Vanheusden Construct Team
ActiveVanheusden Construct Team has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €239k and a net result of €31k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 46% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-21
Solvency69▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.41 in 2024; short-term debt: 56.4% and cash: 79% of total assets), and 56.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.6%
Return on assets
5.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
7 d early
2024
21 d early
2023
51 d early
2022
45 d early
2021
44 d early
2020
32 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€239k▼ 4.8%
2024 · €251k
2018: €61k
2019: €99k
2020: €143k
2021: €172k
2022: €181k
2023: €197k
2024: €251k
2018 → 2025
Total assets
€548k▼ 5.5%
2024 · €580k
2018: €134k
2019: €189k
2020: €224k
2021: €247k
2022: €415k
2023: €546k
2024: €580k
2018 → 2025
Net result
€31k▼ 76.4%
2024 · €133k
2018: €43k
2019: €39k
2020: €44k
2021: €31k
2022: €10k
2023: €17k
2024: €133k
2018 → 2025
Working capital
€146k▲ 9.6%
2024 · €134k
2018: €22k
2019: €65k
2020: €119k
2021: €156k
2022: €163k
2023: €135k
2024: €134k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€172k-€181k▲ 5.2%€197k▲ 8.8%€251k▲ 27.3%€239k▼ 4.8%
Operating result€44k-€19k▼ 58.1%€38k▲ 106%€209k▲ 445%€53k▼ 74.8%
Net result€31k-€10k▼ 67.9%€17k▲ 70.9%€133k▲ 694%€31k▼ 76.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €548k
Fixed assets
€93k▼ 21.2%
Current assets
€455k▼ 1.5%
Equity and liabilities €548k
Equity
€239k▼ 4.8%
Debt
€309k▼ 5.9%
The debt ratio falls from 56.6% to 56.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€82k▼
2024 · €231k
Cash flow
€60k▼
2024 · €155k
Solvency
43.6%▲
2024 · 43.4%
Current ratio
1.47▲
2024 · 1.41
Quick ratio
1.47▲
2024 · 1.41
Debt / equity
1.29▼
2024 · 1.31
ROE
13.1%▼
2024 · 52.8%
ROA
5.7%▼
2024 · 22.9%
Interest coverage
8.51▼
2024 · 11.28
Debt
€309k▼
2024 · €328k
Debt ≤ 1 year
€309k▼
2024 · €328k
Income taxes
€12k▼
2024 · €55k
Staff costs
€0▼
2024 · €214
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€580k€548k▼
Fixed assets21/28€118k€93k▼
Tangible fixed assets22/27€118k€93k▼
Plant, machinery and equipment23€9k€10k▲
Furniture and vehicles24€109k€83k▼
Current assets29/58€462k€455k▼
Stocks and contracts in progress3€500€528▲
Stocks30/36€500€528▲
Amounts receivable within one year40/41€51k€21k▼
Trade receivables40€49k€20k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€411k€433k▲
Deferred charges and accrued income490/1€0€770▲
Equity and liabilities
Total equity and liabilities10/49€580k€548k▼
Equity10/15€251k€239k▼
Contributions10/11€19k€19k=
Reserves13€233k€221k▼
Distributable reserves133€233k€221k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€328k€309k▼
Amounts payable within one year42/48€328k€309k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€4k€578▼
Suppliers440/4€4k€578▼
Taxes, remuneration and social security45€37k€12k▼
Taxes450/3€37k€12k▼
Other amounts payable47/48€287k€297k▲
Income statement
Code20242025
Remuneration, social security and pensions62€214€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€29k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€233k€85k▼
Operating profit (loss)9901€209k€53k▼
Financial income75/76B€20€0▼
Recurring financial income75€20€0▼
Financial charges65/66B€20k€10k▼
Recurring financial charges65€20k€10k▼
Profit (loss) for the period before taxes9903€188k€43k▼
Income taxes67/77€55k€12k▼
Profit (loss) for the period9904€133k€31k▼
Profit (loss) for the period to be appropriated9905€133k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€133k€31k▼
Transfer from equity791/2€79k€43k▼
Transfer to equity691/2€133k€31k▼
To other reserves6921€133k€31k▼
Profit to be distributed694/7€79k€43k▼
Return on contributions (dividend)694€79k€43k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €133k ▲694%
Operating result €209k, net result €133k, both a record.
31-12
Financial
Equity above €200kEq €251k ▲27.3%
7 profitable years in a row build equity to €251k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €10k ▼67.9%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €172k ▲20.8%
4 profitable years in a row build equity to €172k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €143k ▲43.8%
3 profitable years in a row build equity to €143k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelhof 263730 Bilzen-HoeseltGround area
1,030 m²
Building footprint
210 m²
Volume, LiDAR
587 m³
Parcel 73032E0334/00N000, Flanders · tallest building 3.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vanheusden Construct Team
since 20172.273.220.437
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032E0334/00N000 | Flanders | 1,030 m² | 1 · 210 m² | 3.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 722 EUR awarded · 722 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 722 EUR | 722 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,097 companies in sector 43240 we hold annual accounts for 1,631. 1,237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2017
Fiscal year end31-12
Abbreviation NL
VCT
Activities, NACEBEL
43240Other construction installation
42110Construction of roads and motorways
43320Joinery installation
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.