VANHOUCKE ACCOUNTING
ActiveSummary
VANHOUCKE ACCOUNTING has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205,130 and a net result of €116,527. Equity has been growing by about 26% per year since 2022. Its solvency ranks better than 39% of 15,782 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 01-09-2021 Normal situation
- Activity
- Certified accountants and tax accountants NACE 69201
- Establishment unit
- 2.321.551.775 2440 Geel, since 01-09-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 28-01-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- €165,851
- ▲ 159%
- Turnover
- ≈ €310,000
- estimated
- Profit
- €116,527
- ▲ 157%
- Equity
- €205,130
- ▲ 10.0%
- Total assets
- €457,295
- ▲ 93.1%
Score breakdownraises riskLiquidity: current ratio 0.44, cash €11,455lowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €457,295Figures for financial year 2025 (filed on 28-06-2026)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 49% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency
70-30
equity 44.9% of total assets
Liquidity
41-7
short-term debt 28.9% · cash 2.5%
Profitability
100+7
return on assets 25.5%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.2%▲ +0.1 percentage points vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026highest value
10-2026: < 0.1%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.44 (3.3 in 2024), below 1. Short-term debt is 28.9% and cash 2.5% of total assets. 55.1% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 42% of them on solvency, 16% on liquidity, 82% on profitability and 55% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
33 days early
2024
2 days early
2023
on the day
2022
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 9 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 28-06-2026 at the NBB all 4 filings
Turnover
≈ €310,000
Estimated: probably between €250,000 and €380,000
Total assets
€457,295▲ 93.1%
2024 · €236,830
Net result
€116,527▲ 157%
2024 · €45,400
Working capital
-€74,108
2024 · €80,294
Multi-year overview
2022 to 2025, 4 financial yearsOperating result
€163,284
▲ 166%
2025
20222025
Net result
€116,527
▲ 157%
2025
highest quarter of the sector
20222025
Equity
€205,130
▲ 10.0%
2025
middle half of the sector
20222025
Total assets
€457,295
▲ 93.1%
2025
middle half of the sector
20222025
Debt
€252,165
▲ 401%
2025
20222025
Working capital
-€74,108
2025
lowest quarter of the sector
20222025
Solvency
44.9%
▼ 33.9pp
2025
middle half of the sector
20222025
Current ratio
0.44
▼ 2.86
2025
lowest quarter of the sector
20222025
Return on assets (ROA)
25.5%
▲ 6.3pp
2025
middle half of the sector
20222025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line2022202320242025
Operating result€120,525-€60,234▼ 50.0%€61,495▲ 2.1%€163,284▲ 166%
Net result€83,603above the sector's middle half-€52,531within the sector's middle half▼ 37.2%€45,400within the sector's middle half▼ 13.6%€116,527above the sector's middle half▲ 157%
Equity€88,603within the sector's middle half-€141,134within the sector's middle half▲ 59.3%€186,534within the sector's middle half▲ 32.2%€205,130within the sector's middle half▲ 10.0%
Total assets€203,467within the sector's middle half-€249,128within the sector's middle half▲ 22.4%€236,830within the sector's middle half▼ 4.9%€457,295within the sector's middle half▲ 93.1%
Debt€114,864-€107,994▼ 6.0%€50,296▼ 53.4%€252,165▲ 401%
Working capital€24,342within the sector's middle half-€54,042within the sector's middle half▲ 122%€80,294within the sector's middle half▲ 48.6%-€74,108below the sector's middle half
Solvency43.5%within the sector's middle half-56.7%within the sector's middle half▲ 13.1pp78.8%above the sector's middle half▲ 22.1pp44.9%within the sector's middle half▼ 33.9pp
Current ratio1.41within the sector's middle half-1.75within the sector's middle half▲ 0.343.30within the sector's middle half▲ 1.550.44below the sector's middle half▼ 2.86
