Vanheule Wim
ActiveVanheule Wim has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €319k and a net result of €16k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 56% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
78
/ 100
Excellent▼ -22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▼-74
Solvency90▼-10
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 2.52 in 2024), and 47.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.7%
Return on assets
2.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
122 d early
2023
34 d early
2022
67 d early
2021
13 d early
2020
31 d late
2019
40 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€319k▼ 18.0%
2024 · €389k
2018: €109k
2019: €145k
2020: €199k
2021: €251k
2022: €314k
2023: €347k
2024: €389k
2018 → 2025
Total assets
€605k▲ 1.1%
2024 · €598k
2018: €435k
2019: €439k
2020: €515k
2021: €560k
2022: €617k
2023: €604k
2024: €598k
2018 → 2025
Net result
€16k▼ 79.6%
2024 · €77k
2018: €19k
2019: €36k
2020: €54k
2021: €63k
2022: €92k
2023: €52k
2024: €77k
2018 → 2025
Working capital
€184k▼ 25.5%
2024 · €248k
2018: €55k
2019: €75k
2020: €105k
2021: €156k
2022: €168k
2023: €214k
2024: €248k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€251k-€314k▲ 25.2%€347k▲ 10.5%€389k▲ 12.0%€319k▼ 18.0%
Operating result€94k-€130k▲ 38.5%€80k▼ 38.6%€112k▲ 40.3%€58k▼ 47.9%
Net result€63k-€92k▲ 44.7%€52k▼ 43.0%€77k▲ 48.2%€16k▼ 79.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €605k
Fixed assets
€161k▼ 14.2%
Current assets
€444k▲ 8.1%
Equity and liabilities €605k
Equity
€319k▼ 18.0%
Debt
€286k▲ 36.6%
The debt ratio rises from 35.0% to 47.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€108k▼
2024 · €158k
Cash flow
€65k▼
2024 · €124k
Solvency
52.7%▼
2024 · 65.0%
Current ratio
1.71▼
2024 · 2.52
Quick ratio
1.48▼
2024 · 2.14
Debt / equity
0.90▲
2024 · 0.54
ROE
5.0%▼
2024 · 19.9%
ROA
2.6%▼
2024 · 12.9%
Interest coverage
2.45▼
2024 · 32.21
Debt
€286k▲
2024 · €209k
Debt ≤ 1 year
€259k▲
2024 · €163k
Debt > 1 year
€22k▼
2024 · €43k
Income taxes
€6k▼
2024 · €30k
Staff costs
€0▲
2024 · €-666
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€598k€605k▲
Fixed assets21/28€188k€161k▼
Tangible fixed assets22/27€188k€161k▼
Land and buildings22€121k€107k▼
Plant, machinery and equipment23€14k€27k▲
Furniture and vehicles24€52k€27k▼
Financial fixed assets28€135€135=
Current assets29/58€410k€444k▲
Stocks and contracts in progress3€63k€60k▼
Stocks30/36€63k€60k▼
Amounts receivable within one year40/41€36k€69k▲
Trade receivables40€25k€60k▲
Other amounts receivable41€11k€9k▼
Current investments50/53€200k€200k=
Cash at bank and in hand54/58€109k€111k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€598k€605k▲
Equity10/15€389k€319k▼
Contributions10/11€19k€19k=
Reserves13€370k€300k▼
Distributable reserves133€370k€300k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€209k€286k▲
Amounts payable after more than one year17€43k€22k▼
Financial debts170/4€43k€22k▼
Amounts payable within one year42/48€163k€259k▲
Current portion of amounts payable after more than one year42€32k€21k▼
Financial debts43€10k€0▼
Credit institutions430/8€10k€0▼
Trade debts44€44k€31k▼
Suppliers440/4€44k€31k▼
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€75k€205k▲
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Non-recurring operating income76A€413€0▼
Remuneration, social security and pensions62€-666€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€49k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€161k€111k▼
Operating profit (loss)9901€112k€58k▼
Financial income75/76B€528€8k▲
Recurring financial income75€528€8k▲
Financial charges65/66B€5k€44k▲
Recurring financial charges65€5k€44k▲
Profit (loss) for the period before taxes9903€107k€22k▼
Income taxes67/77€30k€6k▼
Profit (loss) for the period9904€77k€16k▼
Profit (loss) for the period to be appropriated9905€77k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€16k▼
Transfer from equity791/2€36k€86k▲
Transfer to equity691/2€77k€16k▼
To other reserves6921€77k€16k▼
Profit to be distributed694/7€36k€86k▲
Return on contributions (dividend)694€36k€86k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €16k ▼79.6%
Net result drops to €16k, the lowest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €92k ▲44.7%
Operating result €130k, net result €92k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €251k ▲26.1%
4 profitable years in a row build equity to €251k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €150kEq €199k ▲37.5%
3 profitable years in a row build equity to €199k.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bruggestraat(STA) 398840 StadenGround area
919 m²
Building footprint
249 m²
Volume, LiDAR
1,085 m³
Parcel 36019A1327/00X002, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vanheule Wim
since 20132.225.555.825
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36019A1327/00X002 | Flanders | 919 m² | 1 · 249 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 86 EUR awarded · 254 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 168 EUR |
| 2022 | 1 | 86 EUR | 86 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
699400GHNTHB9MQSBZ52
Similar companies · same sector, comparable size
DOSSCHE
BE 0636.832.516
Maldegem · Eq €319k
AG HEATING
BE 0561.912.585
Brussel · Eq €319k
VAN MAERREM
BE 0892.860.947
Deerlijk · Eq €320k
ETUDES TECHNIQUES SOUDURES ET TUYAUTERIES
BE 0882.053.266
Sint-Pieters-Woluwe · Eq €318k
LEO CHRISTIAN
BE 0473.481.843
Londerzeel · Eq €317k
Of 6,993 companies in sector 43221 we hold annual accounts for 3,445. 2,641 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2013
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ann@lammertyn.be
Phone:051/69.52.65