €30,527 | €27,402 | €21,686 | €13,968 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 76% lower than in 2024 and the lowest since 2021. It is the third fall in a row.
Debt's share of the balance-sheet total falls from 37.1% to 26.3%. Equity is higher and debt is lower.
VANIMI has no parent and no holdings in its annual accounts. VANIMI shares no director with another company.
| Association des commerçants et professions libérales du quartier du Centre - Woluwé-Saint-Pierre
registered office since 07-05-2021 · founded in 2021 |
total assets €5,915 (2025) 0767.982.949 |
| ACP " Charles Thielemans 63" à 1150 Woluwe-Saint Pierre
registered office since 05-11-2019 |
founded in 2019 0745.550.314 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Charles Thielemanslaan 63 registered office 1150 Woluwe-Saint-Pierre 4727902 Other retail sale of food | 20-04-2021 | 2.314.684.868 | Retail trade Restaurant |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21019A0143/00G003 | 127 m² | 1 · 117 m² | 17.6 m · 5 |
If something looks wrong or is missing, please tell us.