Return on assets (ROA)41.1%above the sector's middle half-21.1%within the sector's middle half▼ 20.0pp19.2%within the sector's middle half▼ 1.9pp25.5%within the sector's middle half▲ 6.3pp
above
within
below
The sector band is the middle half of the companies in Legal and accounting activities (NACE 69). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 166% higher than in 2024 and the highest since 2022. It is the second rise in a row, after the fall in 2023.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €457,295
Fixed assets
€399,238 ▲ 228%
Current assets
€58,057 ▼ 49.6%
Equity and liabilities €457,295
Equity
€205,130 ▲ 10.0%
Debt
€252,165 ▲ 401%
Debt's share of the balance-sheet total rises from 21.2% to 55.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€165,266▲
2024 · €63,491
Cash flow
€118,508▲
2024 · €47,396
Debt to equity
1.23▲
2024 · 0.27
ROE
56.8%▲
2024 · 24.3%
Interest coverage
over 100▲
2024 · 85.96
Debt ≤ 1 year
€132,165▲
2024 · €34,948
Debt > 1 year
€120,000▲
2024 · €15,348
Income taxes
€46,824▲
2024 · €16,916
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | €988 | €4,267 | €873 | - |
| Financial fixed assets | €119,003 | - | - | €279,632 |
| Depreciation and write-downs of the year | €61 | €1,487 | €1,996 | €1,982 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €1,916 awarded · €1,915 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €659 | €659 |
| 2024 | 1 | €584 | €584 |
| 2023 | 1 | €434 | €493 |
| 2022 | 1 | €239 | €179 |
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €61 | €1,487 | €1,996 | €1,982 | ▼ 0.7% |
| Other operating charges640/8 | €1,190 | €782 | €569 | €585 | ▲ 2.9% |
| Gross operating margin9900 | €121,776 | €62,503 | €64,060 | €165,851 | ▲ 159% |
| Operating profit (loss)9901 | €120,525 | €60,234 | €61,495 | €163,284 | ▲ 166% |
| Financial income75/76B | - | €6,274 | €1,560 | €1,560 | = |
| Recurring financial income75 | - | €6,274 | €1,560 | €1,560 | = |
| Financial charges65/66B | €3,238 | €923 | €739 | €1,494 | ▲ 102% |
| Recurring financial charges65 | €3,238 | €923 | €739 | €1,494 | ▲ 102% |
| Profit (loss) for the period before taxes9903 | €117,287 | €65,585 | €62,316 | €163,351 | ▲ 162% |
| Income taxes67/77 | €33,684 | €13,054 | €16,916 | €46,824 | ▲ 177% |
| Profit (loss) for the period9904 | €83,603 | €52,531 | €45,400 | €116,527 | ▲ 157% |
| Profit (loss) for the period to be appropriated9905 | €83,603 | €52,531 | €45,400 | €116,527 | ▲ 157% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €203,467 | €249,128 | €236,830 | €457,295 | ▲ 93.1% |
| Fixed assets21/28 | €119,930 | €122,711 | €121,588 | €399,238 | ▲ 228% |
| Tangible fixed assets22/27 | €927 | €3,707 | €2,585 | €603 | ▼ 76.7% |
| Furniture and vehicles24 | €927 | €3,707 | €2,585 | €603 | ▼ 76.7% |
| Financial fixed assets28 | €119,003 | €119,003 | €119,003 | €398,635 | ▲ 235% |
| Current assets29/58 | €83,537 | €126,417 | €115,242 | €58,057 | ▼ 49.6% |
| Amounts receivable after more than one year29 | - | €60,000 | €60,000 | €25,000 | ▼ 58.3% |
| Trade receivables290 | - | €60,000 | €60,000 | €25,000 | ▼ 58.3% |
| Amounts receivable within one year40/41 | €80,267 | €38,141 | €53,267 | €21,602 | ▼ 59.4% |
| Trade receivables40 | €12,308 | €11,462 | €16,711 | €21,602 | ▲ 29.3% |
| Other amounts receivable41 | €67,959 | €26,679 | €36,556 | - | - |
| Cash at bank and in hand54/58 | €3,270 | €28,277 | €1,975 | €11,455 | ▲ 480% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €203,467 | €249,128 | €236,830 | €457,295 | ▲ 93.1% |
| Equity10/15 | €88,603 | €141,134 | €186,534 | €205,130 | ▲ 10.0% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €83,603 | €136,134 | €181,534 | €200,130 | ▲ 10.2% |
| Distributable reserves133 | €83,603 | €136,134 | €181,534 | €200,130 | ▲ 10.2% |
