VANHOUTTE TRADING
ActiveVANHOUTTE TRADING has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €211k. Equity is growing by ~36.4% per year across the filed fiscal years. Its solvency ranks better than 14% of 7955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-7
Solvency30▼-27
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.54 in 2024; short-term debt: 87.4% and cash: 43.8% of total assets), and 94.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.5%
Return on assets
11.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7955 sector peers (2025).
NBB · sector comparisonPosition among 7955 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
158 d early
2024
36 d early
2023
50 d early
2022
21 d early
2021
48 d early
2020
30 d late
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€100k▼ 81.8%
2024 · €550k
2019: €112k
2020: €117k
2021: €177k
2022: €224k
2023: €403k
2024: €550k
2019 → 2025
Total assets
€1.82M▲ 5.3%
2024 · €1.73M
2019: €1.10M
2020: €1.10M
2021: €985k
2022: €1.04M
2023: €1.48M
2024: €1.73M
2019 → 2025
Net result
€211k▼ 14.5%
2024 · €247k
2019: €12k
2020: €35k
2021: €60k
2022: €47k
2023: €454k
2024: €247k
2019 → 2025
Working capital
€143k▼ 74.5%
2024 · €563k
2019: €64k
2020: €64k
2021: €278k
2022: €353k
2023: €383k
2024: €563k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€177k-€224k▲ 26.6%€403k▲ 80.0%€550k▲ 36.4%€100k▼ 81.8%
Operating result€95k-€91k▼ 4.6%€545k▲ 501%€357k▼ 34.6%€293k▼ 17.8%
Net result€60k-€47k▼ 21.2%€454k▲ 865%€247k▼ 45.7%€211k▼ 14.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.82M
Fixed assets
€87k▼ 26.9%
Current assets
€1.73M▲ 7.7%
Equity and liabilities €1.82M
Equity
€100k▼ 81.8%
Debt
€1.72M▲ 45.9%
The debt ratio rises from 68.2% to 94.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€325k▼
2024 · €389k
Cash flow
€243k▼
2024 · €279k
Solvency
5.5%▼
2024 · 31.8%
Current ratio
1.09▼
2024 · 1.54
Quick ratio
0.76▼
2024 · 0.91
Debt / equity
17.20▲
2024 · 2.15
ROE
210.9%▲
2024 · 44.9%
ROA
11.6%▼
2024 · 14.3%
Interest coverage
5.62▼
2024 · 6.45
Debt
€1.72M▲
2024 · €1.18M
Debt ≤ 1 year
€1.59M▲
2024 · €1.05M
Debt > 1 year
€130k=
2024 · €130k
Income taxes
€28k▼
2024 · €50k
Staff costs
€6k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.73M€1.82M▲
Fixed assets21/28€118k€87k▼
Tangible fixed assets22/27€118k€86k▼
Furniture and vehicles24€118k€86k▼
Financial fixed assets28€135€135=
Current assets29/58€1.61M€1.73M▲
Stocks and contracts in progress3€656k€524k▼
Stocks30/36€656k€524k▼
Amounts receivable within one year40/41€164k€226k▲
Trade receivables40€71k€78k▲
Other amounts receivable41€93k€148k▲
Current investments50/53-€179k
Cash at bank and in hand54/58€780k€797k▲
Deferred charges and accrued income490/1€10k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.73M€1.82M▲
Equity10/15€550k€100k▼
Contributions10/11€100k€100k=
Reserves13€450k€0▼
Distributable reserves133€450k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.18M€1.72M▲
Amounts payable after more than one year17€130k€130k=
Financial debts170/4€130k€130k=
Amounts payable within one year42/48€1.05M€1.59M▲
Trade debts44€279k€280k▲
Suppliers440/4€279k€280k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€768k€1.31M▲
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€47k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€32k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€440k€334k▼
Operating profit (loss)9901€357k€293k▼
Financial income75/76B€0€3k▲
Recurring financial income75€0€3k▲
Financial charges65/66B€60k€58k▼
Recurring financial charges65€60k€58k▼
Profit (loss) for the period before taxes9903€296k€238k▼
Income taxes67/77€50k€28k▼
Profit (loss) for the period9904€247k€211k▼
Profit (loss) for the period to be appropriated9905€247k€211k▼
Appropriation of the result
Profit (loss) to be appropriated9906€247k€211k▼
Transfer from equity791/2-€450k
Transfer to equity691/2€147k€0▼
To other reserves6921€147k€0▼
Profit to be distributed694/7€100k€661k▲
Return on contributions (dividend)694-€531k
Directors or managers695€100k€130k▲
Social balance
Average headcount (FTE)90871.20.0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €550k ▲36.4%
6 profitable years in a row build equity to €550k.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2019net €454k ▲865%
Operating result €545k, net result €454k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €224k ▲26.6%
4 profitable years in a row build equity to €224k.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €150kEq €177k ▲51.1%
3 profitable years in a row build equity to €177k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtenlaan 248760 TieltGround area
2,364 m²
Building footprint
29 m²
Parcel 37322C1928/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
VANHOUTTE TRADING
since 20192.282.932.117
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37322C1928/00C000 | Flanders | 2,364 m² | 1 · 28 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 423 EUR awarded · 423 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 192 EUR | 192 EUR |
| 2023 | 1 | 231 EUR | 231 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteTielt2.282.932.117
Similar companies · same sector, comparable size
SODEMAT
BE 0476.246.937
Oudergem · Eq €100k
DE CEUSTER WALLONIA
BE 0764.375.044
Fernelmont · Eq €99k
DC MIX
BE 1015.933.557
Philippeville · Eq €99k
MULTITEL EXPORT
BE 0808.282.588
Plombières · Eq €97k
NOE-BEKISTINGTECHNIEK
BE 0461.112.066
Zaventem · Eq €97k
Of 388 companies in sector 46630 we hold annual accounts for 276. 146 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2018
Fiscal year end31-12
Activities, NACEBEL
46630Wholesale trade
33120Repair and maintenance of machinery
46140Agents in the wholesale of industrial machinery, ships and aircraft
46180Agents specialised in the wholesale of other particular products
46349Wholesale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475274507