| Amounts payable17/49 | €114,864 | €107,994 | €50,296 | €252,165 | ▲ 401% |
| Amounts payable after more than one year17 | €55,669 | €35,619 | €15,348 | €120,000 | ▲ 682% |
| Financial debts170/4 | €55,669 | €35,619 | €15,348 | €120,000 | ▲ 682% |
| Amounts payable within one year42/48 | €59,195 | €72,375 | €34,948 | €132,165 | ▲ 278% |
| Current portion of amounts payable after more than one year42 | €19,836 | €20,051 | €20,271 | €15,348 | ▼ 24.3% |
| Financial debts43 | - | - | €50 | €52 | ▲ 4.0% |
| Credit institutions430/8 | - | - | €50 | €52 | ▲ 4.0% |
| Trade debts44 | €182 | €293 | €175 | €177 | ▲ 1.4% |
| Suppliers440/4 | €182 | €293 | €175 | €177 | ▲ 1.4% |
| Taxes, remuneration and social security45 | €39,178 | €52,032 | €14,452 | €23,784 | ▲ 64.6% |
| Taxes450/3 | €39,178 | €52,032 | €14,452 | €23,784 | ▲ 64.6% |
| Other amounts payable47/48 | - | - | - | €92,804 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €83,603 | €52,531 | €45,400 | €116,527 | ▲ 157% |
| + Depreciation and write-downs630 | €61 | €1,487 | €1,996 | €1,982 | ▼ 0.7% |
| Operating cash flow (approximation) | €83,664 | €54,018 | €47,396 | €118,508 | ▲ 150% |
| Investment in fixed assets (approximation) | - | -€4,267 | -€873 | -€279,632 | ▼ 31,929% |
| Change in cash | - | €25,006 | -€26,302 | €9,480 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Directors
1 director
Vanhoucke Valerie
Current
Director · listed in the 2025 annual accounts, filed on 28-06-2026
Owners and capital
Owners
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
- Sourceown accounts 2025Equity €728,722 Profit of €66,213 in 2025 (profit of €350,681 in 2024) Checked score 9310%
Connections & network
1 current directorThe network starts from the directors of VANHOUCKE ACCOUNTING. Every other company they run is a node.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
28-06
micro format · 33 days before the deadline
2025
31-12
Financial
Highest result from 2022 to 2025net €116,527 ▲157%
The operating result of €163,284 and the net result of €116,527 are both a record.
31-12
Financial
Equity above €200,000equity €205,130 ▲10%
With a profit in every financial year since 2022, equity grows to €205,130.
29-07
micro format · 2 days before the deadline
2024
31-12
Financial
Equity above €150,000equity €186,534 ▲32.2%
With a profit in every financial year since 2022, equity grows to €186,534.
31-07
micro format · on the deadline day
2023
31-12
Financial
Equity above €100,000equity €141,134 ▲59.3%
With a profit in every financial year since 2022, equity grows to €141,134.
30-07
micro format · 1 day before the deadline
2022
25-05
Gazette deed
Registered office moved from Olen to GeelDirector in office3 points ▸
Gazette deed
Registered office moved from Olen to Geel
Director in office3 points ▸
- General meeting, 07-04-2022
- Registered-office move, 2440 Geel,St.-Kristoffelstraat 16
- Director in office, Valerie Vanhoucke (director)
2021
03-09
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
VANHOUCKE ACCOUNTING in Dutch
Enterprise number
0773.416.632
Legal form
Private limited company
Status
Active, normale toestand
Founded
01-09-2021
Entity type
Legal entity
Registered office and establishments
Registered office
St.-Kristoffelstraat 16, 2440 Geel, Belgium
1 former office
- 2250 Olen until 04-04-2022 · act of 25-05-2022
Establishment unit
VANHOUCKE ACCOUNTING, St.-Kristoffelstraat 16, 2440 Geel since 01-09-2021 · unit number 2.321.551.775
Activities
NACEBEL 202569201
Certified accountants and tax accountants main activity
Codes under NACEBEL 2008
69202
Legal and accounting activities main activity
Invoicing and payment
VAT number
BE 0773.416.632
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
1,188 m²
Building footprint
121 m²
Building volume
818 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13373L0329/00K002 | Flanders | 1,188 m² | 1 · 121 m² | 9.1 m · 2 |